Which has the lower trailing P/E, FCAP or OVBC?

FCAP has the lower trailing P/E: FCAP trades at 11.68 and OVBC at 15.16. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does FCAP or OVBC pay a bigger dividend?

FCAP yields 1.96% and OVBC yields 2.12% based on trailing dividends and the latest price.

Is FCAP or OVBC more profitable?

FCAP runs the higher net margin — FCAP at 26.79% versus OVBC at 14.31%.

How have FCAP and OVBC total returns compared?

Over the past 10 years, FCAP delivered 9.85% and OVBC delivered 10.53% annualized total return. Past performance doesn't predict future results.

First Capital, Inc. (FCAP) vs Ohio Valley Banc Corp. (OVBC)

A side-by-side comparison of First Capital, Inc. and Ohio Valley Banc Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FCAP

First Capital, Inc.

$216M

$64.59Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

OVBC

Ohio Valley Banc Corp.

$215M

$45.65Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — FCAP vs OVBC

growth of $100 · dividends reinvested · last 10y

FCAP +166.8% (+10.3%/yr)OVBC +171.0% (+10.5%/yr)OVBC compounded faster over this window

FCAP OVBC

FCAP vs OVBC: by the numbers

•FCAP is the larger company ($216M vs $215M market cap).
•FCAP trades at the lower trailing earnings multiple (11.68 vs 15.16 P/E), one valuation lens rather than an overall verdict.
•FCAP converts more revenue to profit (26.79% vs 14.31% net margin).
•OVBC pays the higher dividend yield (2.12% vs 1.96%).

Metrics side by side

Valuation

Metric	FCAP	OVBC
P/E ratio	11.68	15.16
PEG ratio	1.15	1.66
P/S ratio	3.14	2.17
P/B ratio	1.52	1.24

Profitability

Metric	FCAP	OVBC
Operating margin	33.03%	17.67%
Net margin	26.79%	14.31%
ROE	12.95%	8.20%

First Capital, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Ohio Valley Banc Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FCAP	OVBC
Dividend yield	1.96%	2.12%
Payout ratio	22.60%	31.89%

Growth (annualized)

Metric	FCAP	OVBC
Revenue CAGR (5Y)	12.14%	12.18%
EPS CAGR (5Y)	10.05%	9.12%
Total return CAGR (5Y)	12.79%	14.25%

Frequently asked

Which has the lower trailing P/E, FCAP or OVBC?: FCAP has the lower trailing P/E: FCAP trades at 11.68 and OVBC at 15.16. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does FCAP or OVBC pay a bigger dividend?: FCAP yields 1.96% and OVBC yields 2.12% based on trailing dividends and the latest price.
Is FCAP or OVBC more profitable?: FCAP runs the higher net margin — FCAP at 26.79% versus OVBC at 14.31%.
How have FCAP and OVBC total returns compared?: Over the past 10 years, FCAP delivered 9.85% and OVBC delivered 10.53% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FCAP analysis Full OVBC analysis Interactive comparison tool

Dig into the metrics

First Capital P/E ratio Ohio Valley Banc P/E ratio First Capital dividend yield Ohio Valley Banc dividend yield First Capital ROE Ohio Valley Banc ROE First Capital operating margin Ohio Valley Banc operating margin First Capital revenue growth Ohio Valley Banc revenue growth

First Capital & Ohio Valley Banc appear in these rankings

Highest Dividend Yield Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.