Axos Financial, Inc. (AX) vs Valley National Bancorp (VLYPP)
A side-by-side comparison of Axos Financial, Inc. and Valley National Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — AX vs VLYPP
growth of $100 · dividends reinvested · last 10yAX vs VLYPP: by the numbers
- •VLYPP is the larger company ($5.39B vs $5.07B market cap).
- •AX trades at the lower trailing earnings multiple (10.51 vs 20.85 P/E), one valuation lens rather than an overall verdict.
- •VLYPP converts more revenue to profit (23.26% vs 22.39% net margin).
- •AX grew revenue faster over the past five years (25.21% vs 14.60% CAGR).
- •VLYPP pays a dividend (7.99% yield), while AX has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | AX | VLYPP |
|---|---|---|
| P/E ratio | 10.51 | 20.85 |
| Forward P/E | 9.20 | 19.61 |
| PEG ratio | 0.55 | 12.56 |
| P/S ratio | 2.31 | 1.81 |
| P/B ratio | 1.60 | 0.71 |
Profitability
| Metric | AX | VLYPP |
|---|---|---|
| Operating margin | 29.52% | 14.48% |
| Net margin | 22.39% | 23.26% |
| ROE | 15.49% | 8.76% |
Axos Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Valley National Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | AX | VLYPP |
|---|---|---|
| Dividend yield | N/A | 7.99% |
| Payout ratio | N/A | 166.69% |
Growth (annualized)
| Metric | AX | VLYPP |
|---|---|---|
| Revenue CAGR (5Y) | 25.21% | 14.60% |
| EPS CAGR (5Y) | 18.93% | 1.65% |
| Total return CAGR (5Y) | 10.50% | 4.76% |
Frequently asked
- Which has the lower trailing P/E, AX or VLYPP?
- AX has the lower trailing P/E: AX trades at 10.51 and VLYPP at 20.85. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AX or VLYPP?
- Over the past five years, AX grew revenue faster — AX at a 25.21% CAGR versus VLYPP at 14.60%.
- Does AX or VLYPP pay a bigger dividend?
- VLYPP pays a dividend (7.99% yield), while AX has no payments in the available dividend history.
- Is AX or VLYPP more profitable?
- VLYPP runs the higher net margin — AX at 22.39% versus VLYPP at 23.26%.
- How have AX and VLYPP total returns compared?
- Over the past 10 years, AX delivered 14.51% and VLYPP delivered 4.96% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Axos Financial & Valley National Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.