Washington Trust Bancorp (WASH) Stock: Charts & Financials

Washington Trust Bancorp, Inc. (WASH)WASHWashington Trust Bancorp, Inc.

About Washington Trust Bancorp, Inc.

Washington Trust Bancorp, Inc. functions as the holding company for The Washington Trust Company, delivering a diverse range of banking and financial solutions to individuals and corporate clients. The company is structured into two primary divisions: Commercial Banking and Wealth Management Services. The Commercial Banking division extends a wide array of credit products to businesses and individuals. This includes financing for commercial real estate (like mortgages and construction projects), commercial and industrial ventures, residential properties (such as mortgages and home construction), and various consumer needs, including home equity lines, personal installment loans, and even loans for general aviation aircraft. Alongside lending, it provides a comprehensive suite of deposit options, including interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, retirement accounts, and certificates of deposit. Customers also benefit from modern banking conveniences such as debit cards, ATMs, telephone banking, online and mobile platforms, remote deposit capture, and tailored cash management services. The Wealth Management Services segment delivers specialized financial guidance, encompassing investment management, financial planning, and comprehensive trust and estate services for both individual and institutional clients. These services include acting as a trustee, personal representative, custodian, and guardian, managing the settlement of estates, and offering institutional custody and fiduciary support. Additionally, the company operates as a licensed broker-dealer, making available products like variable annuities and college savings plans. As of December 31, 2021, its physical presence included 10 branch locations across southern Rhode Island, 13 within the broader Providence metropolitan area in Rhode Island, and a single branch in southeastern Connecticut. Established in 1800, Washington Trust Bancorp, Inc. has its headquarters in Westerly, Rhode Island.

Westerly, RI

642 employees

www.washtrust.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Edward Otis Handy

View full financials

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	381.81M	93.83M	92.06M	97.34M	98.58M	95.92M	95.11M	4.93M	103.86M
Cost of Goods Sold	161.02M	34.97M	38.46M	38.69M	48.91M	42.26M	44.24M	49.90M	55.52M
Gross Profit	220.79M	58.87M	53.60M	58.65M	49.67M	53.66M	50.87M	-44.97M	48.33M
Gross Profit Margin	57.8%	62.7%	58.2%	60.3%	50.4%	55.9%	53.5%	-911.2%	46.5%
Total Operating Expenses	150.07M	38.60M	37.77M	37.98M	35.73M	36.53M	35.20M	35.28M	34.50M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	104.95M	28.93M	25.82M	25.70M	24.49M	1.44M	24.09M	23.70M	23.61M
Operating Income (EBIT)	70.94M	20.27M	16.06M	20.67M	13.94M	17.13M	15.67M	-80.25M	13.83M
Operating Margin	18.6%	21.6%	17.4%	21.2%	14.1%	17.9%	16.5%	-1626.1%	13.3%
Income Before Tax (EBT)	70.94M	20.27M	16.06M	20.67M	13.94M	17.13M	15.67M	-80.25M	13.83M
Interest Income	309.93M	75.17M	74.98M	78.84M	80.94M	78.85M	79.46M	81.84M	87.59M
Interest Expense	148.02M	33.37M	34.46M	38.09M	42.11M	41.66M	43.04M	48.90M	55.32M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	55.40M	15.98M	12.60M	15.97M	10.85M	13.24M	12.18M	-60.79M	10.98M
Income Tax Expense	15.54M	4.29M	3.46M	4.69M	3.10M	3.89M	3.49M	-19.46M	2.85M
Net Profit Margin	14.5%	17.0%	13.7%	16.4%	11.0%	13.8%	12.8%	-1231.8%	10.6%
EBITDA	75.88M	22.20M	17.02M	21.66M	15.00M	18.21M	16.77M	-79.08M	15.01M
EBITDA Margin	19.9%	23.7%	18.5%	22.2%	15.2%	19.0%	17.6%	-1602.5%	14.5%
Depreciation & Amortization	4.93M	1.93M	962K	987K	1.05M	1.08M	1.10M	1.16M	1.18M
EPS Basic	2.91	0.84	0.66	0.84	0.57	0.69	0.63	-3.48	0.64
EPS Diluted	2.88	0.83	0.66	0.83	0.56	0.68	0.63	-3.48	0.64
Shares Outstanding	19.06M	19.06M	19.04M	19.03M	19.13M	19.29M	19.28M	17.45M	17.06M
Diluted Shares Outstanding	19.20M	19.20M	19.17M	19.16M	19.24M	19.37M	19.37M	17.45M	17.14M

