Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 31.13% is 33% above its 5-year average of 23.38%, near the low end of its 5-year range (3.31%–238.15%).
51.73% below its 12-month average of 64.49%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 238.15%.
NET PROFIT MARGIN
31.13%
NET PROFIT MARGIN AVG TTM
64.49%
NET PROFIT MARGIN AVG 3Y
19.12%
NET PROFIT MARGIN AVG 5Y
23.38%
NET PROFIT MARGIN AVG 10Y
24.43%
NET PROFIT MARGIN AVG 15Y
20.71%
NET PROFIT MARGIN AVG 20Y
18.46%
CURRENT VS TTM AVG
-51.73%
CURRENT VS 3Y AVG
+62.84%
CURRENT VS 5Y AVG
+33.16%
CURRENT VS 10Y AVG
+27.43%
CURRENT VS 15Y AVG
+50.30%
CURRENT VS 20Y AVG
+68.66%
SECTOR MEDIAN · FINANCIAL SERVICES
12.85%
median of 649 covered companies
CURRENT VS SECTOR MEDIAN
+142.26%
vs the sector median at left
First Bancorp
Market Cap
$2.49B
Net Profit Margin
31.13%
TTM Avg
64.49%
3Y Avg
19.12%
5Y Avg
23.38%
Market Cap
$2.48B
Net Profit Margin
11.53%
TTM Avg
3.81%
3Y Avg
10.38%
5Y Avg
14.83%
Market Cap
$2.49B
Net Profit Margin
24.65%
TTM Avg
15.06%
3Y Avg
19.23%
5Y Avg
21.34%
Market Cap
$2.51B
Net Profit Margin
17.08%
TTM Avg
20.32%
3Y Avg
23.54%
5Y Avg
26.29%
Market Cap
$2.44B
Net Profit Margin
-149.35%
TTM Avg
-49.38%
3Y Avg
-21.86%
5Y Avg
33.90%
Market Cap
$2.54B
Net Profit Margin
20.51%
TTM Avg
19.08%
3Y Avg
24.53%
5Y Avg
32.05%
Market Cap
$2.39B
Net Profit Margin
20.51%
TTM Avg
19.08%
3Y Avg
24.53%
5Y Avg
32.05%
Market Cap
$2.58B
Net Profit Margin
-4.67%
TTM Avg
-2.02%
3Y Avg
-3.95%
5Y Avg
-4.67%
Market Cap
$2.38B
Net Profit Margin
20.51%
TTM Avg
19.08%
3Y Avg
24.53%
5Y Avg
32.05%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Bancorp (FBNC) | $2.49B | 31.13% | 64.49% | 19.12% | 23.38% |
| Columbia Financial, Inc. (CLBK)vs › | $2.48B | 11.53% | 3.81% | 10.38% | 14.83% |
| First Busey Corporation (BUSE)vs › | $2.49B | 24.65% | 15.06% | 19.23% | 21.34% |
| First Merchants Corporation (FRME)vs › | $2.51B | 17.08% | 20.32% | 23.54% | 26.29% |
| Oxford Lane Capital Corp. (OXLCM)vs › | $2.44B | -149.35% | -49.38% | -21.86% | 33.90% |
| Merchants Bancorp (MBINM)vs › | $2.54B | 20.51% | 19.08% | 24.53% | 32.05% |
| Merchants Bancorp (MBINN)vs › | $2.39B | 20.51% | 19.08% | 24.53% | 32.05% |
| The Baldwin Insurance Group, Inc. (BWIN)vs › | $2.58B | -4.67% | -2.02% | -3.95% | -4.67% |
| Merchants Bancorp (MBINL)vs › | $2.38B | 20.51% | 19.08% | 24.53% | 32.05% |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.38B | 31.79% | 130.00% | -165.98% | -84.42% |
