Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 9.70% is 56% below its 5-year average of 21.94%, near the high end of its 5-year range (-95.96%–42.25%).
273.26% above its 12-month average of -5.60%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): -95.96%.
OPERATING MARGIN
9.70%
OPERATING MARGIN AVG TTM
-5.60%
OPERATING MARGIN AVG 3Y
14.23%
OPERATING MARGIN AVG 5Y
21.94%
OPERATING MARGIN AVG 10Y
20.95%
OPERATING MARGIN AVG 15Y
19.27%
OPERATING MARGIN AVG 20Y
17.83%
CURRENT VS TTM AVG
+273.26%
CURRENT VS 3Y AVG
-31.82%
CURRENT VS 5Y AVG
-55.79%
CURRENT VS 10Y AVG
-53.71%
CURRENT VS 15Y AVG
-49.67%
CURRENT VS 20Y AVG
-45.59%
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-39.71%
vs the sector median at left
Western New England Bancorp, Inc.
Market Cap
$278.13M
Operating Margin
9.70%
TTM Avg
-5.60%
3Y Avg
14.23%
5Y Avg
21.94%
Market Cap
$277.49M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$277.01M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$279.43M
Operating Margin
5.89%
TTM Avg
-0.23%
3Y Avg
1.08%
5Y Avg
1.08%
Market Cap
$281.09M
Operating Margin
19.76%
TTM Avg
17.94%
3Y Avg
23.75%
5Y Avg
23.91%
Market Cap
$274.99M
Operating Margin
17.47%
TTM Avg
17.00%
3Y Avg
28.05%
5Y Avg
32.53%
Market Cap
$281.65M
Operating Margin
26.93%
TTM Avg
25.83%
3Y Avg
28.32%
5Y Avg
28.31%
Market Cap
$281.81M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$283.11M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Western New England Bancorp, Inc. (WNEB) | $278.13M | 9.70% | -5.60% | 14.23% | 21.94% |
| NewHold Investment Corp IV Class A Ordinary Shares (NHIV)vs › | $277.49M | N/A | N/A | N/A | N/A |
| Xsolla SPAC 1 Class A Ordinary Shares (XSLL)vs › | $277.01M | 0.00% | 0.00% | 0.00% | 0.00% |
| FB Bancorp, Inc. Common Stock (FBLA)vs › | $279.43M | 5.89% | -0.23% | 1.08% | 1.08% |
| Isabella Bank Corporation (ISBA)vs › | $281.09M | 19.76% | 17.94% | 23.75% | 23.91% |
| National Bankshares, Inc. (NKSH)vs › | $274.99M | 17.47% | 17.00% | 28.05% | 32.53% |
| First United Corporation (FUNC)vs › | $281.65M | 26.93% | 25.83% | 28.32% | 28.31% |
| X3 Acquisition Corp. Ltd. (XCBE)vs › | $281.81M | N/A | N/A | N/A | N/A |
| Thayer Ventures Acquisition Corporation II Class A Ordinary Shares (TVAI)vs › | $283.11M | 0.00% | 0.00% | 0.00% | 0.00% |
| Medallion Financial Corp. (MFIN)vs › | $272.96M | 50.47% | 36.02% | 35.01% | 26.88% |
Operating Margin
9.7%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | -95.96% |
| 2026-03-31 | 18.32% |
| 2025-12-31 | 18.19% |
| 2025-09-30 | 12.88% |
| 2025-06-30 | 18.58% |
| 2025-03-31 | 9.51% |
| 2024-12-31 | 12.95% |
| 2024-09-30 | 8.31% |
| 2024-06-30 | 14.28% |
| 2024-03-31 | 12.94% |
| 2023-12-31 | 12.27% |
| 2023-09-30 | 19.08% |
| 2023-06-30 | 13.40% |
| 2023-03-31 | 26.21% |
| 2022-12-31 | 42.25% |
| 2022-09-30 | 32.29% |
| 2022-06-30 | 31.64% |
| 2022-03-31 | 31.47% |
| 2021-12-31 | 34.54% |
| 2021-09-30 | 34.60% |
| 2021-06-30 | 35.08% |
| 2021-03-31 | 33.11% |
| 2020-12-31 | 26.56% |
| 2020-09-30 | 11.44% |
| 2020-06-30 | 11.08% |
| 2020-03-31 | 11.63% |
| 2019-12-31 | 18.87% |
| 2019-09-30 | 17.61% |
| 2019-06-30 | 18.60% |
| 2019-03-31 | 19.90% |
| 2018-12-31 | 22.58% |
| 2018-09-30 | 22.73% |
| 2018-06-30 | 27.79% |
| 2018-03-31 | 22.26% |
| 2017-12-31 | 25.78% |
| 2017-09-30 | 27.96% |
| 2017-06-30 | 25.35% |
| 2017-03-31 | 26.28% |
| 2016-12-31 | 15.84% |
| 2016-09-30 | 8.54% |
| 2016-06-30 | 5.41% |
| 2016-03-31 | 21.61% |
| 2015-12-31 | 16.01% |
| 2015-09-30 | 18.25% |
| 2015-06-30 | 15.05% |
| 2015-03-31 | 15.05% |
| 2014-12-31 | 18.90% |
| 2014-09-30 | 17.24% |
| 2014-06-30 | 15.73% |
| 2014-03-31 | 18.89% |
| 2013-12-31 | 20.49% |
| 2013-09-30 | 17.29% |
| 2013-06-30 | 14.91% |
| 2013-03-31 | 18.44% |
| 2012-12-31 | 16.93% |
| 2012-09-30 | 15.52% |
| 2012-06-30 | 13.00% |
| 2012-03-31 | 21.90% |
| 2011-12-31 | 13.55% |
| 2011-09-30 | 15.67% |
| 2011-06-30 | 16.68% |
| 2011-03-31 | 12.80% |
| 2010-12-31 | 10.20% |
| 2010-09-30 | 4.55% |
| 2010-06-30 | -4.66% |
| 2010-03-31 | 13.49% |
| 2009-12-31 | 16.79% |
| 2009-09-30 | 10.77% |
| 2009-06-30 | 9.16% |
| 2009-03-31 | 11.23% |
| 2008-12-31 | 0.77% |
| 2008-09-30 | 18.99% |
| 2008-06-30 | 20.22% |
| 2008-03-31 | 17.86% |
| 2007-12-31 | 23.55% |
| 2007-09-30 | 21.35% |
| 2007-06-30 | 19.46% |
| 2007-03-31 | 21.47% |
| 2006-12-31 | 13.45% |
| 2006-09-30 | 9.89% |
| 2006-06-30 | 14.70% |
| 2006-03-31 | 16.34% |
| 2005-12-31 | 8.13% |
| 2005-09-30 | 47.01% |
| 2005-06-30 | 42.35% |
| 2005-03-31 | 50.40% |
| 2004-12-31 | 53.19% |
| 2004-09-30 | 59.49% |
| 2004-06-30 | 57.76% |
| 2004-03-31 | 58.02% |
| 2003-12-31 | 48.68% |
| 2003-09-30 | 32.66% |
| 2003-06-30 | 33.51% |
| 2003-03-31 | 32.45% |
| 2002-12-31 | 29.51% |
| 2002-09-30 | 36.25% |
