Which has the lower trailing P/E, AFCG or ASRV?

ASRV has the lower trailing P/E: AFCG trades at 17.47 and ASRV at 8.72. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, AFCG or ASRV?

Over the past five years, AFCG grew revenue faster — AFCG at a 22.23% CAGR versus ASRV at 6.89%.

Does AFCG or ASRV pay a bigger dividend?

AFCG yields 7.53% and ASRV yields 2.71% based on trailing dividends and the latest price.

Is AFCG or ASRV more profitable?

AFCG runs the higher net margin — AFCG at 21.44% versus ASRV at 9.51%.

How have AFCG and ASRV total returns compared?

Over the past 5 years, AFCG delivered -16.14% and ASRV delivered 5.91% annualized total return. Past performance doesn't predict future results.

Advanced Flower Capital Inc. (AFCG) vs AmeriServ Financial, Inc. (ASRV)

A side-by-side comparison of Advanced Flower Capital Inc. and AmeriServ Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

AFCG

Advanced Flower Capital Inc.

$76M

$3.32Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

ASRV

AmeriServ Financial, Inc.

$75M

$4.42Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

Total return — AFCG vs ASRV

growth of $100 · dividends reinvested · last 6y

AFCG -58.9% (-13.8%/yr)ASRV +22.6% (+3.5%/yr)ASRV compounded faster over this window

AFCG ASRV

AFCG vs ASRV: by the numbers

•AFCG is the larger company ($76M vs $75M market cap).
•ASRV trades at the lower trailing earnings multiple (8.72 vs 17.47 P/E), one valuation lens rather than an overall verdict.
•AFCG converts more revenue to profit (21.44% vs 9.51% net margin).
•AFCG grew revenue faster over the past five years (22.23% vs 6.89% CAGR).
•AFCG pays the higher dividend yield (7.53% vs 2.71%).

Metrics side by side

Valuation

Metric	AFCG	ASRV
P/E ratio	17.47	8.72
Forward P/E	4.72	N/A
PEG ratio	N/A	1.85
P/S ratio	3.12	0.84
P/B ratio	0.40	0.61
EV / EBITDA	8.11	N/A
FCF yield	16.46%	N/A

Profitability

Metric	AFCG	ASRV
Gross margin	83.05%	N/A
Operating margin	-43.59%	11.59%
Net margin	21.44%	9.51%
ROE	2.78%	6.92%
ROIC	3.65%	N/A

AmeriServ Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	AFCG	ASRV
Dividend yield	7.53%	2.71%
Payout ratio	131.58%	23.66%

Growth (annualized)

Metric	AFCG	ASRV
Revenue CAGR (5Y)	22.23%	6.89%
EPS CAGR (5Y)	N/A	4.72%
FCF CAGR (5Y)	49.22%	N/A
Total return CAGR (5Y)	-16.14%	5.91%

Frequently asked

Which has the lower trailing P/E, AFCG or ASRV?: ASRV has the lower trailing P/E: AFCG trades at 17.47 and ASRV at 8.72. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AFCG or ASRV?: Over the past five years, AFCG grew revenue faster — AFCG at a 22.23% CAGR versus ASRV at 6.89%.
Does AFCG or ASRV pay a bigger dividend?: AFCG yields 7.53% and ASRV yields 2.71% based on trailing dividends and the latest price.
Is AFCG or ASRV more profitable?: AFCG runs the higher net margin — AFCG at 21.44% versus ASRV at 9.51%.
How have AFCG and ASRV total returns compared?: Over the past 5 years, AFCG delivered -16.14% and ASRV delivered 5.91% annualized total return. Past performance doesn't predict future results.

Go deeper

Full AFCG analysis Full ASRV analysis Interactive comparison tool

Dig into the metrics

Advanced Flower Capital P/E ratio AmeriServ Financial P/E ratio Advanced Flower Capital dividend yield AmeriServ Financial dividend yield Advanced Flower Capital ROE AmeriServ Financial ROE Advanced Flower Capital operating margin AmeriServ Financial operating margin Advanced Flower Capital revenue growth AmeriServ Financial revenue growth Advanced Flower Capital free cash flow

Advanced Flower Capital & AmeriServ Financial appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest FCF Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.