Axos Financial, Inc. (AX) vs Valley National Bancorp (VLYPP)

A side-by-side comparison of Axos Financial, Inc. and Valley National Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — AX vs VLYPP

growth of $100 · dividends reinvested · last 10y
AX +300.5% (+14.9%/yr)VLYPP +62.5% (+5.0%/yr)AX compounded faster over this window
100200300400Start $10020182020202220242026$400$162
AX VLYPP

AX vs VLYPP: by the numbers

  • •VLYPP is the larger company ($5.39B vs $5.07B market cap).
  • •AX trades at the lower trailing earnings multiple (10.51 vs 20.85 P/E), one valuation lens rather than an overall verdict.
  • •VLYPP converts more revenue to profit (23.26% vs 22.39% net margin).
  • •AX grew revenue faster over the past five years (25.21% vs 14.60% CAGR).
  • •VLYPP pays a dividend (7.99% yield), while AX has no payments in the available dividend history.

Metrics side by side

Valuation

MetricAXVLYPP
P/E ratio10.5120.85
Forward P/E9.2019.61
PEG ratio0.5512.56
P/S ratio2.311.81
P/B ratio1.600.71

Profitability

MetricAXVLYPP
Operating margin29.52%14.48%
Net margin22.39%23.26%
ROE15.49%8.76%

Axos Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Valley National Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricAXVLYPP
Dividend yieldN/A7.99%
Payout ratioN/A166.69%

Growth (annualized)

MetricAXVLYPP
Revenue CAGR (5Y)25.21%14.60%
EPS CAGR (5Y)18.93%1.65%
Total return CAGR (5Y)10.50%4.76%

Frequently asked

Which has the lower trailing P/E, AX or VLYPP?
AX has the lower trailing P/E: AX trades at 10.51 and VLYPP at 20.85. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AX or VLYPP?
Over the past five years, AX grew revenue faster — AX at a 25.21% CAGR versus VLYPP at 14.60%.
Does AX or VLYPP pay a bigger dividend?
VLYPP pays a dividend (7.99% yield), while AX has no payments in the available dividend history.
Is AX or VLYPP more profitable?
VLYPP runs the higher net margin — AX at 22.39% versus VLYPP at 23.26%.
How have AX and VLYPP total returns compared?
Over the past 10 years, AX delivered 14.51% and VLYPP delivered 4.96% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.