Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 24.21% is in line with its 5-year average of 22.64%, around the middle of its 5-year range (8.11%–45.23%).
5.40% below its 12-month average of 25.59%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 45.23%.
NET PROFIT MARGIN
24.21%
NET PROFIT MARGIN AVG TTM
25.59%
NET PROFIT MARGIN AVG 3Y
15.83%
NET PROFIT MARGIN AVG 5Y
22.64%
NET PROFIT MARGIN AVG 10Y
24.59%
NET PROFIT MARGIN AVG 15Y
24.82%
NET PROFIT MARGIN AVG 20Y
23.04%
CURRENT VS TTM AVG
-5.40%
CURRENT VS 3Y AVG
+52.94%
CURRENT VS 5Y AVG
+6.94%
CURRENT VS 10Y AVG
-1.54%
CURRENT VS 15Y AVG
-2.46%
CURRENT VS 20Y AVG
+5.07%
SECTOR MEDIAN · FINANCIAL SERVICES
13.62%
median of 567 covered companies
CURRENT VS SECTOR MEDIAN
+77.75%
vs the sector median at left
Arrow Financial Corporation
Market Cap
$617.36M
Net Profit Margin
24.21%
TTM Avg
25.59%
3Y Avg
15.83%
5Y Avg
22.64%
Market Cap
$619.03M
Net Profit Margin
155.95%
TTM Avg
165.56%
3Y Avg
121.76%
5Y Avg
109.68%
Market Cap
$618.97M
Net Profit Margin
27.02%
TTM Avg
18.00%
3Y Avg
20.39%
5Y Avg
30.04%
Market Cap
$617.68M
Net Profit Margin
-2073.85%
TTM Avg
-462.27%
3Y Avg
-234.58%
5Y Avg
-157.02%
Market Cap
$627.81M
Net Profit Margin
-71.75%
TTM Avg
258.44%
3Y Avg
104.81%
5Y Avg
4.13%
Market Cap
$649.06M
Net Profit Margin
N/A
TTM Avg
-361.57%
3Y Avg
-868.53%
5Y Avg
-1137.46%
Market Cap
$634.15M
Net Profit Margin
-0.49%
TTM Avg
7.47%
3Y Avg
10.64%
5Y Avg
14.92%
Market Cap
$636.82M
Net Profit Margin
87.98%
TTM Avg
85.86%
3Y Avg
83.39%
5Y Avg
43.77%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Arrow Financial Corporation (AROW) | $617.36M | 24.21% | 25.59% | 15.83% | 22.64% |
| Gladstone Investment Corp. (GAIN)vs › | $619.03M | 155.95% | 165.56% | 121.76% | 109.68% |
| Hingham Institution for Savings (HIFS)vs › | $618.97M | 27.02% | 18.00% | 20.39% | 30.04% |
| Forward Industries, Inc. (FWDI)vs › | $617.68M | -2073.85% | -462.27% | -234.58% | -157.02% |
| American Bitcoin Corp (ABTC)vs › | $627.81M | -71.75% | 258.44% | 104.81% | 4.13% |
| Chaince Digital Holdings Inc. (CD)vs › | $649.06M | N/A | -361.57% | -868.53% | -1137.46% |
| Hypoport SE (HYPOF)vs › | $630.67M | 4.63% | 3.26% | 3.69% | 4.76% |
| Coastal Financial Corporation (CCB)vs › | $634.15M | -0.49% | 7.47% | 10.64% | 14.92% |
| BlackRock Multi-Sector Income Trust (BIT)vs › | $636.82M | 87.98% | 85.86% | 83.39% | 43.77% |
| First Business Financial Services, Inc. (FBIZ)vs › | $597.73M | 19.28% | 17.44% | 19.59% | 20.24% |
