Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 1.07 is 41% below its 4-year average of 1.83, near the low end of its 4-year range (0.60–3.53).
As of 2026-10-06T21:40:55.339Z. 2.77% below its 12-month average of 1.10.
Calculation as of: 2026-10-06T21:40:55.339Z.
Quote observation: 2026-10-06T20:00:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 75529f14486ec12b08c90efc3ac7fedd1e689ef9cb4538abded2bc9af56347c6
PE Ratio (1.07) = Close Price ($13.56) / Diluted TTM EPS ($12.67)
PE RATIO
1.07
PE RATIO AVG TTM
1.10
PE RATIO AVG 3Y
1.10
PE RATIO AVG 5Y
1.83
PE RATIO AVG 10Y
N/A
PE RATIO AVG 15Y
N/A
PE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-2.77%
CURRENT VS 3Y AVG
-2.77%
CURRENT VS 5Y AVG
-41.44%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.79
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-92.24%
vs the sector median at left
Market Cap
$2.27B
PE Ratio
15.35
TTM Avg
15.14
3Y Avg
15.74
5Y Avg
17.34
Market Cap
$2.29B
PE Ratio
13.17
TTM Avg
13.13
3Y Avg
15.11
5Y Avg
16.88
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Brighthouse Financial, Inc. (BHFAP) | $2.25B | 1.07 | 1.10 | 1.10 | 1.83 |
| Ethos Technologies Inc. (LIFE)vs › | $2.22B | N/A | N/A | N/A | N/A |
| eToro Group Ltd. (ETOR)vs › | $2.22B | 9.74 | 14.60 | 17.34 | 17.34 |
| Stock Yards Bancorp, Inc. (SYBT)vs › | $2.27B | 15.35 | 15.14 | 15.74 | 17.34 |
| Banner Corporation (BANR)vs › | $2.28B | 11.08 | 11.42 | 11.39 | 10.91 |
| Upstart Holdings, Inc. (UPST)vs › | $2.28B | 46.66 | 97.64 | 97.64 | 110.41 |
| WaFd, Inc. (WAFD)vs › | $2.21B | 9.15 | 11.50 | 11.24 | 11.03 |
| Skyward Specialty Insurance Group, Inc. (SKWD)vs › | $2.29B | 13.17 | 13.13 | 15.11 | 16.88 |
| Merchants Bancorp (MBIN)vs › | $2.29B | 10.03 | 10.18 | 7.84 | 7.03 |
| Northwest Bancshares, Inc. (NWBI)vs › | $2.19B | 14.46 | 14.27 | 13.70 | 12.99 |
At 1.1, P/E is below its 8-year median — higher than 24% of readings in its 8-year history.
8-year low
0.5
median
1.8
8-year high
17.2
Trailing P/E
1.1
Forward P/E
N/A
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$13.56
Forward EPS (Est.)
$19.78
Forward P/E
N/A
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 1.07 |
| 2026-10-02 | 1.09 |
| 2026-10-01 | 1.08 |
| 2026-09-30 | 1.09 |
| 2026-09-29 | 1.11 |
| 2026-09-28 | 1.13 |
| 2026-09-25 | 1.14 |
| 2026-09-24 | 1.12 |
| 2026-09-23 | 1.13 |
| 2026-09-22 | 1.09 |
| 2026-09-21 | 1.09 |
| 2026-09-18 | 1.08 |
| 2026-09-17 | 1.07 |
| 2026-09-16 | 1.07 |
| 2026-09-15 | 1.07 |
| 2026-09-14 | 1.07 |
| 2026-09-11 | 1.09 |
| 2026-09-10 | 1.09 |
| 2026-09-09 | 1.12 |
| 2026-09-08 | 1.14 |
| 2026-09-04 | 1.13 |
| 2026-09-03 | 1.13 |
| 2026-09-02 | 1.12 |
