Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.30% is 67% below its 5-year average of 3.94%, around the middle of its 5-year range (-7.50%–11.02%).
178.08% above its 12-month average of -1.67%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 1.34%.
RETURN ON ASSETS (ROA)
1.30%
RETURN ON ASSETS (ROA) AVG TTM
-1.67%
RETURN ON ASSETS (ROA) AVG 3Y
2.02%
RETURN ON ASSETS (ROA) AVG 5Y
3.94%
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+178.08%
CURRENT VS 3Y AVG
-35.64%
CURRENT VS 5Y AVG
-66.98%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+5.26%
vs the sector median at left
Advanced Flower Capital Inc.
Market Cap
$74.81M
Return on Assets (ROA)
1.30%
TTM Avg
-1.67%
3Y Avg
2.02%
5Y Avg
3.94%
Market Cap
$75.24M
Return on Assets (ROA)
0.58%
TTM Avg
0.32%
3Y Avg
0.24%
5Y Avg
0.31%
Market Cap
$76.19M
Return on Assets (ROA)
0.96%
TTM Avg
0.80%
3Y Avg
0.76%
5Y Avg
0.80%
Market Cap
$71.93M
Return on Assets (ROA)
-138.95%
TTM Avg
-9.43%
3Y Avg
-37.49%
5Y Avg
-71.41%
Market Cap
$78.99M
Return on Assets (ROA)
2.84%
TTM Avg
1.68%
3Y Avg
1.68%
5Y Avg
1.68%
Market Cap
$79.41M
Return on Assets (ROA)
1.45%
TTM Avg
0.55%
3Y Avg
0.55%
5Y Avg
0.55%
Market Cap
$79.66M
Return on Assets (ROA)
0.65%
TTM Avg
3.92%
3Y Avg
5.31%
5Y Avg
5.39%
Market Cap
$69.49M
Return on Assets (ROA)
0.70%
TTM Avg
-0.20%
3Y Avg
-0.03%
5Y Avg
0.04%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Advanced Flower Capital Inc. (AFCG) | $74.81M | 1.30% | -1.67% | 2.02% | 3.94% |
| Medallion Bank (MBNKO)vs › | $74.71M | N/A | N/A | N/A | N/A |
| AmeriServ Financial, Inc. (ASRV)vs › | $75.24M | 0.58% | 0.32% | 0.24% | 0.31% |
| Home Federal Bancorp, Inc. of Louisiana (HFBL)vs › | $76.19M | 0.96% | 0.80% | 0.76% | 0.80% |
| BTCS Inc. (BTCS)vs › | $71.93M | -138.95% | -9.43% | -37.49% | -71.41% |
| Wintergreen Acquisition Corp. (WTG)vs › | $78.99M | 2.84% | 1.68% | 1.68% | 1.68% |
| Starry Sea Acquisition Corp. (SSEA)vs › | $79.41M | 1.45% | 0.55% | 0.55% | 0.55% |
| Silvercrest Asset Management Group Inc. (SAMG)vs › | $79.66M | 0.65% | 3.92% | 5.31% | 5.39% |
| Catalyst Bancorp, Inc. (CLST)vs › | $69.49M | 0.70% | -0.20% | -0.03% | 0.04% |
| United Bancorp, Inc. (UBCP)vs › | $81.74M | 0.91% | 0.91% | 1.01% | 1.08% |
ROA
1.3%
ROE
2.8%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | -7.50% |
| 2024-12-31 | 4.17% |
| 2023-12-31 | 4.49% |
| 2022-12-31 | 6.92% |
| 2021-12-31 | 4.52% |
| 2020-12-31 | 11.02% |