Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.58% is 89% above its 5-year average of 0.31%, near the high end of its 5-year range (-0.24%–0.58%).
81.25% above its 12-month average of 0.32%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.19%.
RETURN ON ASSETS (ROA)
0.58%
RETURN ON ASSETS (ROA) AVG TTM
0.32%
RETURN ON ASSETS (ROA) AVG 3Y
0.24%
RETURN ON ASSETS (ROA) AVG 5Y
0.31%
RETURN ON ASSETS (ROA) AVG 10Y
0.37%
RETURN ON ASSETS (ROA) AVG 15Y
0.42%
RETURN ON ASSETS (ROA) AVG 20Y
0.42%
CURRENT VS TTM AVG
+81.25%
CURRENT VS 3Y AVG
+144.21%
CURRENT VS 5Y AVG
+89.13%
CURRENT VS 10Y AVG
+58.71%
CURRENT VS 15Y AVG
+37.22%
CURRENT VS 20Y AVG
+39.01%
SECTOR MEDIAN · FINANCIAL SERVICES
1.22%
median of 477 covered companies
CURRENT VS SECTOR MEDIAN
-52.46%
vs the sector median at left
AmeriServ Financial, Inc.
Market Cap
$74.98M
Return on Assets (ROA)
0.58%
TTM Avg
0.32%
3Y Avg
0.24%
5Y Avg
0.31%
Market Cap
$75.56M
Return on Assets (ROA)
-138.95%
TTM Avg
-9.43%
3Y Avg
-37.49%
5Y Avg
-71.41%
Market Cap
$75.27M
Return on Assets (ROA)
1.30%
TTM Avg
-1.67%
3Y Avg
2.02%
5Y Avg
3.94%
Market Cap
$76.58M
Return on Assets (ROA)
0.96%
TTM Avg
0.80%
3Y Avg
0.76%
5Y Avg
0.80%
Market Cap
$69.85M
Return on Assets (ROA)
0.70%
TTM Avg
-0.20%
3Y Avg
-0.03%
5Y Avg
0.04%
Market Cap
$67.73M
Return on Assets (ROA)
-31.18%
TTM Avg
-11.41%
3Y Avg
-0.85%
5Y Avg
-2.79%
Market Cap
$66.57M
Return on Assets (ROA)
41.36%
TTM Avg
1.13%
3Y Avg
1.13%
5Y Avg
1.13%
Market Cap
$67.14M
Return on Assets (ROA)
2.22%
TTM Avg
1.02%
3Y Avg
1.02%
5Y Avg
1.02%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| AmeriServ Financial, Inc. (ASRV) | $74.98M | 0.58% | 0.32% | 0.24% | 0.31% |
| Medallion Bank (MBNKO)vs › | $74.86M | N/A | N/A | N/A | N/A |
| BTCS Inc. (BTCS)vs › | $75.56M | -138.95% | -9.43% | -37.49% | -71.41% |
| Advanced Flower Capital Inc. (AFCG)vs › | $75.27M | 1.30% | -1.67% | 2.02% | 3.94% |
| Home Federal Bancorp, Inc. of Louisiana (HFBL)vs › | $76.58M | 0.96% | 0.80% | 0.76% | 0.80% |
| Catalyst Bancorp, Inc. (CLST)vs › | $69.85M | 0.70% | -0.20% | -0.03% | 0.04% |
| Great Elm Group, Inc. (GEG)vs › | $67.73M | -31.18% | -11.41% | -0.85% | -2.79% |
| BEST SPAC I Acquisition Corp. (BSAA)vs › | $66.57M | 41.36% | 1.13% | 1.13% | 1.13% |
| Future Vision II Acquisition Corp. (FVN)vs › | $67.14M | 2.22% | 1.02% | 1.02% | 1.02% |
| Hennessy Advisors, Inc. (HNNA)vs › | $83.29M | 6.73% | 5.44% | 4.62% | 5.75% |
ROA
0.6%
ROE
6.9%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.39% |
| 2024-12-31 | 0.25% |
| 2023-12-31 | -0.24% |
| 2022-12-31 | 0.55% |
| 2021-12-31 | 0.53% |
| 2020-12-31 | 0.36% |
| 2019-12-31 | 0.51% |
| 2018-12-31 | 0.67% |
| 2017-12-31 | 0.28% |
| 2016-12-31 | 0.20% |
| 2015-12-31 | 0.52% |
| 2014-12-31 | 0.28% |
| 2013-12-31 | 0.49% |
| 2012-12-31 | 0.50% |
| 2011-12-31 | 0.67% |
| 2010-12-31 | 0.14% |
| 2009-12-31 | -0.50% |
| 2008-12-31 | 0.57% |
| 2007-12-31 | 0.34% |
| 2006-12-31 | 0.26% |
| 2005-12-31 | -1.04% |
| 2004-12-31 | -0.96% |
| 2003-12-31 | 0.05% |
| 2002-12-31 | -0.44% |
| 2001-12-31 | 0.16% |
| 2000-12-31 | 0.14% |
| 1999-12-31 | 0.83% |
| 1998-12-31 | 0.89% |
| 1997-12-31 | 1.05% |
| 1996-12-31 | 0.96% |
