Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 43.49% is in line with its 1-year average of 42.46%, near the high end of its 1-year range (38.46%–44.68%).
2.44% above its 12-month average of 42.46%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 44.68%.
OPERATING MARGIN
43.49%
OPERATING MARGIN AVG TTM
42.46%
OPERATING MARGIN AVG 3Y
N/A
OPERATING MARGIN AVG 5Y
N/A
OPERATING MARGIN AVG 10Y
N/A
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+2.44%
CURRENT VS 3Y AVG
N/A
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
18.19%
median of 359 covered companies
CURRENT VS SECTOR MEDIAN
+139.09%
vs the sector median at left
Market Cap
$7.57B
Operating Margin
35.90%
TTM Avg
33.14%
3Y Avg
30.23%
5Y Avg
28.61%
Market Cap
$7.79B
Operating Margin
23.41%
TTM Avg
20.61%
3Y Avg
24.17%
5Y Avg
27.95%
Market Cap
$7.33B
Operating Margin
-101.10%
TTM Avg
-77.76%
3Y Avg
-122.25%
5Y Avg
-83.27%
Market Cap
$8.04B
Operating Margin
35.00%
TTM Avg
33.34%
3Y Avg
34.63%
5Y Avg
36.33%
Market Cap
$8.16B
Operating Margin
26.78%
TTM Avg
23.80%
3Y Avg
24.56%
5Y Avg
6.39%
Market Cap
$7.07B
Operating Margin
14.48%
TTM Avg
16.79%
3Y Avg
22.39%
5Y Avg
27.74%
Market Cap
$6.55B
Operating Margin
78.88%
TTM Avg
80.75%
3Y Avg
90.27%
5Y Avg
92.97%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Central Bancompany (CBC) | $7.66B | 43.49% | 42.46% | N/A | N/A |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.57B | 35.90% | 33.14% | 30.23% | 28.61% |
| BOK Financial Corporation (BOKF)vs › | $7.79B | 23.41% | 20.61% | 24.17% | 27.95% |
| Galaxy Digital (GLXY)vs › | $7.51B | 0.80% | 1.29% | 0.65% | 0.43% |
| TeraWulf Inc. (WULF)vs › | $7.33B | -101.10% | -77.76% | -122.25% | -83.27% |
| Commerce Bancshares, Inc. (CBSH)vs › | $8.04B | 35.00% | 33.34% | 34.63% | 36.33% |
| Columbia Banking System, Inc. (COLB)vs › | $8.16B | 26.78% | 23.80% | 24.56% | 6.39% |
| Valley National Bancorp (VLY)vs › | $7.07B | 14.48% | 16.79% | 22.39% | 27.74% |
| PIMCO Dynamic Income Fund (PDI)vs › | $6.55B | 78.88% | 80.75% | 90.27% | 92.97% |
| Voya Financial, Inc. (VOYA)vs › | $8.89B | 3.48% | 6.71% | 7.46% | 16.68% |
Operating Margin
43.5%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 44.68% |
| 2026-03-31 | 44.54% |
| 2025-12-31 | 43.51% |
| 2025-09-30 | 41.07% |
| 2025-06-30 | 38.46% |
