Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 6.92% is 32% above its 5-year average of 5.24%, near the high end of its 5-year range (-3.27%–8.22%).
As of the fiscal period ended Tuesday, June 30, 2026. 44.61% above its 12-month average of 4.79%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 6.92%.
RETURN ON EQUITY (ROE)
6.92%
RETURN ON EQUITY (ROE) AVG TTM
4.79%
RETURN ON EQUITY (ROE) AVG 3Y
2.01%
RETURN ON EQUITY (ROE) AVG 5Y
5.24%
RETURN ON EQUITY (ROE) AVG 10Y
5.16%
RETURN ON EQUITY (ROE) AVG 15Y
4.89%
RETURN ON EQUITY (ROE) AVG 20Y
4.58%
CURRENT VS TTM AVG
+44.61%
CURRENT VS 3Y AVG
+244.85%
CURRENT VS 5Y AVG
+32.09%
CURRENT VS 10Y AVG
+34.00%
CURRENT VS 15Y AVG
+41.59%
CURRENT VS 20Y AVG
+51.05%
SECTOR MEDIAN · FINANCIAL SERVICES
9.36%
median of 496 covered companies
CURRENT VS SECTOR MEDIAN
-26.06%
vs the sector median at left
AmeriServ Financial, Inc.
Market Cap
$74.98M
Return on Equity (ROE)
6.92%
TTM Avg
4.79%
3Y Avg
2.01%
5Y Avg
5.24%
Market Cap
$74.81M
Return on Equity (ROE)
2.78%
TTM Avg
-1.72%
3Y Avg
3.42%
5Y Avg
5.45%
Market Cap
$75.16M
Return on Equity (ROE)
-319.27%
TTM Avg
-13.83%
3Y Avg
-41.93%
5Y Avg
-90.89%
Market Cap
$75.86M
Return on Equity (ROE)
10.51%
TTM Avg
8.78%
3Y Avg
8.91%
5Y Avg
9.19%
Market Cap
$69.85M
Return on Equity (ROE)
2.46%
TTM Avg
-0.67%
3Y Avg
-0.13%
5Y Avg
0.00%
Market Cap
$68.08M
Return on Equity (ROE)
300.34%
TTM Avg
25.75%
3Y Avg
25.75%
5Y Avg
25.75%
Market Cap
$67.42M
Return on Equity (ROE)
-86.85%
TTM Avg
-34.26%
3Y Avg
-6.82%
5Y Avg
-14.76%
Market Cap
$83.29M
Return on Equity (ROE)
8.17%
TTM Avg
8.98%
3Y Avg
7.64%
5Y Avg
8.35%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| AmeriServ Financial, Inc. (ASRV) | $74.98M | 6.92% | 4.79% | 2.01% | 5.24% |
| Advanced Flower Capital Inc. (AFCG)vs › | $74.81M | 2.78% | -1.72% | 3.42% | 5.45% |
| BTCS Inc. (BTCS)vs › | $75.16M | -319.27% | -13.83% | -41.93% | -90.89% |
| Medallion Bank (MBNKO)vs › | $74.71M | N/A | N/A | N/A | N/A |
| Home Federal Bancorp, Inc. of Louisiana (HFBL)vs › | $75.86M | 10.51% | 8.78% | 8.91% | 9.19% |
| Catalyst Bancorp, Inc. (CLST)vs › | $69.85M | 2.46% | -0.67% | -0.13% | 0.00% |
| BEST SPAC I Acquisition Corp. (BSAA)vs › | $68.08M | 300.34% | 25.75% | 25.75% | 25.75% |
| Great Elm Group, Inc. (GEG)vs › | $67.42M | -86.85% | -34.26% | -6.82% | -14.76% |