Quarterly Report

TTM

Quarter ended Jun 2026

Quarter ended Mar 2026

Quarter ended Dec 2025

Quarter ended Sep 2025

Quarter ended Jun 2025

Quarter ended Mar 2025

Quarter ended Dec 2024

Quarter ended Sep 2024

Revenue

381.81M

93.83M

92.06M

97.34M

98.58M

95.92M

95.11M

4.93M

103.86M

Cost of Goods Sold

161.02M

34.97M

38.46M

38.69M

48.91M

42.26M

44.24M

49.90M

55.52M

Gross Profit

220.79M

58.87M

53.60M

58.65M

49.67M

53.66M

50.87M

-44.97M

48.33M

Gross Profit Margin

57.8%

62.7%

58.2%

60.3%

50.4%

55.9%

53.5%

-911.2%

46.5%

Total Operating Expenses

150.07M

38.60M

37.77M

37.98M

35.73M

36.53M

35.20M

35.28M

34.50M

Research & Development

N/A

Selling, General & Administrative

104.95M

28.93M

25.82M

25.70M

24.49M

1.44M

24.09M

23.70M

23.61M

Operating Income (EBIT)

70.94M

20.27M

16.06M

20.67M

13.94M

17.13M

15.67M

-80.25M

13.83M

Operating Margin

18.6%

21.6%

17.4%

21.2%

14.1%

17.9%

16.5%

-1626.1%

13.3%

Income Before Tax (EBT)

