Chemung Financial (CHMG) Metrics: History & Chart

Chemung Financial Corporation(CHMG)

Banks - Regional · Elmira, NY

$82.64+0.73 (+0.89%)

Delayed quote: Oct 6, 2026, 11:38 AM EDT

About Chemung Financial Corporation

Chemung Financial Corporation (CFC) functions as the parent company for Chemung Canal Trust Company, providing a comprehensive suite of banking, financing, and fiduciary services. CFC offers a diverse array of deposit products, including demand, savings, and time accounts, alongside both interest-bearing and non-interest-bearing checking accounts, and insured money market accounts. The company's lending portfolio encompasses commercial and agricultural loans tailored for small to mid-sized businesses, commercial and residential mortgages, and various consumer loans, such as home equity lines of credit and home equity term loans. Beyond traditional banking, Chemung Financial extends financial solutions like interest rate swaps, letters of credit, wealth management, and support for employee benefit plans. They also facilitate access to mutual funds, various insurance products, brokerage services, and tax preparation services. Additionally, its trust and wealth services include guardian, custodian, and trustee roles. The corporation also acts as an agent for pension, profit-sharing, and other employee benefit trusts, while providing administrative support for investments, pensions, and estate planning. Operating through 31 branch locations, the company serves 13 counties in New York and Bradford County in Pennsylvania. Established in 1833, Chemung Financial Corporation is headquartered in Elmira, New York.

Elmira, NY

348 employees

www.chemungcanal.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Anders Tomson

View full financials

Third-Party DCF Estimate (FMP)	N/A
Price Gap vs Third-Party Estimate	N/A

7D Total Return	+0.22%
30D Total Return	-3.03%
YTD Total Return	+49.13%
1Y Total Return	+59.34%
3Y Total Return	+121.57%
5Y Total Return	+103.31%
10Y Total Return	+268.71%
15Y Total Return	+459.25%
20Y Total Return	+396.34%

2026	+49.13%
2025	+17.32%
2024	+0.72%
2023	+11.74%
2022	+1.60%
2021	+40.61%
2020

CAGR TTM	+58.99%
CAGR 3Y	+30.36%
CAGR 5Y	+15.25%
CAGR 10Y	+13.94%
CAGR 15Y	+12.16%
CAGR 20Y	+8.34%

PE Ratio	11.80
PE Ratio Avg TTM	19.98
PE Ratio Avg 3Y	13.02
Current VS TTM Avg	-40.94%
Current VS 3Y Avg	-9.39%
Current VS 5Y Avg	+38.14%

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CHMG Discounted Cash Flow Metrics

CHMG Returns By Period

CHMG Yearly Returns

CHMG Average Annual Returns By Period (CAGR)

CHMG Revenue Metrics

CHMG PE Ratio Metrics

CHMG PS Ratio Metrics

CHMG PB Ratio Metrics

CHMG Debt to Equity Ratio Metrics

CHMG PEG Ratio Metrics

CHMG Earnings Yield

CHMG EBITDA Yield

CHMG OCF Yield

CHMG ROIC Metrics

CHMG Return on Assets Metrics

CHMG Return on Equity Metrics

CHMG Net Profit Margin Metrics

CHMG Tax Rate Metrics

PS Ratio	2.86
PS Ratio Avg TTM	2.24
PS Ratio Avg 3Y	1.71
Current VS TTM Avg	+27.59%
Current VS 3Y Avg	+67.70%
Current VS 5Y Avg	+47.07%

PB Ratio	1.46
PB Ratio Avg TTM	1.22
PB Ratio Avg 3Y	1.12
Current VS TTM Avg	+19.56%
Current VS 3Y Avg	+30.23%
Current VS 5Y Avg	+31.21%

Debt/Equity Ratio	0.53
Debt/Equity Ratio Avg TTM	0.34
Debt/Equity Ratio Avg 3Y	0.31
Current VS TTM Avg	+53.93%
Current VS 3Y Avg	+69.51%
Current VS 5Y Avg	+86.95%

PEG Ratio	2.14
PEG Ratio Avg TTM	1.83
PEG Ratio Avg 3Y	1.30
Current VS TTM Avg	+17.22%
Current VS 3Y Avg	+65.08%
Current VS 5Y Avg	+119.31%

Earnings Yield	8.47%
Earnings Yield Avg TTM	5.04%
Earnings Yield Avg 3Y	8.96%
Current VS TTM Avg	+68.17%
Current VS 3Y Avg	-5.49%
Current VS 5Y Avg	-20.69%

EBITDA Yield	N/A
EBITDA Yield Avg TTM	N/A
EBITDA Yield Avg 3Y	N/A
Current VS TTM Avg	N/A
Current VS 3Y Avg	N/A
Current VS 5Y Avg	N/A

OCF Yield	N/A
OCF Yield Avg TTM	N/A
OCF Yield Avg 3Y	N/A
Current VS TTM Avg	N/A
Current VS 3Y Avg	N/A
Current VS 5Y Avg	N/A

ROIC	N/A
ROIC Avg 3Y	N/A
ROIC Avg 5Y	N/A
Current VS 3Y Avg	N/A
Current VS 5Y Avg	N/A
Current VS 10Y Avg	N/A

ROA	1.19%
ROA Avg TTM	0.20%
ROA Avg 3Y	0.25%
Current VS TTM Avg	+497.73%
Current VS 3Y Avg	+384.43%
Current VS 5Y Avg	+358.75%

ROE	12.41%
ROE Avg TTM	7.09%
ROE Avg 3Y	10.42%
Current VS TTM Avg	+74.94%
Current VS 3Y Avg	+19.06%
Current VS 5Y Avg	+2.52%

Net Profit Margin	24.21%
Net Profit Margin Avg TTM	16.22%
Net Profit Margin Avg 3Y	17.43%
Current VS TTM Avg	+49.27%
Current VS 3Y Avg	+38.89%
Current VS 5Y Avg	+10.97%

Tax Rate	21.97%
Tax Rate Avg 3Y	21.51%
Tax Rate Avg 5Y	21.65%
Current VS 3Y Avg	+2.17%
Current VS 5Y Avg	+1.51%
Current VS 10Y Avg	+6.54%