First Capital, Inc. (FCAP) vs Chicago Atlantic BDC, Inc. (LIEN)

A side-by-side comparison of First Capital, Inc. and Chicago Atlantic BDC, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FCAP vs LIEN

growth of $100 · dividends reinvested · last 5y
FCAP +83.3% (+12.9%/yr)LIEN +8.7% (+1.7%/yr)FCAP compounded faster over this window
50100150Start $1002023202420252026$183$109
FCAP LIEN

FCAP vs LIEN: by the numbers

  • •LIEN is the larger company ($219M vs $215M market cap).
  • •LIEN trades at the lower trailing earnings multiple (6.89 vs 11.60 P/E), one valuation lens rather than an overall verdict.
  • •LIEN converts more revenue to profit (60.73% vs 26.79% net margin).
  • •LIEN pays the higher dividend yield (14.21% vs 1.96%).

Metrics side by side

Valuation

MetricFCAPLIEN
P/E ratio11.606.89
Forward P/EN/A6.39
PEG ratio1.15N/A
P/S ratio3.124.20
P/B ratio1.510.00

Profitability

MetricFCAPLIEN
Gross marginN/A84.87%
Operating margin33.03%64.62%
Net margin26.79%60.73%
ROE12.95%0.01%

First Capital, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFCAPLIEN
Dividend yield1.96%14.21%
Payout ratio22.60%97.84%

Growth (annualized)

MetricFCAPLIEN
Revenue CAGR (5Y)12.14%N/A
EPS CAGR (5Y)10.05%N/A
Total return CAGR (5Y)12.79%N/A

Frequently asked

Which has the lower trailing P/E, FCAP or LIEN?
LIEN has the lower trailing P/E: FCAP trades at 11.60 and LIEN at 6.89. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does FCAP or LIEN pay a bigger dividend?
FCAP yields 1.96% and LIEN yields 14.21% based on trailing dividends and the latest price.
Is FCAP or LIEN more profitable?
LIEN runs the higher net margin — FCAP at 26.79% versus LIEN at 60.73%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.