| Hennessy Advisors, Inc. (HNNA)vs › | $83.29M | 8.17% | 8.98% | 7.64% | 8.35% |
| Future Vision II Acquisition Corp. (FVN)vs › | $66.39M | 15.29% | 14.09% | 14.09% | 14.09% |
ROE
6.9%
ROA
0.6%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 6.92% |
| 2026-03-31 | 4.55% |
| 2025-12-31 | 4.70% |
| 2025-09-30 | 4.42% |
| 2025-06-30 | 3.33% |
| 2025-03-31 | 3.25% |
| 2024-12-31 | 3.36% |
| 2024-09-30 | -2.41% |
| 2024-06-30 | -3.03% |
| 2024-03-31 | -2.85% |
| 2023-12-31 | -3.27% |
| 2023-09-30 | 2.88% |
| 2023-06-30 | 4.23% |
| 2023-03-31 | 6.18% |
| 2022-12-31 | 7.01% |
| 2022-09-30 | 8.22% |
| 2022-06-30 | 7.22% |
| 2022-03-31 | 6.52% |
| 2021-12-31 | 6.07% |
| 2021-09-30 | 5.20% |
| 2021-06-30 | 5.00% |
| 2021-03-31 | 5.00% |
| 2020-12-31 | 4.40% |
| 2020-09-30 | 4.43% |
| 2020-06-30 | 5.05% |
| 2020-03-31 | 5.51% |
| 2019-12-31 | 6.11% |
| 2019-09-30 | 7.11% |
| 2019-06-30 | 7.81% |
| 2019-03-31 | 7.95% |
| 2018-12-31 | 7.93% |
| 2018-09-30 | 4.99% |
| 2018-06-30 | 4.20% |
| 2018-03-31 | 3.87% |
| 2017-12-31 | 3.46% |
| 2017-09-30 | 5.60% |
| 2017-06-30 | 5.14% |
| 2017-03-31 | 5.15% |
| 2016-12-31 | 2.42% |
| 2016-09-30 | 2.53% |
| 2016-06-30 | 3.33% |
| 2016-03-31 | 3.44% |
| 2015-12-31 | 5.04% |
| 2015-09-30 | 4.50% |
| 2015-06-30 | 3.33% |
| 2015-03-31 | 2.98% |
| 2014-12-31 | 2.64% |
| 2014-09-30 | 3.54% |
| 2014-06-30 | 4.29% |
| 2014-03-31 | 4.42% |
| 2013-12-31 | 4.58% |
| 2013-09-30 | 3.70% |
| 2013-06-30 | 3.81% |
| 2013-03-31 | 4.06% |
| 2012-12-31 | 4.56% |
| 2012-09-30 | 5.41% |
| 2012-06-30 | 5.72% |
| 2012-03-31 | 6.09% |
| 2011-12-31 | 5.82% |
| 2011-09-30 | 5.15% |
| 2011-06-30 | 4.42% |
| 2011-03-31 | 3.20% |
| 2010-12-31 | 1.20% |
| 2010-09-30 | -1.39% |
| 2010-06-30 | -4.56% |
| 2010-03-31 | -5.96% |
| 2009-12-31 | -4.56% |
| 2009-09-30 | -1.45% |
| 2009-06-30 | 2.09% |
| 2009-03-31 | 4.21% |
| 2008-12-31 | 4.86% |
| 2008-09-30 | 5.14% |
| 2008-06-30 | 4.92% |
| 2008-03-31 | 4.19% |
| 2007-12-31 | 3.36% |
| 2007-09-30 | 3.04% |
| 2007-06-30 | 2.85% |
| 2007-03-31 | 2.59% |
| 2006-12-31 | 2.75% |
| 2006-09-30 | 2.27% |
| 2006-06-30 | -10.97% |
| 2006-03-31 | -11.19% |
| 2005-12-31 | -10.82% |
| 2005-09-30 | -23.88% |
| 2005-06-30 | -10.43% |
| 2005-03-31 | -10.88% |
| 2004-12-31 | -11.40% |
| 2004-09-30 | 1.91% |
| 2004-06-30 | 1.35% |
| 2004-03-31 | 2.02% |
| 2003-12-31 | 0.74% |
| 2003-09-30 | -2.19% |
| 2003-06-30 | -7.94% |
