Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 19.96% is in line with its 5-year average of 21.51%, around the middle of its 5-year range (-2.65%–35.00%).
0.09% above its 12-month average of 19.94%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 21.99%.
NET PROFIT MARGIN
19.96%
NET PROFIT MARGIN AVG TTM
19.94%
NET PROFIT MARGIN AVG 3Y
17.94%
NET PROFIT MARGIN AVG 5Y
21.51%
NET PROFIT MARGIN AVG 10Y
22.10%
NET PROFIT MARGIN AVG 15Y
19.67%
NET PROFIT MARGIN AVG 20Y
18.08%
CURRENT VS TTM AVG
+0.09%
CURRENT VS 3Y AVG
+11.29%
CURRENT VS 5Y AVG
-7.23%
CURRENT VS 10Y AVG
-9.67%
CURRENT VS 15Y AVG
+1.48%
CURRENT VS 20Y AVG
+10.43%
SECTOR MEDIAN · FINANCIAL SERVICES
12.96%
median of 694 covered companies
CURRENT VS SECTOR MEDIAN
+53.95%
vs the sector median at left
Columbia Banking System, Inc.
Market Cap
$8.15B
Net Profit Margin
19.96%
TTM Avg
19.94%
3Y Avg
17.94%
5Y Avg
21.51%
Market Cap
$7.97B
Net Profit Margin
26.90%
TTM Avg
25.80%
3Y Avg
26.76%
5Y Avg
28.23%
Market Cap
$8.35B
Net Profit Margin
-149.35%
TTM Avg
-49.38%
3Y Avg
-22.17%
5Y Avg
78.62%
Market Cap
$7.76B
Net Profit Margin
19.19%
TTM Avg
16.48%
3Y Avg
19.10%
5Y Avg
21.90%
Market Cap
$7.74B
Net Profit Margin
33.56%
TTM Avg
31.99%
3Y Avg
31.99%
5Y Avg
31.99%
Market Cap
$7.64B
Net Profit Margin
23.26%
TTM Avg
13.89%
3Y Avg
17.18%
5Y Avg
20.91%
Market Cap
$7.59B
Net Profit Margin
28.49%
TTM Avg
26.50%
3Y Avg
24.28%
5Y Avg
23.29%
Market Cap
$7.47B
Net Profit Margin
-1179.94%
TTM Avg
-222.17%
3Y Avg
-288.59%
5Y Avg
-192.94%
Market Cap
$8.83B
Net Profit Margin
16.14%
TTM Avg
8.50%
3Y Avg
8.53%
5Y Avg
13.57%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Columbia Banking System, Inc. (COLB) | $8.15B | 19.96% | 19.94% | 17.94% | 21.51% |
| Commerce Bancshares, Inc. (CBSH)vs › | $7.97B | 26.90% | 25.80% | 26.76% | 28.23% |
| Oxford Lane Capital Corp. 7.95% Notes due 2032 (OXLCG)vs › | $8.35B | -149.35% | -49.38% | -22.17% | 78.62% |
| BOK Financial Corporation (BOKF)vs › | $7.76B | 19.19% | 16.48% | 19.10% | 21.90% |
| Central Bancompany (CBC)vs › | $7.74B | 33.56% | 31.99% | 31.99% | 31.99% |
| Valley National Bancorp (VLYPN)vs › | $7.64B | 23.26% | 13.89% | 17.18% | 20.91% |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.59B | 28.49% | 26.50% | 24.28% | 23.29% |
| TeraWulf Inc. (WULF)vs › | $7.47B | -1179.94% | -222.17% | -288.59% | -192.94% |
| Voya Financial, Inc. (VOYA)vs › | $8.83B | 16.14% | 8.50% | 8.53% | 13.57% |
