Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 14.48% is 44% below its 5-year average of 25.64%, near the high end of its 5-year range (-64.13%–44.45%).
156.62% above its 12-month average of 5.64%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): -64.13%.
OPERATING MARGIN
14.48%
OPERATING MARGIN AVG TTM
5.64%
OPERATING MARGIN AVG 3Y
17.76%
OPERATING MARGIN AVG 5Y
25.64%
OPERATING MARGIN AVG 10Y
27.50%
OPERATING MARGIN AVG 15Y
25.05%
OPERATING MARGIN AVG 20Y
24.94%
CURRENT VS TTM AVG
+156.62%
CURRENT VS 3Y AVG
-18.48%
CURRENT VS 5Y AVG
-43.52%
CURRENT VS 10Y AVG
-47.34%
CURRENT VS 15Y AVG
-42.19%
CURRENT VS 20Y AVG
-41.95%
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-10.01%
vs the sector median at left
Valley National Bancorp
Market Cap
$5.38B
Operating Margin
14.48%
TTM Avg
5.64%
3Y Avg
17.76%
5Y Avg
25.64%
Market Cap
$5.39B
Operating Margin
14.48%
TTM Avg
16.79%
3Y Avg
22.39%
5Y Avg
27.74%
Market Cap
$5.34B
Operating Margin
31.98%
TTM Avg
30.44%
3Y Avg
28.24%
5Y Avg
21.41%
Market Cap
$5.34B
Operating Margin
11.02%
TTM Avg
8.18%
3Y Avg
8.77%
5Y Avg
10.06%
Market Cap
$5.61B
Operating Margin
43.42%
TTM Avg
31.43%
3Y Avg
29.97%
5Y Avg
31.29%
Market Cap
$5.09B
Operating Margin
80.71%
TTM Avg
77.53%
3Y Avg
73.88%
5Y Avg
64.77%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Valley National Bancorp (VLYPP) | $5.38B | 14.48% | 5.64% | 17.76% | 25.64% |
| Valley National Bancorp (VLYPO)vs › | $5.39B | 14.48% | 16.79% | 22.39% | 27.74% |
| Marex Group Limited (MRX)vs › | $5.34B | 31.98% | 30.44% | 28.24% | 21.41% |
| Selective Insurance Group, Inc. (SIGIP)vs › | $5.34B | 11.02% | 8.18% | 8.77% | 10.06% |
| Bank OZK (OZKAP)vs › | $5.17B | 32.35% | 33.44% | 39.41% | 42.18% |
| Credit Acceptance Corporation (CACC)vs › | $5.61B | 43.42% | 31.43% | 29.97% | 31.29% |
| BGC Group, Inc (BGC)vs › | $5.62B | 11.93% | 9.46% | 9.33% | 7.71% |
| RLI Corp. (RLI)vs › | $5.14B | 28.42% | 25.84% | 29.77% | 27.90% |
| Main Street Capital Corporation (MAIN)vs › | $5.09B | 80.71% | 77.53% | 73.88% | 64.77% |
| Axos Financial, Inc. (AX)vs › | $5.06B | 29.52% | 30.66% | 32.85% | 36.53% |
Operating Margin
14.5%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | -64.13% |
| 2026-03-31 | 24.00% |
| 2025-12-31 | 24.85% |
| 2025-09-30 | 23.54% |
| 2025-06-30 | 19.95% |
| 2025-03-31 | 16.50% |
| 2024-12-31 | 10.05% |
| 2024-09-30 | 13.86% |
| 2024-06-30 | 10.55% |
| 2024-03-31 | 14.60% |
| 2023-12-31 | 10.21% |
| 2023-09-30 | 22.52% |
| 2023-06-30 | 22.51% |
| 2023-03-31 | 26.47% |
| 2022-12-31 | 35.05% |
| 2022-09-30 | 41.59% |
| 2022-06-30 | 26.01% |
| 2022-03-31 | 41.10% |
| 2021-12-31 | 41.60% |
| 2021-09-30 | 44.45% |
| 2021-06-30 | 43.36% |
| 2021-03-31 | 42.66% |
| 2020-12-31 | 37.56% |
| 2020-09-30 | 36.53% |
| 2020-06-30 | 32.82% |
| 2020-03-31 | 28.78% |
| 2019-12-31 | 19.66% |
| 2019-09-30 | 28.94% |
| 2019-06-30 | 29.27% |
| 2019-03-31 | 39.85% |
| 2018-12-31 | 27.25% |
| 2018-09-30 | 26.87% |
| 2018-06-30 | 28.84% |
| 2018-03-31 | 18.40% |
| 2017-12-31 | 24.61% |
| 2017-09-30 | 23.87% |
| 2017-06-30 | 30.01% |
| 2017-03-31 | 28.62% |
| 2016-12-31 | 29.27% |
| 2016-09-30 | 27.72% |
| 2016-06-30 | 25.55% |
| 2016-03-31 | 24.43% |
| 2015-12-31 | -3.01% |
| 2015-09-30 | 23.58% |
| 2015-06-30 | 22.69% |
| 2015-03-31 | 22.47% |
| 2014-12-31 | 16.27% |
| 2014-09-30 | 22.52% |
| 2014-06-30 | 24.32% |
| 2014-03-31 | 19.95% |
| 2013-12-31 | 27.98% |
| 2013-09-30 | 19.45% |
| 2013-06-30 | 24.23% |
| 2013-03-31 | 23.94% |
| 2012-12-31 | 26.90% |
| 2012-09-30 | 29.77% |
| 2012-06-30 | 24.72% |
| 2012-03-31 | 25.32% |
| 2011-12-31 | 18.02% |
| 2011-09-30 | 25.57% |
| 2011-06-30 | 30.84% |
| 2011-03-31 | 25.15% |
| 2010-12-31 | 27.24% |
| 2010-09-30 | 24.91% |
| 2010-06-30 | 24.06% |
| 2010-03-31 | 21.02% |
| 2009-12-31 | 24.62% |
| 2009-09-30 | 23.34% |
| 2009-06-30 | 11.79% |
| 2009-03-31 | 25.05% |
| 2008-12-31 | 7.59% |
| 2008-09-30 | 1.09% |
| 2008-06-30 | 26.01% |
| 2008-03-31 | 22.13% |
| 2007-12-31 | 18.09% |
| 2007-09-30 | 23.50% |
| 2007-06-30 | 25.99% |
| 2007-03-31 | 32.29% |
| 2006-12-31 | 25.67% |
| 2006-09-30 | 22.51% |
| 2006-06-30 | 27.20% |
| 2006-03-31 | 29.75% |
| 2005-12-31 | 29.80% |
| 2005-09-30 | 32.51% |
| 2005-06-30 | 33.70% |
| 2005-03-31 | 36.31% |
| 2004-12-31 | 35.73% |
| 2004-09-30 | 38.09% |
| 2004-06-30 | 38.14% |
| 2004-03-31 | 39.78% |
| 2003-12-31 | 39.76% |
| 2003-09-30 | 38.80% |
| 2003-06-30 | 37.66% |
| 2003-03-31 | 37.79% |
| 2002-12-31 | 35.92% |
| 2002-09-30 | 36.68% |