Operating Margin
16.2%
Net Profit Margin
24.2%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 45.23% |
| 2026-03-31 | 21.60% |
| 2025-12-31 | 22.29% |
| 2025-09-30 | 20.58% |
| 2025-06-30 | 18.26% |
| 2025-03-31 | 10.84% |
| 2024-12-31 | 8.11% |
| 2024-09-30 | 15.59% |
| 2024-06-30 | 15.41% |
| 2024-03-31 | 14.05% |
| 2023-12-31 | 14.91% |
| 2023-09-30 | 15.43% |
| 2023-06-30 | 12.89% |
| 2023-03-31 | 20.01% |
| 2022-12-31 | 28.06% |
| 2022-09-30 | 28.94% |
| 2022-06-30 | 31.23% |
| 2022-03-31 | 33.89% |
| 2021-12-31 | 28.68% |
| 2021-09-30 | 34.64% |
| 2021-06-30 | 34.79% |
| 2021-03-31 | 36.58% |
| 2020-12-31 | 33.34% |
| 2020-09-30 | 30.69% |
| 2020-06-30 | 26.05% |
| 2020-03-31 | 22.63% |
| 2019-12-31 | 27.48% |
| 2019-09-30 | 28.24% |
| 2019-06-30 | 26.18% |
| 2019-03-31 | 26.39% |
| 2018-12-31 | 26.70% |
| 2018-09-30 | 29.08% |
| 2018-06-30 | 30.89% |
| 2018-03-31 | 29.11% |
| 2017-12-31 | 27.94% |
| 2017-09-30 | 25.80% |
| 2017-06-30 | 25.76% |
| 2017-03-31 | 24.84% |
| 2016-12-31 | 24.98% |
| 2016-09-30 | 25.53% |
| 2016-06-30 | 25.15% |
| 2016-03-31 | 25.68% |
| 2015-12-31 | 26.07% |
| 2015-09-30 | 23.76% |
| 2015-06-30 | 25.37% |
| 2015-03-31 | 24.55% |
| 2014-12-31 | 26.32% |
| 2014-09-30 | 25.49% |
| 2014-06-30 | 23.29% |
| 2014-03-31 | 22.98% |
| 2013-12-31 | 24.79% |
| 2013-09-30 | 24.65% |
| 2013-06-30 | 22.76% |
| 2013-03-31 | 22.36% |
| 2012-12-31 | 23.48% |
| 2012-09-30 | 23.95% |
| 2012-06-30 | 22.98% |
| 2012-03-31 | 21.59% |
| 2011-12-31 | 22.13% |
| 2011-09-30 | 19.99% |
| 2011-06-30 | 22.68% |
| 2011-03-31 | 20.70% |
| 2010-12-31 | 20.44% |
| 2010-09-30 | 21.20% |
| 2010-06-30 | 21.40% |
| 2010-03-31 | 21.10% |
| 2009-12-31 | 19.42% |
| 2009-09-30 | 19.74% |
| 2009-06-30 | 18.91% |
| 2009-03-31 | 23.45% |
| 2008-12-31 | 19.53% |
| 2008-09-30 | 18.62% |
| 2008-06-30 | 20.67% |
| 2008-03-31 | 18.50% |
| 2007-12-31 | 16.94% |
| 2007-09-30 | 17.34% |
| 2007-06-30 | 16.46% |
| 2007-03-31 | 16.64% |
| 2006-12-31 | 17.32% |
| 2006-09-30 | 17.41% |
| 2006-06-30 | 17.78% |
| 2006-03-31 | 17.60% |
| 2005-12-31 | 20.50% |
| 2005-09-30 | 21.63% |
| 2005-06-30 | 21.61% |
| 2005-03-31 | 21.97% |
| 2004-12-31 | 24.01% |
| 2004-09-30 | 24.47% |
| 2004-06-30 | 23.26% |
| 2004-03-31 | 23.70% |
| 2003-12-31 | 23.22% |
| 2003-09-30 | 22.43% |
| 2003-06-30 | 22.68% |
| 2003-03-31 | 22.75% |
| 2002-12-31 | 21.86% |
| 2002-09-30 | 22.39% |
