Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 11.82 is 38% above its 5-year average of 8.54, around the middle of its 5-year range (5.50–23.55).
As of 2026-10-06T19:21:12.953Z. 40.84% below its 12-month average of 19.98.
Calculation as of: 2026-10-06T19:21:12.953Z.
Quote observation: 2026-10-06T19:19:45.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: cc6634723c054c09a1d7341882d5e3a20f845358a3c0f0b5dd140ad0d0f7a865
PE Ratio (11.82) = Close Price ($82.01) / Diluted TTM EPS ($6.94)
PE RATIO
11.82
PE RATIO AVG TTM
19.98
PE RATIO AVG 3Y
13.02
PE RATIO AVG 5Y
8.54
PE RATIO AVG 10Y
12.77
PE RATIO AVG 15Y
12.96
PE RATIO AVG 20Y
12.69
CURRENT VS TTM AVG
-40.84%
CURRENT VS 3Y AVG
-9.23%
CURRENT VS 5Y AVG
+38.37%
CURRENT VS 10Y AVG
-7.44%
CURRENT VS 15Y AVG
-8.76%
CURRENT VS 20Y AVG
-6.88%
SECTOR MEDIAN · FINANCIAL SERVICES
13.82
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-14.47%
vs the sector median at left
Chemung Financial Corporation
Market Cap
$395.27M
PE Ratio
11.82
TTM Avg
19.98
3Y Avg
13.02
5Y Avg
8.54
Market Cap
$396.03M
PE Ratio
45.54
TTM Avg
34.05
3Y Avg
33.33
5Y Avg
33.33
Market Cap
$392.11M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$391.22M
PE Ratio
15.82
TTM Avg
16.25
3Y Avg
16.25
5Y Avg
16.25
Market Cap
$391.13M
PE Ratio
38.71
TTM Avg
42.16
3Y Avg
42.16
5Y Avg
42.16
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Chemung Financial Corporation (CHMG) | $395.27M | 11.82 | 19.98 | 13.02 | 8.54 |
| GP-Act III Acquisition Corp. (GPAT)vs › | $396.03M | 45.54 | 34.05 | 33.33 | 33.33 |
| Berto Acquisition Corp. (TACO)vs › | $392.45M | 31.70 | 31.82 | 31.82 | 31.82 |
| Berto Acquisition Corp. II (GUAC)vs › | $392.30M | N/A | N/A | N/A | N/A |
| Lafayette Digital Acquisition Corp. I Class A Ordinary Shares (ZKP)vs › | $392.11M | N/A | N/A | N/A | N/A |
| Republic Digital Acquisition Company Class A (RDAG)vs › | $391.22M | 15.82 | 16.25 | 16.25 | 16.25 |
| Wen Acquisition Corp Class A Ordinary Shares (WENN)vs › | $391.13M | 38.71 | 42.16 | 42.16 | 42.16 |
| Silvia, Inc. (SVIA)vs › | $389.47M | N/A | N/A | N/A | N/A |
| PCB Bancorp (PCB)vs › | $401.13M | 9.75 | 9.47 | 9.65 | 8.91 |
| Parke Bancorp, Inc. (PKBK)vs › | $388.97M | 8.55 | 8.98 | 8.63 | 7.66 |
At 11.8, P/E is near its 20-year median — higher than 51% of readings in its 20-year history.
20-year low
5.5
median
11.7
20-year high
31.4
Trailing P/E
11.8
Forward P/E
10.8
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$82.01
Forward EPS (Est.)
