Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 14.48% is 44% below its 5-year average of 25.64%, near the high end of its 5-year range (-64.13%–44.45%).
156.62% above its 12-month average of 5.64%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): -64.13%.
OPERATING MARGIN
14.48%
OPERATING MARGIN AVG TTM
5.64%
OPERATING MARGIN AVG 3Y
17.76%
OPERATING MARGIN AVG 5Y
25.64%
OPERATING MARGIN AVG 10Y
27.50%
OPERATING MARGIN AVG 15Y
25.05%
OPERATING MARGIN AVG 20Y
24.94%
CURRENT VS TTM AVG
+156.62%
CURRENT VS 3Y AVG
-18.48%
CURRENT VS 5Y AVG
-43.52%
CURRENT VS 10Y AVG
-47.34%
CURRENT VS 15Y AVG
-42.19%
CURRENT VS 20Y AVG
-41.95%
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-10.01%
vs the sector median at left
Valley National Bancorp
Market Cap
$7.64B
Operating Margin
14.48%
TTM Avg
5.64%
3Y Avg
17.76%
5Y Avg
25.64%
Market Cap
$7.70B
Operating Margin
43.49%
TTM Avg
41.47%
3Y Avg
41.47%
5Y Avg
41.47%
Market Cap
$7.76B
Operating Margin
23.41%
TTM Avg
20.61%
3Y Avg
24.17%
5Y Avg
27.95%
Market Cap
$7.60B
Operating Margin
35.90%
TTM Avg
33.14%
3Y Avg
30.23%
5Y Avg
28.61%
Market Cap
$7.96B
Operating Margin
35.00%
TTM Avg
33.34%
3Y Avg
34.63%
5Y Avg
36.33%
Market Cap
$7.42B
Operating Margin
-101.10%
TTM Avg
-77.76%
3Y Avg
-122.25%
5Y Avg
-83.27%
Market Cap
$7.30B
Operating Margin
23.53%
TTM Avg
21.42%
3Y Avg
15.78%
5Y Avg
15.62%
Market Cap
$8.13B
Operating Margin
26.78%
TTM Avg
23.80%
3Y Avg
24.56%
5Y Avg
6.39%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Valley National Bancorp (VLYPN) | $7.64B | 14.48% | 5.64% | 17.76% | 25.64% |
| Central Bancompany (CBC)vs › | $7.70B | 43.49% | 41.47% | 41.47% | 41.47% |
| BOK Financial Corporation (BOKF)vs › | $7.76B | 23.41% | 20.61% | 24.17% | 27.95% |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.60B | 35.90% | 33.14% | 30.23% | 28.61% |
| Commerce Bancshares, Inc. (CBSH)vs › | $7.96B | 35.00% | 33.34% | 34.63% | 36.33% |
| TeraWulf Inc. (WULF)vs › | $7.42B | -101.10% | -77.76% | -122.25% | -83.27% |
| Galaxy Digital (GLXY)vs › | $7.38B | 0.80% | 1.29% | 0.65% | 0.43% |
| Morningstar, Inc. (MORN)vs › | $7.30B | 23.53% | 21.42% | 15.78% | 15.62% |
| Columbia Banking System, Inc. (COLB)vs › | $8.13B | 26.78% | 23.80% | 24.56% | 6.39% |
| Riot Platforms, Inc. (RIOT)vs › | $7.24B | -61.79% | -10.50% | -60.32% | -63.99% |
Operating Margin
14.5%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | -64.13% |
| 2026-03-31 | 24.00% |
| 2025-12-31 | 24.85% |
| 2025-09-30 | 23.54% |
| 2025-06-30 | 19.95% |
| 2025-03-31 | 16.50% |
| 2024-12-31 | 10.05% |
| 2024-09-30 | 13.86% |
| 2024-06-30 | 10.55% |
| 2024-03-31 | 14.60% |
| 2023-12-31 | 10.21% |
| 2023-09-30 | 22.52% |
| 2023-06-30 | 22.51% |
| 2023-03-31 | 26.47% |
| 2022-12-31 | 35.05% |
| 2022-09-30 | 41.59% |
| 2022-06-30 | 26.01% |
| 2022-03-31 | 41.10% |
| 2021-12-31 | 41.60% |
| 2021-09-30 | 44.45% |
| 2021-06-30 | 43.36% |
| 2021-03-31 | 42.66% |
| 2020-12-31 | 37.56% |
| 2020-09-30 | 36.53% |
| 2020-06-30 | 32.82% |
| 2020-03-31 | 28.78% |
| 2019-12-31 | 19.66% |
| 2019-09-30 | 28.94% |
| 2019-06-30 | 29.27% |
| 2019-03-31 | 39.85% |
| 2018-12-31 | 27.25% |
| 2018-09-30 | 26.87% |
| 2018-06-30 | 28.84% |
| 2018-03-31 | 18.40% |
| 2017-12-31 | 24.61% |
| 2017-09-30 | 23.87% |
| 2017-06-30 | 30.01% |
| 2017-03-31 | 28.62% |
| 2016-12-31 | 29.27% |
| 2016-09-30 | 27.72% |
| 2016-06-30 | 25.55% |
| 2016-03-31 | 24.43% |
| 2015-12-31 | -3.01% |
| 2015-09-30 | 23.58% |
| 2015-06-30 | 22.69% |
| 2015-03-31 | 22.47% |
| 2014-12-31 | 16.27% |
| 2014-09-30 | 22.52% |
| 2014-06-30 | 24.32% |
| 2014-03-31 | 19.95% |
| 2013-12-31 | 27.98% |
| 2013-09-30 | 19.45% |
| 2013-06-30 | 24.23% |
| 2013-03-31 | 23.94% |
| 2012-12-31 | 26.90% |
| 2012-09-30 | 29.77% |
| 2012-06-30 | 24.72% |
| 2012-03-31 | 25.32% |
| 2011-12-31 | 18.02% |
| 2011-09-30 | 25.57% |
| 2011-06-30 | 30.84% |
| 2011-03-31 | 25.15% |
| 2010-12-31 | 27.24% |
| 2010-09-30 | 24.91% |
| 2010-06-30 | 24.06% |
| 2010-03-31 | 21.02% |
| 2009-12-31 | 24.62% |
| 2009-09-30 | 23.34% |
| 2009-06-30 | 11.79% |
| 2009-03-31 | 25.05% |
| 2008-12-31 | 7.59% |
| 2008-09-30 | 1.09% |
| 2008-06-30 | 26.01% |
| 2008-03-31 | 22.13% |
| 2007-12-31 | 18.09% |
| 2007-09-30 | 23.50% |
| 2007-06-30 | 25.99% |
| 2007-03-31 | 32.29% |
| 2006-12-31 | 25.67% |
| 2006-09-30 | 22.51% |
| 2006-06-30 | 27.20% |
| 2006-03-31 | 29.75% |
| 2005-12-31 | 29.80% |
| 2005-09-30 | 32.51% |
| 2005-06-30 | 33.70% |
| 2005-03-31 | 36.31% |
| 2004-12-31 | 35.73% |
| 2004-09-30 | 38.09% |
| 2004-06-30 | 38.14% |
| 2004-03-31 | 39.78% |
| 2003-12-31 | 39.76% |
| 2003-09-30 | 38.80% |
| 2003-06-30 | 37.66% |
| 2003-03-31 | 37.79% |
| 2002-12-31 | 35.92% |
| 2002-09-30 | 36.68% |