70.94M

20.27M

16.06M

20.67M

13.94M

17.13M

15.67M

-80.25M

13.83M

Interest Income

309.93M

75.17M

74.98M

78.84M

80.94M

78.85M

79.46M

81.84M

87.59M

Interest Expense

148.02M

33.37M

34.46M

38.09M

42.11M

41.66M

43.04M

48.90M

55.32M

Other Income/Expense

0.00

Net Income

55.40M

15.98M

12.60M

15.97M

10.85M

13.24M

12.18M

-60.79M

10.98M

Income Tax Expense

15.54M

4.29M

3.46M

4.69M

3.10M

3.89M

3.49M

-19.46M

2.85M

Net Profit Margin

14.5%

17.0%

13.7%

16.4%

11.0%

13.8%

12.8%

-1231.8%

10.6%

EBITDA

75.88M

22.20M

17.02M

21.66M

15.00M

18.21M

16.77M

-79.08M

15.01M

EBITDA Margin

19.9%

23.7%

18.5%

22.2%

15.2%

19.0%

17.6%

-1602.5%

14.5%

Depreciation & Amortization

4.93M

1.93M

962K

987K

1.05M

1.08M

1.10M

1.16M

1.18M

EPS Basic

2.91

0.84

0.66

0.84

0.57

0.69

0.63

-3.48

0.64

EPS Diluted

2.88

0.83

0.66

0.83

0.56

0.68

0.63

-3.48

0.64

Shares Outstanding

19.06M

19.04M

19.03M

19.13M

19.29M

19.28M

17.45M

17.06M

Diluted Shares Outstanding

19.20M

19.17M

19.16M

19.24M

19.37M

17.45M

17.14M

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	381.08M	310.78M	364.80M	257.07M	245.39M	269.38M	264.74M	238.52M
Cost of Goods Sold	174.10M	214.63M	174.76M	37.17M	11.74M	54.83M	65.82M	45.67M
Gross Profit	206.98M	96.15M	190.04M	219.89M	233.65M	214.54M	198.92M	192.85M
Gross Profit Margin	54.3%	30.9%	52.1%	85.5%	95.2%	79.6%	75.1%	80.9%
Total Operating Expenses	139.56M	134.97M	133.56M	128.72M	135.46M	125.38M	110.74M	106.16M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	5.78M	94.40M	89.69M	88.08M	90.73M	86.19M	74.91M	72.30M
Operating Income (EBIT)	67.41M	-38.82M	56.48M	91.17M	98.19M	89.16M	88.18M	86.69M
Operating Margin	17.7%	-12.5%	15.5%	35.5%	40.0%	33.1%	33.3%	36.3%
Income Before Tax (EBT)	67.41M	-38.82M	56.48M	91.17M	98.19M	89.16M	88.18M	86.69M
Interest Income	318.09M	340.68M	308.66M	193.92M	157.56M	169.94M	197.66M	176.41M
Interest Expense	164.90M	212.23M	171.56M	38.48M	16.56M	42.49M	64.25M	44.12M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	52.24M	-28.06M	48.18M	71.68M	76.87M	69.83M	69.12M	68.43M
Income Tax Expense	15.17M	-10.76M	8.30M	19.49M	21.32M	19.33M	19.06M	18.26M
Net Profit Margin	13.7%	-9.0%	13.2%	27.9%	31.3%	25.9%	26.1%	28.7%
EBITDA	71.63M	-34.06M	61.33M	95.50M	102.49M	93.25M	92.42M	90.95M
EBITDA Margin	18.8%	-11.0%	16.8%	37.1%	41.8%	34.6%	34.9%	38.1%
Depreciation & Amortization	4.22M	4.76M	4.85M	4.33M	4.30M	4.09M	4.24M	4.26M
EPS Basic	2.72	-1.63	2.82	4.14	4.43	4.03	3.98	3.96
EPS Diluted	2.71	-1.63	2.82	4.11	4.39	4.00	3.96	3.93
Shares Outstanding	19.18M	17.15M	17.03M	17.25M	17.31M	17.28M	17.33M	17.27M
Diluted Shares Outstanding	19.28M	17.15M	17.06M	17.38M	17.45M	17.40M	17.41M	17.39M

Annual Report

12/31/2025

12/31/2024

12/31/2023

12/31/2022

12/31/2021

12/31/2020

12/31/2019

12/31/2018

Revenue

381.08M

310.78M

364.80M

257.07M

245.39M

269.38M

264.74M

238.52M

Cost of Goods Sold

174.10M

214.63M

174.76M

37.17M

11.74M

54.83M

65.82M

45.67M

Gross Profit

206.98M

96.15M

190.04M

219.89M

233.65M

214.54M

198.92M

192.85M

Gross Profit Margin

54.3%

30.9%

52.1%

85.5%

95.2%

79.6%

75.1%

80.9%

Total Operating Expenses

139.56M

134.97M

133.56M

128.72M

135.46M

125.38M

110.74M

106.16M

Research & Development

N/A

Selling, General & Administrative

5.78M

94.40M

89.69M

88.08M

90.73M

86.19M

74.91M

72.30M

Operating Income (EBIT)

67.41M

-38.82M

56.48M

91.17M

98.19M

89.16M

88.18M

86.69M

Operating Margin

17.7%

-12.5%

15.5%

35.5%

40.0%

33.1%

33.3%

36.3%

Income Before Tax (EBT)

67.41M

-38.82M

56.48M

91.17M

98.19M

89.16M

88.18M

86.69M

Interest Income

318.09M

340.68M

308.66M

193.92M

157.56M

169.94M

197.66M

176.41M

Interest Expense

164.90M

212.23M

171.56M

38.48M

16.56M

42.49M

64.25M

44.12M

Other Income/Expense

0.00

Net Income

52.24M

-28.06M

48.18M

71.68M

76.87M

69.83M

69.12M

68.43M

Income Tax Expense

15.17M

-10.76M

8.30M

19.49M

21.32M

19.33M

19.06M

18.26M

Net Profit Margin

13.7%

-9.0%

13.2%

27.9%

31.3%

25.9%

26.1%

28.7%

EBITDA

71.63M

-34.06M

61.33M

95.50M

102.49M

93.25M

92.42M

90.95M

EBITDA Margin

18.8%

-11.0%

16.8%

37.1%

41.8%

34.6%

34.9%

38.1%

Depreciation & Amortization

4.22M

4.76M

4.85M

4.33M

4.30M

4.09M

4.24M

4.26M

EPS Basic

2.72

-1.63

2.82

4.14

4.43

4.03

3.98

3.96

EPS Diluted

2.71

-1.63

2.82

4.11

4.39

4.00

3.96

3.93

Shares Outstanding

19.18M

17.15M

17.03M

17.25M

17.31M

17.28M

17.33M

17.27M

Diluted Shares Outstanding

19.28M

17.15M

17.06M

17.38M

17.45M

17.40M

17.41M

17.39M

Income Statement

Quarterly Income Statement (USD)

Annual Income Statement (USD)