$7.59
Forward P/E
10.81
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 11.80 |
| 2026-10-02 | 11.81 |
| 2026-10-01 | 11.62 |
| 2026-09-30 | 11.65 |
| 2026-09-29 | 11.72 |
| 2026-09-28 | 11.78 |
| 2026-09-25 | 11.82 |
| 2026-09-24 | 11.83 |
| 2026-09-23 | 11.70 |
| 2026-09-22 | 11.81 |
| 2026-09-21 | 11.87 |
| 2026-09-18 | 11.96 |
| 2026-09-17 | 11.91 |
| 2026-09-16 | 12.04 |
| 2026-09-15 | 12.28 |
| 2026-09-14 | 12.25 |
| 2026-09-11 | 12.26 |
| 2026-09-10 | 12.22 |
| 2026-09-09 | 12.09 |
| 2026-09-08 | 12.17 |
| 2026-09-04 | 12.22 |
| 2026-09-03 | 12.19 |
| 2026-09-02 | 12.09 |
| 2026-09-01 | 11.51 |
| 2026-08-31 | 11.68 |
| 2026-08-28 | 11.76 |
| 2026-08-27 | 11.74 |
| 2026-08-26 | 11.65 |
| 2026-08-25 | 11.90 |
| 2026-08-24 | 11.90 |
| 2026-08-21 | 11.91 |
| 2026-08-20 | 11.92 |
| 2026-08-19 | 11.76 |
| 2026-08-18 | 12.05 |
| 2026-08-17 | 11.93 |
| 2026-08-14 | 12.09 |
| 2026-08-13 | 12.04 |
| 2026-08-12 | 11.98 |
| 2026-08-11 | 11.84 |
| 2026-08-10 | 11.71 |
| 2026-08-07 | 11.71 |
| 2026-08-06 | 21.92 |
| 2026-08-05 | 21.88 |
| 2026-08-04 | 21.79 |
| 2026-08-03 | 21.59 |
| 2026-07-31 | 21.56 |
| 2026-07-30 | 21.46 |
| 2026-07-29 | 21.65 |
| 2026-07-28 | 21.69 |
| 2026-07-27 | 21.30 |
| 2026-07-24 | 21.42 |
| 2026-07-23 | 19.73 |
| 2026-07-22 | 19.83 |
| 2026-07-21 | 20.30 |
| 2026-07-20 | 20.38 |
| 2026-07-17 | 20.09 |
| 2026-07-16 | 20.63 |
| 2026-07-15 | 20.11 |
| 2026-07-14 | 19.78 |
| 2026-07-13 | 19.81 |
| 2026-07-10 | 19.86 |
| 2026-07-09 | 19.78 |
| 2026-07-08 | 19.36 |
| 2026-07-07 | 19.66 |
| 2026-07-06 | 19.77 |
| 2026-07-02 | 19.71 |
| 2026-07-01 | 20.18 |
| 2026-06-30 | 19.73 |
| 2026-06-29 | 19.74 |
| 2026-06-26 | 19.99 |
| 2026-06-25 | 19.66 |
| 2026-06-24 | 19.68 |
| 2026-06-23 | 19.47 |
| 2026-06-22 | 18.90 |
| 2026-06-18 | 18.78 |
| 2026-06-17 | 18.58 |
| 2026-06-16 | 18.85 |
| 2026-06-15 | 18.65 |
| 2026-06-12 | 19.18 |
| 2026-06-11 | 19.16 |
| 2026-06-10 | 19.11 |
| 2026-06-09 | 18.91 |
| 2026-06-08 | 18.90 |
| 2026-06-05 | 18.79 |
| 2026-06-04 | 18.46 |
| 2026-06-03 | 17.86 |
| 2026-06-02 | 18.32 |
| 2026-06-01 | 18.17 |
| 2026-05-29 | 18.17 |
| 2026-05-28 | 18.35 |
| 2026-05-27 | 18.21 |
| 2026-05-26 | 18.43 |
| 2026-05-22 | 18.24 |
| 2026-05-21 | 18.21 |
| 2026-05-20 | 17.99 |
| 2026-05-19 | 17.75 |
| 2026-05-18 | 17.52 |
| 2026-05-15 | 17.33 |
| 2026-05-14 | 17.67 |
| 2026-05-13 | 17.56 |
| 2026-05-12 | 17.35 |
| 2026-05-11 | 17.75 |
| 2026-05-08 | 17.99 |
| 2026-05-07 | 22.01 |
| 2026-05-06 | 21.42 |
| 2026-05-05 | 21.52 |
| 2026-05-04 | 21.01 |
| 2026-05-01 | 21.12 |
| 2026-04-30 | 21.22 |
| 2026-04-29 | 21.35 |
| 2026-04-28 | 21.62 |
| 2026-04-27 | 21.57 |
| 2026-04-24 | 21.35 |
| 2026-04-23 | 21.18 |
| 2026-04-22 | 21.24 |
| 2026-04-21 | 21.26 |
| 2026-04-20 | 21.71 |
| 2026-04-17 | 20.07 |
| 2026-04-16 | 18.95 |
| 2026-04-15 | 18.91 |
| 2026-04-14 | 18.85 |
| 2026-04-13 | 18.90 |
| 2026-04-10 | 18.74 |
| 2026-04-09 | 19.17 |
| 2026-04-08 | 18.64 |
| 2026-04-07 | 17.83 |
| 2026-04-06 | 17.41 |
| 2026-04-02 | 17.12 |
| 2026-04-01 | 17.15 |
| 2026-03-31 | 17.19 |
| 2026-03-30 | 17.65 |