Operating Margin
26.6%
Net Profit Margin
31.1%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 238.15% |
| 2026-03-31 | 29.61% |
| 2025-12-31 | 12.95% |
| 2025-09-30 | 15.92% |
| 2025-06-30 | 25.80% |
| 2025-03-31 | 25.21% |
| 2024-12-31 | 3.31% |
| 2024-09-30 | 13.04% |
| 2024-06-30 | 20.02% |
| 2024-03-31 | 18.30% |
| 2023-12-31 | 21.82% |
| 2023-09-30 | 21.70% |
| 2023-06-30 | 21.72% |
| 2023-03-31 | 11.60% |
| 2022-12-31 | 35.70% |
| 2022-09-30 | 36.07% |
| 2022-06-30 | 37.44% |
| 2022-03-31 | 34.51% |
| 2021-12-31 | 11.53% |
| 2021-09-30 | 35.88% |
| 2021-06-30 | 35.42% |
| 2021-03-31 | 35.91% |
| 2020-12-31 | 29.91% |
| 2020-09-30 | 29.10% |
| 2020-06-30 | 19.51% |
| 2020-03-31 | 24.05% |
| 2019-12-31 | 27.71% |
| 2019-09-30 | 32.38% |
| 2019-06-30 | 30.48% |
| 2019-03-31 | 29.49% |
| 2018-12-31 | 31.61% |
| 2018-09-30 | 29.96% |
| 2018-06-30 | 31.31% |
| 2018-03-31 | 29.16% |
| 2017-12-31 | 20.71% |
| 2017-09-30 | 22.81% |
| 2017-06-30 | 20.39% |
| 2017-03-31 | 16.33% |
| 2016-12-31 | 19.54% |
| 2016-09-30 | 10.85% |
| 2016-06-30 | 18.42% |
| 2016-03-31 | 17.34% |
| 2015-12-31 | 17.42% |
| 2015-09-30 | 18.19% |
| 2015-06-30 | 16.25% |
| 2015-03-31 | 18.09% |
| 2014-12-31 | 17.60% |
| 2014-09-30 | 13.55% |
| 2014-06-30 | 15.03% |
| 2014-03-31 | 12.57% |
| 2013-12-31 | 11.73% |
| 2013-09-30 | 14.34% |
| 2013-06-30 | 12.11% |
| 2013-03-31 | 7.53% |
| 2012-12-31 | -65.78% |
| 2012-09-30 | 10.03% |
| 2012-06-30 | 7.56% |
| 2012-03-31 | -11.94% |
| 2011-12-31 | 1.85% |
| 2011-09-30 | 5.24% |
| 2011-06-30 | 7.68% |
| 2011-03-31 | 12.98% |
| 2010-12-31 | -2.47% |
| 2010-09-30 | 7.83% |
| 2010-06-30 | 7.91% |
| 2010-03-31 | 9.65% |
| 2009-12-31 | -65.47% |
| 2009-09-30 | 12.97% |
| 2009-06-30 | 110.05% |
| 2009-03-31 | 10.39% |
| 2008-12-31 | 12.02% |
| 2008-09-30 | 14.34% |
| 2008-06-30 | 12.43% |
| 2008-03-31 | 13.26% |
| 2007-12-31 | 13.27% |
| 2007-09-30 | 13.53% |
| 2007-06-30 | 12.97% |
| 2007-03-31 | 12.29% |
| 2006-12-31 | 12.48% |
| 2006-09-30 | 12.02% |
| 2006-06-30 | 13.64% |
| 2006-03-31 | 15.28% |
| 2005-12-31 | 23.50% |
| 2005-09-30 | -2.32% |
| 2005-06-30 | 16.37% |
| 2005-03-31 | 17.71% |
| 2004-12-31 | 20.62% |
| 2004-09-30 | 20.76% |
| 2004-06-30 | 20.81% |
| 2004-03-31 | 20.35% |
| 2003-12-31 | 21.16% |
| 2003-09-30 | 22.70% |
| 2003-06-30 | 21.71% |
| 2003-03-31 | 21.14% |
| 2002-12-31 | 24.00% |
| 2002-09-30 | 21.61% |
