Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 8.92 as of 2026-10-06T21:41:14.108Z.
Consensus retrieved: 2026-10-06T10:26:09.313Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T21:41:14.108Z.
Quote observation: 2026-10-06T20:00:01.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: deca577e403b00bc4eb78bee46d58ca9d88bdd9b73cee71a4e26fe14800f643c
Forward PE Ratio (8.92) = Dated Quote Price ($33.02) / Consensus Forward EPS ($3.70)
FORWARD PE RATIO
8.92
SECTOR MEDIAN · FINANCIAL SERVICES
11.14
median of 402 covered companies
CURRENT VS SECTOR MEDIAN
-19.93%
vs the sector median at left
ChoiceOne Financial Services, Inc.
Market Cap
$493.67M
Forward PE Ratio
8.92
Market Cap
$473.69M
Forward PE Ratio
N/A
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| ChoiceOne Financial Services, Inc. (COFS) | $493.67M | 8.92 |
| Private Bancorp of America, Inc. (PBAM)vs › | $493.61M | 10.13 |
| Ponce Financial Group, Inc. (PDLB)vs › | $491.98M | 12.33 |
| Churchill Capital Corp XI (CCXI)vs › | $499.66M | N/A |
| Farmers & Merchants Bancorp, Inc. (FMAO)vs › | $486.57M | 11.14 |
| Greenlight Capital Re, Ltd. (GLRE)vs › | $485.89M | 29.27 |
| Orange County Bancorp, Inc. (OBT)vs › | $502.80M | 10.87 |
| West Bancorporation, Inc. (WTBA)vs › | $503.30M | 11.36 |
| Crane Harbor Acquisition Corp. II Class A Ordinary Shares (CRAN)vs › | $473.69M | N/A |
| Cantor Equity Partners IV, Inc. Class A Ordinary Shares (CEPF)vs › | $472.31M | N/A |
Trailing P/E
9.1
reported TTM EPS
Forward P/E
8.9
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $3.70 implies +1.9% EPS growth vs the reported trailing $3.63.
At the dated quote price of $33.02, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $3.70 | $3.67 – $3.77 | 3 | 8.9x |
| 2027-12-31 | $3.72 | $3.55 – $3.80 | 3 | 8.9x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
