Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 12.95% is in line with its 5-year average of 11.93%, around the middle of its 5-year range (10.02%–14.83%).
As of the fiscal period ended Tuesday, June 30, 2026. 9.15% above its 12-month average of 11.86%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 12.95%.
RETURN ON EQUITY (ROE)
12.95%
RETURN ON EQUITY (ROE) AVG TTM
11.86%
RETURN ON EQUITY (ROE) AVG 3Y
11.83%
RETURN ON EQUITY (ROE) AVG 5Y
11.93%
RETURN ON EQUITY (ROE) AVG 10Y
10.37%
RETURN ON EQUITY (ROE) AVG 15Y
9.65%
RETURN ON EQUITY (ROE) AVG 20Y
9.27%
CURRENT VS TTM AVG
+9.15%
CURRENT VS 3Y AVG
+9.47%
CURRENT VS 5Y AVG
+8.54%
CURRENT VS 10Y AVG
+24.80%
CURRENT VS 15Y AVG
+34.09%
CURRENT VS 20Y AVG
+39.62%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+47.78%
vs the sector median at left
First Capital, Inc.
Market Cap
$215.45M
Return on Equity (ROE)
12.95%
TTM Avg
11.86%
3Y Avg
11.83%
5Y Avg
11.93%
Market Cap
$215.91M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$216.20M
Return on Equity (ROE)
2.71%
TTM Avg
1.20%
3Y Avg
1.20%
5Y Avg
1.20%
Market Cap
$213.74M
Return on Equity (ROE)
8.20%
TTM Avg
8.24%
3Y Avg
8.78%
5Y Avg
8.49%
Market Cap
$213.47M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$217.69M
Return on Equity (ROE)
0.01%
TTM Avg
7.09%
3Y Avg
6.18%
5Y Avg
104.01%
Market Cap
$220.22M
Return on Equity (ROE)
N/A
TTM Avg
226.49%
3Y Avg
226.49%
5Y Avg
226.49%
Market Cap
$220.58M
Return on Equity (ROE)
-3.69%
TTM Avg
49.96%
3Y Avg
-32.01%
5Y Avg
-32.01%
Market Cap
$210.13M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Capital, Inc. (FCAP) | $215.45M | 12.95% | 11.86% | 11.83% | 11.93% |
| Hall Chadwick Acquisition Corp. (HCAC)vs › | $215.91M | N/A | N/A | N/A | N/A |
| Gesher Acquisition Corp. II (GSHR)vs › | $216.20M | 2.71% | 1.20% | 1.20% | 1.20% |
| Ohio Valley Banc Corp. (OVBC)vs › | $213.74M | 8.20% | 8.24% | 8.78% | 8.49% |
| RMG ML Sports Holdings (SHOT)vs › | $213.47M | N/A | N/A | N/A | N/A |
| Chicago Atlantic BDC, Inc. (LIEN)vs › | $217.69M | 0.01% | 7.09% | 6.18% | 104.01% |
| GigCapital9 Corp. Class A Ordinary Share (GIX)vs › | $220.22M | N/A | 226.49% | 226.49% | 226.49% |
| Cantor Equity Partners I, Inc. Class A Ordinary Shares (CEPO)vs › | $220.58M | -3.69% | 49.96% | -32.01% | -32.01% |
| Catalyst Acquisition Corp. (CATL)vs › | $210.13M | N/A | N/A | N/A | N/A |
| ACP Holdings Acquisition Corp. Class A Ordinary Shares (ACGC)vs › | $220.78M | N/A | N/A | N/A | N/A |
ROE
12.9%
ROA
1.4%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 12.95% |
| 2026-03-31 | 12.65% |
| 2025-12-31 | 11.88% |
| 2025-09-30 | 11.14% |
| 2025-06-30 | 10.69% |
| 2025-03-31 | 10.18% |
| 2024-12-31 | 10.42% |
| 2024-09-30 | 10.09% |
| 2024-06-30 | 11.16% |
| 2024-03-31 | 11.28% |
| 2023-12-31 | 12.15% |
| 2023-09-30 | 14.83% |
| 2023-06-30 | 14.32% |
| 2023-03-31 | 14.03% |
| 2022-12-31 | 13.98% |
| 2022-09-30 | 14.39% |
| 2022-06-30 | 12.85% |
| 2022-03-31 | 11.42% |
| 2021-12-31 | 10.04% |
| 2021-09-30 | 10.02% |
| 2021-06-30 | 10.02% |
| 2021-03-31 | 10.00% |
| 2020-12-31 | 9.16% |
| 2020-09-30 | 8.97% |
| 2020-06-30 | 9.30% |
| 2020-03-31 | 9.99% |
| 2019-12-31 | 10.45% |
| 2019-09-30 | 10.75% |
| 2019-06-30 | 10.63% |
| 2019-03-31 | 10.40% |
| 2018-12-31 | 10.78% |
| 2018-09-30 | 10.27% |
| 2018-06-30 | 9.87% |
| 2018-03-31 | 10.11% |
| 2017-12-31 | 9.19% |
| 2017-09-30 | 9.34% |
| 2017-06-30 | 9.04% |
| 2017-03-31 | 8.87% |
| 2016-12-31 | 9.06% |
| 2016-09-30 | 7.93% |
| 2016-06-30 | 7.53% |
| 2016-03-31 | 7.00% |
| 2015-12-31 | 6.99% |
| 2015-09-30 | 8.99% |
| 2015-06-30 | 9.39% |
| 2015-03-31 | 9.89% |
| 2014-12-31 | 9.79% |
| 2014-09-30 | 9.94% |
| 2014-06-30 | 9.95% |
| 2014-03-31 | 9.49% |
| 2013-12-31 | 9.53% |
| 2013-09-30 | 9.62% |
| 2013-06-30 | 8.34% |
| 2013-03-31 | 7.90% |
| 2012-12-31 | 7.42% |
| 2012-09-30 | 7.13% |
| 2012-06-30 | 7.88% |
| 2012-03-31 | 7.83% |
| 2011-12-31 | 7.80% |
| 2011-09-30 | 7.71% |
| 2011-06-30 | 7.49% |
| 2011-03-31 | 7.79% |
| 2010-12-31 | 8.06% |
| 2010-09-30 | 6.71% |
| 2010-06-30 | 4.93% |
| 2010-03-31 | 2.05% |
| 2009-12-31 | 1.67% |
| 2009-09-30 | 2.97% |
| 2009-06-30 | 4.68% |
| 2009-03-31 | 7.30% |
| 2008-12-31 | 7.51% |
| 2008-09-30 | 7.53% |
| 2008-06-30 | 7.73% |
| 2008-03-31 | 7.62% |
| 2007-12-31 | 7.46% |
| 2007-09-30 | 7.75% |
| 2007-06-30 | 7.81% |
| 2007-03-31 | 7.93% |
| 2006-12-31 | 8.41% |
| 2006-09-30 | 8.52% |
| 2006-06-30 | 9.01% |
| 2006-03-31 | 8.89% |
| 2005-12-31 | 8.79% |
| 2005-09-30 | 8.57% |
| 2005-06-30 | 8.34% |
| 2005-03-31 | 8.51% |
| 2004-12-31 | 8.43% |
| 2004-09-30 | 7.73% |
| 2004-06-30 | 8.00% |
| 2004-03-31 | 8.21% |
| 2003-12-31 | 8.05% |
| 2003-09-30 | 7.97% |
| 2003-06-30 | 7.81% |