| Galaxy Digital (GLXY)vs › | $7.46B | -0.17% | 0.07% | 0.03% | 0.02% |
Operating Margin
26.8%
Net Profit Margin
20.0%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 21.99% |
| 2026-03-31 | 22.56% |
| 2025-12-31 | 22.68% |
| 2025-09-30 | 11.75% |
| 2025-06-30 | 20.73% |
| 2025-03-31 | 12.14% |
| 2024-12-31 | 19.73% |
| 2024-09-30 | 19.11% |
| 2024-06-30 | 16.23% |
| 2024-03-31 | 16.89% |
| 2023-12-31 | 12.35% |
| 2023-09-30 | 18.36% |
| 2023-06-30 | 18.64% |
| 2023-03-31 | -2.65% |
| 2022-12-31 | 21.43% |
| 2022-09-30 | 25.24% |
| 2022-06-30 | 25.23% |
| 2022-03-31 | 28.86% |
| 2021-12-31 | 27.30% |
| 2021-09-30 | 34.08% |
| 2021-06-30 | 35.00% |
| 2021-03-31 | 31.16% |
| 2020-12-31 | 39.72% |
| 2020-09-30 | 33.37% |
| 2020-06-30 | 14.61% |
| 2020-03-31 | -599.70% |
| 2019-12-31 | 22.90% |
| 2019-09-30 | 22.61% |
| 2019-06-30 | 27.72% |
| 2019-03-31 | 22.57% |
| 2018-12-31 | 23.45% |
| 2018-09-30 | 26.09% |
| 2018-06-30 | 20.19% |
| 2018-03-31 | 24.11% |
| 2017-12-31 | 26.18% |
| 2017-09-30 | 19.92% |
| 2017-06-30 | 18.86% |
| 2017-03-31 | 16.18% |
| 2016-12-31 | 21.41% |
| 2016-09-30 | 20.11% |
| 2016-06-30 | 17.99% |
| 2016-03-31 | 17.06% |
| 2015-12-31 | 20.64% |
| 2015-09-30 | 19.48% |
| 2015-06-30 | 17.51% |
| 2015-03-31 | 16.16% |
| 2014-12-31 | 18.17% |
| 2014-09-30 | 19.49% |
| 2014-06-30 | 6.46% |
| 2014-03-31 | 13.40% |
| 2013-12-31 | 17.56% |
| 2013-09-30 | 16.51% |
| 2013-06-30 | 18.93% |
| 2013-03-31 | 16.90% |
| 2012-12-31 | 19.01% |
| 2012-09-30 | 17.33% |
| 2012-06-30 | 16.45% |
| 2012-03-31 | 18.58% |
| 2011-12-31 | 15.24% |
| 2011-09-30 | 14.45% |
| 2011-06-30 | 12.01% |
| 2011-03-31 | 9.19% |
| 2010-12-31 | 5.06% |
| 2010-09-30 | 5.63% |
| 2010-06-30 | 2.57% |
| 2010-03-31 | 6.40% |
| 2009-12-31 | -22.14% |
| 2009-09-30 | -5.71% |
| 2009-06-30 | -79.11% |
| 2009-03-31 | -12.72% |
| 2008-12-31 | 3.07% |
| 2008-09-30 | 8.59% |
| 2008-06-30 | 7.94% |
| 2008-03-31 | 16.86% |
| 2007-12-31 | 6.76% |
| 2007-09-30 | 9.00% |
| 2007-06-30 | 14.38% |
| 2007-03-31 | 16.23% |
| 2006-12-31 | 18.78% |
| 2006-09-30 | 17.83% |
| 2006-06-30 | 18.22% |
| 2006-03-31 | 18.75% |
| 2005-12-31 | 21.25% |
| 2005-09-30 | 22.90% |
| 2005-06-30 | 20.11% |
| 2005-03-31 | 20.01% |
| 2004-12-31 | 21.67% |
| 2004-09-30 | 18.90% |
| 2004-06-30 | 19.08% |
| 2004-03-31 | 18.61% |
| 2003-12-31 | 19.39% |
| 2003-09-30 | 19.84% |
| 2003-06-30 | 17.65% |
| 2003-03-31 | 18.37% |
| 2002-12-31 | 17.12% |
| 2002-09-30 | 19.54% |
