Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 16.29% is in line with its 5-year average of 16.36%, around the middle of its 5-year range (12.12%–19.27%).
As of the fiscal period ended Tuesday, June 30, 2026. 0.61% above its 12-month average of 16.19%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 16.29%.
RETURN ON EQUITY (ROE)
16.29%
RETURN ON EQUITY (ROE) AVG TTM
16.19%
RETURN ON EQUITY (ROE) AVG 3Y
16.47%
RETURN ON EQUITY (ROE) AVG 5Y
16.36%
RETURN ON EQUITY (ROE) AVG 10Y
14.13%
RETURN ON EQUITY (ROE) AVG 15Y
13.63%
RETURN ON EQUITY (ROE) AVG 20Y
13.82%
CURRENT VS TTM AVG
+0.61%
CURRENT VS 3Y AVG
-1.07%
CURRENT VS 5Y AVG
-0.41%
CURRENT VS 10Y AVG
+15.31%
CURRENT VS 15Y AVG
+19.50%
CURRENT VS 20Y AVG
+17.89%
SECTOR MEDIAN · FINANCIAL SERVICES
8.77%
median of 604 covered companies
CURRENT VS SECTOR MEDIAN
+85.76%
vs the sector median at left
City Holding Company
Market Cap
$1.99B
Return on Equity (ROE)
16.29%
TTM Avg
16.19%
3Y Avg
16.47%
5Y Avg
16.36%
Market Cap
$2.00B
Return on Equity (ROE)
N/A
TTM Avg
6.87%
3Y Avg
47.95%
5Y Avg
15.39%
Market Cap
$1.99B
Return on Equity (ROE)
9.33%
TTM Avg
10.02%
3Y Avg
11.17%
5Y Avg
10.04%
Market Cap
$2.08B
Return on Equity (ROE)
13.04%
TTM Avg
12.18%
3Y Avg
12.73%
5Y Avg
12.17%
Market Cap
$2.08B
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.89B
Return on Equity (ROE)
16.36%
TTM Avg
-1.71%
3Y Avg
-1.71%
5Y Avg
-1.56%
Market Cap
$2.10B
Return on Equity (ROE)
27.96%
TTM Avg
4.07%
3Y Avg
0.64%
5Y Avg
8.26%
Market Cap
$1.88B
Return on Equity (ROE)
-121.23%
TTM Avg
227.26%
3Y Avg
24.00%
5Y Avg
-56.35%
Market Cap
$1.85B
Return on Equity (ROE)
11.73%
TTM Avg
10.71%
3Y Avg
12.25%
5Y Avg
11.92%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| City Holding Company (CHCO) | $1.99B | 16.29% | 16.19% | 16.47% | 16.36% |
| Porch Group, Inc. (PRCH)vs › | $2.00B | N/A | 6.87% | 47.95% | 15.39% |
| Enterprise Financial Services Corp (EFSCP)vs › | $1.99B | 9.33% | 10.02% | 11.17% | 10.04% |
| 1st Source Corporation (SRCE)vs › | $2.08B | 13.04% | 12.18% | 12.73% | 12.17% |
| First Busey Corporation (BUSEP)vs › | $2.08B | N/A | N/A | N/A | N/A |
| Apex Treasury Corporation Class A (APXT)vs › | $1.89B | 16.36% | -1.71% | -1.71% | -1.56% |
| Encore Capital Group, Inc. (ECPG)vs › | $2.10B | 27.96% | 4.07% | 0.64% | 8.26% |
| Sharplink, Inc. (SBET)vs › | $1.88B | -121.23% | 227.26% | 24.00% | -56.35% |
