Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 9.51% is 27% above its 5-year average of 7.49%, near the high end of its 5-year range (-28.41%–15.74%).
29.71% above its 12-month average of 7.33%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 12.08%.
NET PROFIT MARGIN
9.51%
NET PROFIT MARGIN AVG TTM
7.33%
NET PROFIT MARGIN AVG 3Y
5.41%
NET PROFIT MARGIN AVG 5Y
7.49%
NET PROFIT MARGIN AVG 10Y
8.56%
NET PROFIT MARGIN AVG 15Y
9.16%
NET PROFIT MARGIN AVG 20Y
8.15%
CURRENT VS TTM AVG
+29.71%
CURRENT VS 3Y AVG
+75.69%
CURRENT VS 5Y AVG
+27.03%
CURRENT VS 10Y AVG
+11.08%
CURRENT VS 15Y AVG
+3.79%
CURRENT VS 20Y AVG
+16.75%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-27.98%
vs the sector median at left
AmeriServ Financial, Inc.
Market Cap
$74.64M
Net Profit Margin
9.51%
TTM Avg
7.33%
3Y Avg
5.41%
5Y Avg
7.49%
Market Cap
$74.81M
Net Profit Margin
21.44%
TTM Avg
-16.83%
3Y Avg
14.26%
5Y Avg
33.72%
Market Cap
$74.45M
Net Profit Margin
18.16%
TTM Avg
14.84%
3Y Avg
15.11%
5Y Avg
17.22%
Market Cap
$72.67M
Net Profit Margin
-746.26%
TTM Avg
-116.73%
3Y Avg
-146.69%
5Y Avg
-318.26%
Market Cap
$78.99M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$79.03M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$70.08M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$69.49M
Net Profit Margin
13.02%
TTM Avg
-8.95%
3Y Avg
-2.78%
5Y Avg
0.05%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| AmeriServ Financial, Inc. (ASRV) | $74.64M | 9.51% | 7.33% | 5.41% | 7.49% |
| Medallion Bank (MBNKO)vs › | $74.52M | N/A | N/A | N/A | N/A |
| Advanced Flower Capital Inc. (AFCG)vs › | $74.81M | 21.44% | -16.83% | 14.26% | 33.72% |
| Home Federal Bancorp, Inc. of Louisiana (HFBL)vs › | $74.45M | 18.16% | 14.84% | 15.11% | 17.22% |
| BTCS Inc. (BTCS)vs › | $72.67M | -746.26% | -116.73% | -146.69% | -318.26% |
| Wintergreen Acquisition Corp. (WTG)vs › | $78.99M | 0.00% | 0.00% | 0.00% | 0.00% |
| Starry Sea Acquisition Corp. (SSEA)vs › | $79.03M | 0.00% | 0.00% | 0.00% | 0.00% |
| Future Vision II Acquisition Corp. (FVN)vs › | $70.08M | 0.00% | 0.00% | 0.00% | 0.00% |
| Catalyst Bancorp, Inc. (CLST)vs › | $69.49M | 13.02% | -8.95% | -2.78% | 0.05% |
| Silvercrest Asset Management Group Inc. (SAMG)vs › | $80.35M | 0.72% | 5.80% | 8.66% | 9.17% |
Operating Margin
11.6%
Net Profit Margin
9.5%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 12.08% |
| 2026-03-31 | 8.36% |
| 2025-12-31 | 6.40% |
| 2025-09-30 | 11.12% |
| 2025-06-30 | -1.29% |
| 2025-03-31 | 9.02% |
| 2024-12-31 | 4.13% |
| 2024-09-30 | 5.66% |
| 2024-06-30 | -1.80% |
| 2024-03-31 | 8.99% |
| 2023-12-31 | -28.41% |
| 2023-09-30 | 3.29% |
| 2023-06-30 | -1.00% |
| 2023-03-31 | 7.54% |
| 2022-12-31 | 5.35% |
| 2022-09-30 | 12.35% |
| 2022-06-30 | 12.65% |
| 2022-03-31 | 15.74% |
| 2021-12-31 | 11.56% |
| 2021-09-30 | 9.06% |
| 2021-06-30 | 10.52% |
| 2021-03-31 | 12.70% |
| 2020-12-31 | 4.32% |
| 2020-09-30 | 6.94% |
| 2020-06-30 | 8.97% |
| 2020-03-31 | 8.93% |
| 2019-12-31 | 4.23% |
| 2019-09-30 | 10.22% |
| 2019-06-30 | 10.91% |
| 2019-03-31 | 11.91% |
| 2018-12-31 | 12.48% |
| 2018-09-30 | 14.80% |
| 2018-06-30 | 11.41% |
| 2018-03-31 | 11.90% |
| 2017-12-31 | -6.60% |
| 2017-09-30 | 10.47% |
| 2017-06-30 | 9.38% |
| 2017-03-31 | 9.42% |
| 2016-12-31 | 8.00% |
| 2016-09-30 | 7.53% |
| 2016-06-30 | 9.64% |
| 2016-03-31 | -9.14% |
| 2015-12-31 | 9.72% |
| 2015-09-30 | 12.48% |
| 2015-06-30 | 10.08% |
| 2015-03-31 | 9.62% |
| 2014-12-31 | 5.39% |
| 2014-09-30 | 2.68% |
| 2014-06-30 | 7.19% |
| 2014-03-31 | 6.82% |
| 2013-12-31 | 13.08% |
| 2013-09-30 | 8.89% |
| 2013-06-30 | 7.81% |
| 2013-03-31 | 7.81% |
| 2012-12-31 | 5.34% |
| 2012-09-30 | 9.55% |
| 2012-06-30 | 10.52% |
| 2012-03-31 | 11.34% |
| 2011-12-31 | 12.80% |
| 2011-09-30 | 11.17% |
| 2011-06-30 | 13.86% |
| 2011-03-31 | 9.22% |
| 2010-12-31 | 7.62% |
| 2010-09-30 | 4.18% |
| 2010-06-30 | 3.21% |
| 2010-03-31 | -6.22% |
| 2009-12-31 | -11.05% |
| 2009-09-30 | -18.55% |
| 2009-06-30 | -6.04% |
| 2009-03-31 | 3.44% |
| 2008-12-31 | 10.20% |
| 2008-09-30 | 7.41% |
| 2008-06-30 | 9.03% |
| 2008-03-31 | 7.62% |
| 2007-12-31 | 5.67% |
| 2007-09-30 | 5.30% |
| 2007-06-30 | 5.08% |
| 2007-03-31 | 2.78% |
| 2006-12-31 | 3.83% |
| 2006-09-30 | 4.25% |
| 2006-06-30 | 3.87% |
| 2006-03-31 | 3.74% |
| 2005-12-31 | 1.55% |
| 2005-09-30 | -87.08% |
| 2005-06-30 | 2.48% |
| 2005-03-31 | 5.61% |
| 2004-12-31 | -77.43% |
| 2004-09-30 | 4.43% |
| 2004-06-30 | 1.59% |
| 2004-03-31 | 1.34% |
| 2003-12-31 | 1.07% |
| 2003-09-30 | 1.46% |
| 2003-06-30 | 4.74% |
| 2003-03-31 | -4.24% |
| 2002-12-31 | -9.54% |
| 2002-09-30 | -19.99% |
