Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 2.29% is 39% below its 5-year average of 3.73%, near the low end of its 5-year range (0.83%–6.10%).
As of the fiscal period ended Tuesday, June 30, 2026. 40.66% below its 12-month average of 3.86%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 2.29%.
DEBT TO ASSETS RATIO
2.29%
DEBT TO ASSETS RATIO AVG TTM
3.86%
DEBT TO ASSETS RATIO AVG 3Y
5.13%
DEBT TO ASSETS RATIO AVG 5Y
3.73%
DEBT TO ASSETS RATIO AVG 10Y
7.60%
DEBT TO ASSETS RATIO AVG 15Y
12.95%
DEBT TO ASSETS RATIO AVG 20Y
14.13%
CURRENT VS TTM AVG
-40.66%
CURRENT VS 3Y AVG
-55.34%
CURRENT VS 5Y AVG
-38.66%
CURRENT VS 10Y AVG
-69.87%
CURRENT VS 15Y AVG
-82.33%
CURRENT VS 20Y AVG
-83.80%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+4478.56%
vs the sector median at left
Western New England Bancorp, Inc.
Market Cap
$278.13M
Debt to Assets Ratio
2.29%
TTM Avg
3.86%
3Y Avg
5.13%
5Y Avg
3.73%
Market Cap
$277.49M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$277.01M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$279.43M
Debt to Assets Ratio
0.09%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$281.09M
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$274.99M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$281.65M
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$281.81M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$283.11M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Western New England Bancorp, Inc. (WNEB) | $278.13M | 2.29% | 3.86% | 5.13% | 3.73% |
| NewHold Investment Corp IV Class A Ordinary Shares (NHIV)vs › | $277.49M | N/A | N/A | N/A | N/A |
| Xsolla SPAC 1 Class A Ordinary Shares (XSLL)vs › | $277.01M | 0.00% | N/A | N/A | N/A |
| FB Bancorp, Inc. Common Stock (FBLA)vs › | $279.43M | 0.09% | N/A | N/A | N/A |
| Isabella Bank Corporation (ISBA)vs › | $281.09M | 0.07% | N/A | N/A | N/A |
| National Bankshares, Inc. (NKSH)vs › | $274.99M | 0.00% | N/A | N/A | N/A |
| First United Corporation (FUNC)vs › | $281.65M | 0.05% | N/A | N/A | N/A |
| X3 Acquisition Corp. Ltd. (XCBE)vs › | $281.81M | 0.00% | N/A | N/A | N/A |
| Thayer Ventures Acquisition Corporation II Class A Ordinary Shares (TVAI)vs › | $283.11M | 0.00% | N/A | N/A | N/A |
| Medallion Financial Corp. (MFIN)vs › | $272.96M | 0.11% | N/A | N/A | N/A |
Debt/Assets
2.3%
Debt/Equity
0.25
Current ratio and interest coverage is unavailable for Western New England Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 2.29% |
| 2026-03-31 | 4.22% |
| 2025-12-31 | 3.88% |
| 2025-09-30 | 4.41% |
| 2025-06-30 | 4.49% |
| 2025-03-31 | 4.51% |
| 2024-12-31 | 4.64% |
| 2024-09-30 | 5.77% |
| 2024-06-30 | 5.98% |
| 2024-03-31 | 5.94% |
| 2023-12-31 | 6.10% |
| 2023-09-30 | 5.79% |
| 2023-06-30 | 5.78% |
| 2023-03-31 | 5.85% |
| 2022-12-31 | 2.44% |
| 2022-09-30 | 1.64% |
| 2022-06-30 | 1.00% |
| 2022-03-31 | 0.83% |
| 2021-12-31 | 0.88% |
| 2021-09-30 | 0.93% |
| 2021-06-30 | 0.99% |
| 2021-03-31 | 1.73% |
| 2020-12-31 | 2.45% |
| 2020-09-30 | 6.08% |
| 2020-06-30 | 9.17% |
| 2020-03-31 | 10.15% |
| 2019-12-31 | 11.03% |
| 2019-09-30 | 11.07% |
| 2019-06-30 | 10.61% |
| 2019-03-31 | 10.92% |
| 2018-12-31 | 12.61% |
| 2018-09-30 | 12.99% |
| 2018-06-30 | 13.39% |
| 2018-03-31 | 12.84% |
| 2017-12-31 | 14.85% |
| 2017-09-30 | 14.32% |
| 2017-06-30 | 14.89% |
| 2017-03-31 | 14.40% |
| 2016-12-31 | 14.32% |
| 2016-09-30 | 18.25% |
| 2016-06-30 | 17.05% |
| 2016-03-31 | 18.23% |
| 2015-12-31 | 21.03% |
| 2015-09-30 | 21.19% |
| 2015-06-30 | 22.55% |
| 2015-03-31 | 22.22% |
| 2014-12-31 | 24.73% |
| 2014-09-30 | 24.82% |
| 2014-06-30 | 23.98% |
| 2014-03-31 | 24.08% |
| 2013-12-31 | 23.23% |
| 2013-09-30 | 24.38% |
| 2013-06-30 | 26.28% |
| 2013-03-31 | 26.43% |
| 2012-12-31 | 26.80% |
| 2012-09-30 | 25.70% |
| 2012-06-30 | 26.43% |
| 2012-03-31 | 24.62% |
| 2011-12-31 | 23.77% |
| 2011-09-30 | 23.98% |
| 2011-06-30 | 24.14% |
| 2011-03-31 | 24.61% |
| 2010-12-31 | 24.29% |
| 2010-09-30 | 24.28% |
| 2010-06-30 | 25.68% |
| 2010-03-31 | 23.72% |
| 2009-12-31 | 24.20% |
| 2009-09-30 | 21.77% |
| 2009-06-30 | 22.68% |
| 2009-03-31 | 21.88% |
| 2008-12-31 | 20.12% |
| 2008-09-30 | 19.12% |
| 2008-06-30 | 18.79% |
| 2008-03-31 | 18.18% |
| 2007-12-31 | 13.49% |
| 2007-09-30 | 12.06% |
| 2007-06-30 | 9.72% |
| 2007-03-31 | 6.71% |
| 2006-12-31 | 7.32% |
| 2006-09-30 | 8.96% |
| 2006-06-30 | 7.26% |
| 2006-03-31 | 7.41% |
| 2005-12-31 | 7.38% |
| 2005-09-30 | 7.59% |
| 2005-06-30 | 7.31% |
| 2005-03-31 | 7.29% |
| 2004-12-31 | 7.48% |
| 2004-09-30 | 7.74% |
| 2004-06-30 | 5.92% |
| 2004-03-31 | 5.65% |
| 2003-12-31 | 4.04% |
| 2003-09-30 | 4.18% |
| 2003-06-30 | 3.04% |
| 2003-03-31 | 3.20% |
| 2002-12-31 | 2.92% |
| 2002-09-30 | 1.25% |