| 2026-09-01 | 1.13 |
| 2026-08-31 | 1.14 |
| 2026-08-28 | 1.14 |
| 2026-08-27 | 1.14 |
| 2026-08-26 | 1.13 |
| 2026-08-25 | 1.12 |
| 2026-08-24 | 1.12 |
| 2026-08-21 | 1.07 |
| 2026-08-20 | 1.07 |
| 2026-08-19 | 1.08 |
| 2026-08-18 | 1.07 |
| 2026-08-17 | 1.07 |
| 2026-08-14 | 1.08 |
| 2026-08-13 | 1.08 |
| 2026-08-12 | 1.08 |
| 2026-08-11 | 1.09 |
| 2026-08-10 | 1.09 |
| 2026-08-07 | 1.10 |
| 2023-08-09 | 3.28 |
| 2023-08-08 | 3.24 |
| 2023-08-07 | 3.25 |
| 2023-08-04 | 3.26 |
| 2023-08-03 | 3.21 |
| 2023-08-02 | 3.24 |
| 2023-08-01 | 3.28 |
| 2023-07-31 | 3.34 |
| 2023-07-28 | 3.30 |
| 2023-07-27 | 3.31 |
| 2023-07-26 | 3.29 |
| 2023-07-25 | 3.26 |
| 2023-07-24 | 3.26 |
| 2023-07-21 | 3.25 |
| 2023-07-20 | 3.25 |
| 2023-07-19 | 3.28 |
| 2023-07-18 | 3.27 |
| 2023-07-17 | 3.26 |
| 2023-07-14 | 3.33 |
| 2023-07-13 | 3.34 |
| 2023-07-12 | 3.28 |
| 2023-07-11 | 3.26 |
| 2023-07-10 | 3.21 |
| 2023-07-07 | 3.17 |
| 2023-07-06 | 3.15 |
| 2023-07-05 | 3.19 |
| 2023-07-03 | 3.22 |
| 2023-06-30 | 3.18 |
| 2023-06-29 | 3.13 |
| 2023-06-28 | 3.21 |
| 2023-06-27 | 3.17 |
| 2023-06-26 | 3.19 |
| 2023-06-23 | 3.13 |
| 2023-06-22 | 3.12 |
| 2023-06-21 | 3.19 |
| 2023-06-20 | 3.15 |
| 2023-06-16 | 3.22 |
| 2023-06-15 | 3.21 |
| 2023-06-14 | 3.19 |
| 2023-06-13 | 3.23 |
| 2023-06-12 | 3.27 |
| 2023-06-09 | 3.33 |
| 2023-06-08 | 3.34 |
| 2023-06-07 | 3.53 |
| 2023-06-06 | 3.52 |
| 2023-06-05 | 3.52 |
| 2023-06-02 | 3.49 |
| 2023-06-01 | 3.39 |
| 2023-05-31 | 3.32 |
| 2023-05-30 | 3.30 |
| 2023-05-26 | 3.28 |
| 2023-05-25 | 3.30 |
| 2023-05-24 | 3.28 |
| 2023-05-23 | 3.20 |
| 2023-05-22 | 3.18 |
| 2023-05-19 | 3.18 |
| 2023-05-18 | 3.18 |
| 2023-05-17 | 3.19 |
| 2023-05-16 | 3.13 |
| 2023-05-15 | 3.07 |
| 2023-05-12 | 3.14 |
| 2023-05-11 | 3.05 |
| 2023-05-10 | 3.08 |
| 2023-05-09 | 0.60 |
| 2023-05-08 | 0.63 |
| 2023-05-05 | 0.64 |
| 2023-05-04 | 0.62 |
| 2023-05-03 | 0.65 |
| 2023-05-02 | 0.67 |
| 2023-05-01 | 0.70 |
| 2023-04-28 | 0.70 |
| 2023-04-27 | 0.69 |
| 2023-04-26 | 0.68 |
| 2023-04-25 | 0.70 |
| 2023-04-24 | 0.71 |
| 2023-04-21 | 0.71 |
| 2023-04-20 | 0.71 |
| 2023-04-19 | 0.70 |
| 2023-04-18 | 0.70 |
| 2023-04-17 | 0.69 |
| 2023-04-14 | 0.70 |
| 2023-04-13 | 0.68 |
| 2023-04-12 | 0.69 |
| 2023-04-11 | 0.67 |
| 2023-04-10 | 0.65 |
| 2023-04-06 | 0.66 |
| 2023-04-05 | 0.66 |
| 2023-04-04 | 0.66 |
| 2023-04-03 | 0.67 |
| 2023-03-31 | 0.66 |
| 2023-03-30 | 0.67 |
| 2023-03-29 | 0.67 |
| 2023-03-28 | 0.65 |
| 2023-03-27 | 0.64 |
| 2023-03-24 | 0.64 |
| 2023-03-23 | 0.63 |
| 2023-03-22 | 0.65 |
| 2023-03-21 | 0.64 |
| 2023-03-20 | 0.62 |
| 2023-03-17 | 0.64 |
| 2023-03-16 | 0.71 |
| 2023-03-15 | 0.64 |
