Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 6.78% is 31% below its 5-year average of 9.79%, near the low end of its 5-year range (6.41%–13.24%).
As of the fiscal period ended Wednesday, December 31, 2025. 0.80% below its 12-month average of 6.83%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
6.78%
RETURN ON EQUITY (ROE) AVG TTM
6.83%
RETURN ON EQUITY (ROE) AVG 3Y
8.71%
RETURN ON EQUITY (ROE) AVG 5Y
9.79%
RETURN ON EQUITY (ROE) AVG 10Y
10.76%
RETURN ON EQUITY (ROE) AVG 15Y
11.23%
RETURN ON EQUITY (ROE) AVG 20Y
11.55%
CURRENT VS TTM AVG
-0.80%
CURRENT VS 3Y AVG
-22.20%
CURRENT VS 5Y AVG
-30.77%
CURRENT VS 10Y AVG
-36.99%
CURRENT VS 15Y AVG
-39.64%
CURRENT VS 20Y AVG
-41.30%
SECTOR MEDIAN · FINANCIAL SERVICES
13.30%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-49.02%
vs the sector median at left
Arthur J. Gallagher & Co.
Market Cap
$63.65B
Return on Equity (ROE)
6.78%
TTM Avg
6.83%
3Y Avg
8.71%
5Y Avg
9.79%
Market Cap
$63.93B
Return on Equity (ROE)
15.47%
TTM Avg
16.61%
3Y Avg
19.09%
5Y Avg
17.22%
Market Cap
$64.49B
Return on Equity (ROE)
9.11%
TTM Avg
7.86%
3Y Avg
6.05%
5Y Avg
6.64%
Market Cap
$61.02B
Return on Equity (ROE)
13.24%
TTM Avg
14.02%
3Y Avg
12.74%
5Y Avg
11.40%
Market Cap
$66.92B
Return on Equity (ROE)
38.43%
TTM Avg
27.68%
3Y Avg
11.73%
5Y Avg
11.97%
Market Cap
$68.24B
Return on Equity (ROE)
25.29%
TTM Avg
25.60%
3Y Avg
14.96%
5Y Avg
2.83%
Market Cap
$70.69B
Return on Equity (ROE)
10.78%
TTM Avg
22.42%
3Y Avg
12.52%
5Y Avg
18.27%
Market Cap
$74.01B
Return on Equity (ROE)
32.88%
TTM Avg
47.35%
3Y Avg
65.96%
5Y Avg
47.85%
Market Cap
$52.03B
Return on Equity (ROE)
6.82%
TTM Avg
11.70%
3Y Avg
12.44%
5Y Avg
11.40%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Arthur J. Gallagher & Co. (AJG) | $63.65B | 6.78% | 6.83% | 8.71% | 9.79% |
| Aflac Incorporated (AFL)vs › | $63.93B | 15.47% | 16.61% | 19.09% | 17.22% |
| Truist Financial Corporation (TFC)vs › | $64.49B | 9.11% | 7.86% | 6.05% | 6.64% |
| MetLife, Inc. (MET)vs › | $61.02B | 13.24% | 14.02% | 12.74% | 11.40% |
| The Allstate Corporation (ALL)vs › | $66.92B | 38.43% | 27.68% | 11.73% | 11.97% |
| Nu Holdings Ltd. (NU)vs › | $68.24B | 25.29% | 25.60% | 14.96% | 2.83% |
| Apollo Global Management, Inc. (APO)vs › | $70.69B | 10.78% | 22.42% | 12.52% | 18.27% |
| Brookfield Asset Management Ltd. (BAM)vs › | $74.01B | 32.88% | 47.35% | 65.96% | 47.85% |
| Fifth Third Bancorp (FITB)vs › | $52.03B | 6.82% | 11.70% | 12.44% | 11.40% |
| Nasdaq, Inc. (NDAQ)vs › | $51.48B | 16.42% | 12.30% | 13.17% | 14.29% |
ROE
6.8%
ROA
2.1%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 6.41% |
| 2024-12-31 | 7.26% |
| 2023-12-31 | 9.00% |
| 2022-12-31 | 12.19% |
| 2021-12-31 | 10.66% |
| 2020-12-31 | 13.24% |
| 2019-12-31 | 12.97% |
| 2018-12-31 | 14.08% |
| 2017-12-31 | 11.72% |
| 2016-12-31 | 11.03% |
| 2015-12-31 | 9.81% |
| 2014-12-31 | 9.39% |
| 2013-12-31 | 12.88% |
| 2012-12-31 | 11.76% |
| 2011-12-31 | 11.59% |
| 2010-12-31 | 15.73% |
| 2009-12-31 | 14.40% |
| 2008-12-31 | 10.47% |
| 2007-12-31 | 19.40% |
| 2006-12-31 | 14.87% |
| 2005-12-31 | 4.00% |
| 2004-12-31 | 24.77% |
| 2003-12-31 | 23.61% |
| 2002-12-31 | 24.60% |
| 2001-12-31 | 33.72% |
| 2000-12-31 | 29.57% |
| 1999-12-31 | 34.33% |
| 1998-12-31 | 28.98% |
| 1997-12-31 | 35.14% |
| 1996-12-31 | 32.86% |