| 2026-03-27 | 17.12 |
| 2026-03-26 | 17.41 |
| 2026-03-25 | 17.03 |
| 2026-03-24 | 16.98 |
| 2026-03-23 | 17.52 |
| 2026-03-20 | 16.99 |
| 2026-03-19 | 16.42 |
| 2026-03-18 | 16.37 |
| 2026-03-17 | 16.52 |
| 2026-03-16 | 17.03 |
| 2026-03-13 | 19.42 |
| 2026-03-12 | 19.55 |
| 2026-03-11 | 19.20 |
| 2026-03-10 | 19.35 |
| 2026-03-09 | 19.87 |
| 2026-03-06 | 19.91 |
| 2026-03-05 | 20.04 |
| 2026-03-04 | 20.61 |
| 2026-03-03 | 20.12 |
| 2026-03-02 | 20.36 |
| 2026-02-27 | 20.12 |
| 2026-02-26 | 21.03 |
| 2026-02-25 | 20.83 |
| 2026-02-24 | 20.35 |
| 2026-02-23 | 20.42 |
| 2026-02-20 | 21.29 |
| 2026-02-19 | 21.41 |
| 2026-02-18 | 21.37 |
| 2026-02-17 | 21.46 |
| 2026-02-13 | 21.54 |
| 2026-02-12 | 21.99 |
| 2026-02-11 | 21.84 |
| 2026-02-10 | 22.67 |
| 2026-02-09 | 23.55 |
| 2026-02-06 | 23.33 |
| 2026-02-05 | 23.22 |
| 2026-02-04 | 22.83 |
| 2026-02-03 | 22.14 |
| 2026-02-02 | 22.38 |
| 2026-01-30 | 22.02 |
| 2026-01-29 | 21.76 |
| 2026-01-28 | 21.17 |
| 2026-01-27 | 21.42 |
| 2026-01-26 | 20.90 |
| 2026-01-23 | 20.58 |
| 2026-01-22 | 21.18 |
| 2026-01-21 | 20.70 |
| 2026-01-20 | 19.67 |
| 2026-01-16 | 20.01 |
| 2026-01-15 | 20.55 |
| 2026-01-14 | 20.14 |
| 2026-01-13 | 19.67 |
| 2026-01-12 | 19.62 |
| 2026-01-09 | 19.57 |
| 2026-01-08 | 19.66 |
| 2026-01-07 | 19.44 |
| 2026-01-06 | 19.91 |
| 2026-01-05 | 19.92 |
| 2026-01-02 | 19.75 |
| 2025-12-31 | 20.22 |
| 2025-12-30 | 20.22 |
| 2025-12-29 | 20.22 |
| 2025-12-26 | 20.02 |
| 2025-12-24 | 19.95 |
| 2025-12-23 | 19.92 |
| 2025-12-22 | 20.38 |
| 2025-12-19 | 20.95 |
| 2025-12-18 | 21.95 |
| 2025-12-17 | 21.60 |
| 2025-12-16 | 21.58 |
| 2025-12-15 | 21.49 |
| 2025-12-12 | 20.87 |
| 2025-12-11 | 20.97 |
| 2025-12-10 | 20.29 |
| 2025-12-09 | 20.07 |
| 2025-12-08 | 19.38 |
| 2025-12-05 | 19.31 |
| 2025-12-04 | 19.42 |
| 2025-12-03 | 19.43 |
| 2025-12-02 | 18.95 |
| 2025-12-01 | 19.00 |
| 2025-11-28 | 19.08 |
| 2025-11-26 | 18.90 |
| 2025-11-25 | 18.83 |
| 2025-11-24 | 18.72 |
| 2025-11-21 | 19.20 |
| 2025-11-20 | 18.33 |
| 2025-11-19 | 18.34 |
| 2025-11-18 | 18.37 |
| 2025-11-17 | 18.30 |
| 2025-11-14 | 18.69 |
| 2025-11-13 | 18.85 |
| 2025-11-12 | 18.96 |
| 2025-11-11 | 18.62 |
| 2025-11-10 | 18.32 |
| 2025-11-07 | 18.40 |
| 2025-11-06 | 21.33 |
| 2025-11-05 | 21.74 |
| 2025-11-04 | 21.42 |
| 2025-11-03 | 21.60 |
| 2025-10-31 | 21.47 |
| 2025-10-30 | 21.66 |
| 2025-10-29 | 21.69 |
| 2025-10-28 | 21.94 |
| 2025-10-27 | 21.92 |
| 2025-10-24 | 22.50 |
| 2025-10-23 | 21.78 |
| 2025-10-22 | 21.94 |
| 2025-10-21 | 21.41 |
| 2025-10-20 | 21.66 |
| 2025-10-17 | 21.20 |
| 2025-10-16 | 21.19 |
| 2025-10-15 | 22.05 |
| 2025-10-14 | 21.94 |
| 2025-10-13 | 21.36 |
| 2025-10-10 | 21.25 |
| 2025-10-09 | 22.03 |
| 2025-10-08 | 22.25 |
| 2025-10-07 | 22.25 |
| 2025-10-06 | 22.25 |
| 2025-10-03 | 22.26 |
| 2025-10-02 | 22.18 |
| 2025-10-01 | 22.35 |
| 2025-09-30 | 22.25 |
| 2025-09-29 | 22.33 |
| 2025-09-26 | 22.63 |
| 2025-09-25 | 22.59 |
| 2025-09-24 | 22.48 |
| 2025-09-23 | 22.33 |
Showing the most recent 260 of 5,030 data points. The chart above shows the full history.