| 2023-03-14 | 0.67 |
| 2023-03-13 | 0.63 |
| 2023-03-10 | 0.67 |
| 2023-03-09 | 0.71 |
| 2023-03-08 | 0.74 |
| 2023-03-07 | 0.74 |
| 2023-03-06 | 0.75 |
| 2023-03-03 | 0.74 |
| 2023-03-02 | 0.74 |
| 2023-03-01 | 0.74 |
| 2023-02-28 | 0.74 |
| 2023-02-27 | 0.74 |
| 2023-02-24 | 0.73 |
| 2020-11-06 | 1.23 |
| 2020-11-05 | 1.23 |
| 2020-11-04 | 1.21 |
| 2020-11-03 | 1.18 |
| 2020-11-02 | 1.20 |
| 2020-10-30 | 1.19 |
| 2020-10-29 | 1.18 |
| 2020-10-28 | 1.17 |
| 2020-10-27 | 1.19 |
| 2020-10-26 | 1.19 |
| 2020-10-23 | 1.21 |
| 2020-10-22 | 1.19 |
| 2020-10-21 | 1.19 |
| 2020-10-20 | 1.19 |
| 2020-10-19 | 1.19 |
| 2020-10-16 | 1.20 |
| 2020-10-15 | 1.22 |
| 2020-10-14 | 1.21 |
| 2020-10-13 | 1.24 |
| 2020-10-12 | 1.23 |
| 2020-10-09 | 1.24 |
| 2020-10-08 | 1.24 |
| 2020-10-07 | 1.25 |
| 2020-10-06 | 1.24 |
| 2020-10-05 | 1.22 |
| 2020-10-02 | 1.24 |
| 2020-10-01 | 1.23 |
| 2020-09-30 | 1.20 |
| 2020-09-29 | 1.22 |
| 2020-09-28 | 1.22 |
| 2020-09-25 | 1.21 |
| 2020-09-24 | 1.17 |
| 2020-09-23 | 1.18 |
| 2020-09-22 | 1.20 |
| 2020-09-21 | 1.20 |
| 2020-09-18 | 1.20 |
| 2020-09-17 | 1.20 |
| 2020-09-16 | 1.21 |
| 2020-09-15 | 1.20 |
| 2020-09-14 | 1.19 |
| 2020-09-11 | 1.19 |
| 2020-09-10 | 1.20 |
| 2020-09-09 | 1.20 |
| 2020-09-08 | 1.20 |
| 2020-09-04 | 1.20 |
| 2020-09-03 | 1.21 |
| 2020-09-02 | 1.21 |
| 2020-09-01 | 1.22 |
| 2020-08-31 | 1.22 |
| 2020-08-28 | 1.22 |
| 2020-08-27 | 1.23 |
| 2020-08-26 | 1.22 |
| 2020-08-25 | 1.22 |
| 2020-08-24 | 1.22 |
| 2020-08-21 | 1.23 |
| 2020-08-20 | 1.22 |
| 2020-08-19 | 1.22 |
| 2020-08-18 | 1.22 |
| 2020-08-17 | 1.21 |
| 2020-08-14 | 1.21 |
| 2020-08-13 | 1.21 |
| 2020-08-12 | 1.21 |
| 2020-08-11 | 1.19 |
| 2020-08-10 | 1.21 |
| 2020-08-07 | 0.57 |
| 2020-08-06 | 0.57 |
| 2020-08-05 | 0.58 |
| 2020-08-04 | 0.57 |
| 2020-08-03 | 0.57 |
| 2020-07-31 | 0.57 |
| 2020-07-30 | 0.57 |
| 2020-07-29 | 0.57 |
| 2020-07-28 | 0.56 |
| 2020-07-27 | 0.56 |
| 2020-07-24 | 0.56 |
| 2020-07-23 | 0.56 |
| 2020-07-22 | 0.56 |
| 2020-07-21 | 0.56 |
| 2020-07-20 | 0.56 |
| 2020-07-17 | 0.55 |
| 2020-07-16 | 0.56 |
| 2020-07-15 | 0.55 |
| 2020-07-14 | 0.54 |
| 2020-07-13 | 0.54 |
| 2020-07-10 | 0.54 |
| 2020-07-09 | 0.54 |
| 2020-07-08 | 0.53 |
| 2020-07-07 | 0.54 |
| 2020-07-06 | 0.54 |
| 2020-07-02 | 0.54 |
| 2020-07-01 | 0.54 |
| 2020-06-30 | 0.54 |
| 2020-06-29 | 0.55 |
| 2020-06-26 | 0.55 |
| 2020-06-25 | 0.54 |
| 2020-06-24 | 0.54 |
| 2020-06-23 | 0.54 |
| 2020-06-22 | 0.55 |
| 2020-06-19 | 0.56 |
| 2020-06-18 | 0.55 |
| 2020-06-17 | 0.55 |
| 2020-06-16 | 0.55 |
| 2020-06-15 | 0.55 |
| 2020-06-12 | 0.54 |
Showing the most recent 260 of 521 data points. The chart above shows the full history.