Which has the lower trailing P/E, CHMG or GPAT?

CHMG has the lower trailing P/E: CHMG trades at 11.90 and GPAT at 45.62. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does CHMG or GPAT pay a bigger dividend?

CHMG pays a dividend (1.68% yield), while GPAT has no payments in the available dividend history.

Is CHMG or GPAT more profitable?

CHMG runs the higher net margin — CHMG at 24.21% versus GPAT at 0.00%.

Chemung Financial Corporation (CHMG) vs GP-Act III Acquisition Corp. (GPAT)

A side-by-side comparison of Chemung Financial Corporation and GP-Act III Acquisition Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CHMG

Chemung Financial Corporation

$398M

$82.56Financial ServicesDelayed quote: Oct 6, 2026, 12:10 PM EDT

GPAT

GP-Act III Acquisition Corp.

$397M

$11.04Financial ServicesDelayed quote: Oct 6, 2026, 10:22 AM EDT

Total return — CHMG vs GPAT

growth of $100 · dividends reinvested · last 2y

CHMG +97.3% (+40.5%/yr)GPAT +11.2% (+5.5%/yr)CHMG compounded faster over this window

CHMG GPAT

CHMG vs GPAT: by the numbers

•CHMG is the larger company ($398M vs $397M market cap).
•CHMG trades at the lower trailing earnings multiple (11.90 vs 45.62 P/E), one valuation lens rather than an overall verdict.
•CHMG is profitable (24.21% net margin) while GPAT runs a net loss (0.00%).
•CHMG pays a dividend (1.68% yield), while GPAT has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	CHMG	GPAT
P/E ratio	11.90	45.62
Forward P/E	10.88	N/A
P/S ratio	2.87	N/A
P/B ratio	1.47	4.84

Profitability

Metric	CHMG	GPAT
Gross margin	N/A	0.00%
Operating margin	15.20%	0.00%
Net margin	24.21%	0.00%
ROE	12.41%	10.30%
ROIC	N/A	-2.32%

Chemung Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CHMG	GPAT
Dividend yield	1.68%	N/A
Payout ratio	19.88%	N/A

Growth (annualized)

Metric	CHMG	GPAT
Revenue CAGR (5Y)	9.02%	N/A
EPS CAGR (5Y)	-4.84%	N/A
Total return CAGR (5Y)	15.25%	N/A

Frequently asked

Which has the lower trailing P/E, CHMG or GPAT?: CHMG has the lower trailing P/E: CHMG trades at 11.90 and GPAT at 45.62. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does CHMG or GPAT pay a bigger dividend?: CHMG pays a dividend (1.68% yield), while GPAT has no payments in the available dividend history.
Is CHMG or GPAT more profitable?: CHMG runs the higher net margin — CHMG at 24.21% versus GPAT at 0.00%.

Go deeper

Full CHMG analysis Full GPAT analysis Interactive comparison tool

Dig into the metrics

Chemung Financial P/E ratio GP-Act III Acquisition P/E ratio Chemung Financial dividend yield Chemung Financial ROE GP-Act III Acquisition ROE Chemung Financial operating margin GP-Act III Acquisition operating margin Chemung Financial revenue growth GP-Act III Acquisition revenue growth GP-Act III Acquisition free cash flow

Chemung Financial & GP-Act III Acquisition appear in these rankings

Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.