| German American Bancorp, Inc. (GABC)vs › | $1.85B | 11.73% | 10.71% | 12.25% | 11.92% |
| FirstSun Capital Bancorp (FSUN)vs › | $1.84B | 2.54% | 7.88% | 8.80% | 8.87% |
ROE
16.3%
ROA
1.9%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 16.29% |
| 2026-03-31 | 16.60% |
| 2025-12-31 | 16.12% |
| 2025-09-30 | 15.97% |
| 2025-06-30 | 15.99% |
| 2025-03-31 | 15.59% |
| 2024-12-31 | 16.03% |
| 2024-09-30 | 15.63% |
| 2024-06-30 | 16.88% |
| 2024-03-31 | 17.52% |
| 2023-12-31 | 16.89% |
| 2023-09-30 | 19.27% |
| 2023-06-30 | 18.09% |
| 2023-03-31 | 16.14% |
| 2022-12-31 | 17.66% |
| 2022-09-30 | 17.29% |
| 2022-06-30 | 15.23% |
| 2022-03-31 | 14.17% |
| 2021-12-31 | 12.93% |
| 2021-09-30 | 12.83% |
| 2021-06-30 | 12.12% |
| 2021-03-31 | 11.63% |
| 2020-12-31 | 12.78% |
| 2020-09-30 | 13.02% |
| 2020-06-30 | 13.29% |
| 2020-03-31 | 14.12% |
| 2019-12-31 | 13.57% |
| 2019-09-30 | 11.92% |
| 2019-06-30 | 11.90% |
| 2019-03-31 | 11.95% |
| 2018-12-31 | 11.60% |
| 2018-09-30 | 13.47% |
| 2018-06-30 | 12.35% |
| 2018-03-31 | 11.36% |
| 2017-12-31 | 10.81% |
| 2017-09-30 | 11.85% |
| 2017-06-30 | 11.90% |
| 2017-03-31 | 11.72% |
| 2016-12-31 | 11.78% |
| 2016-09-30 | 11.73% |
| 2016-06-30 | 11.27% |
| 2016-03-31 | 11.43% |
| 2015-12-31 | 12.91% |
| 2015-09-30 | 13.16% |
| 2015-06-30 | 13.71% |
| 2015-03-31 | 14.11% |
| 2014-12-31 | 13.52% |
| 2014-09-30 | 13.19% |
| 2014-06-30 | 13.54% |
| 2014-03-31 | 13.72% |
| 2013-12-31 | 12.42% |
| 2013-09-30 | 12.13% |
| 2013-06-30 | 11.52% |
| 2013-03-31 | 10.13% |
| 2012-12-31 | 11.69% |
| 2012-09-30 | 11.48% |
| 2012-06-30 | 12.06% |
| 2012-03-31 | 13.00% |
| 2011-12-31 | 13.07% |
| 2011-09-30 | 13.21% |
| 2011-06-30 | 12.36% |
| 2011-03-31 | 12.62% |
| 2010-12-31 | 12.37% |
| 2010-09-30 | 12.75% |
| 2010-06-30 | 13.36% |
| 2010-03-31 | 13.17% |
| 2009-12-31 | 13.81% |
| 2009-09-30 | 11.88% |
| 2009-06-30 | 7.82% |
| 2009-03-31 | 9.23% |
| 2008-12-31 | 9.89% |
| 2008-09-30 | 12.85% |
| 2008-06-30 | 17.18% |
| 2008-03-31 | 16.68% |
| 2007-12-31 | 17.36% |
| 2007-09-30 | 17.55% |
| 2007-06-30 | 17.68% |
| 2007-03-31 | 17.65% |
| 2006-12-31 | 17.42% |
| 2006-09-30 | 17.88% |
| 2006-06-30 | 18.61% |
| 2006-03-31 | 17.85% |
| 2005-12-31 | 17.21% |
| 2005-09-30 | 16.63% |
| 2005-06-30 | 16.48% |
| 2005-03-31 | 21.44% |
| 2004-12-31 | 21.45% |
| 2004-09-30 | 21.84% |
| 2004-06-30 | 23.54% |
| 2004-03-31 | 22.43% |
| 2003-12-31 | 22.91% |
| 2003-09-30 | 23.13% |
| 2003-06-30 | 22.33% |
