Commerce Bancshares, Inc. (CBSH) vs Valley National Bancorp (VLYPN)
A side-by-side comparison of Commerce Bancshares, Inc. and Valley National Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CBSH vs VLYPN
growth of $100 · dividends reinvested · last 2yCBSH vs VLYPN: by the numbers
- •CBSH is the larger company ($7.99B vs $7.65B market cap).
- •CBSH trades at the lower trailing earnings multiple (13.33 vs 20.83 P/E), one valuation lens rather than an overall verdict.
- •CBSH converts more revenue to profit (26.90% vs 23.26% net margin).
- •VLYPN grew revenue faster over the past five years (14.60% vs 8.34% CAGR).
- •VLYPN pays the higher dividend yield (8.26% vs 1.99%).
Metrics side by side
Valuation
| Metric | CBSH | VLYPN |
|---|---|---|
| P/E ratio | 13.33 | 20.83 |
| Forward P/E | 12.93 | 19.60 |
| PEG ratio | 1.18 | 12.55 |
| P/S ratio | 3.68 | 2.56 |
| P/B ratio | 1.83 | 1.01 |
Profitability
| Metric | CBSH | VLYPN |
|---|---|---|
| Operating margin | 35.00% | 14.48% |
| Net margin | 26.90% | 23.26% |
| ROE | 13.39% | 8.76% |
Commerce Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Valley National Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CBSH | VLYPN |
|---|---|---|
| Dividend yield | 1.99% | 8.26% |
| Payout ratio | 26.76% | 171.88% |
Growth (annualized)
| Metric | CBSH | VLYPN |
|---|---|---|
| Revenue CAGR (5Y) | 8.34% | 14.60% |
| EPS CAGR (5Y) | 11.29% | 1.65% |
| Total return CAGR (5Y) | 1.78% | N/A |
Frequently asked
- Which has the lower trailing P/E, CBSH or VLYPN?
- CBSH has the lower trailing P/E: CBSH trades at 13.33 and VLYPN at 20.83. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CBSH or VLYPN?
- Over the past five years, VLYPN grew revenue faster — CBSH at a 8.34% CAGR versus VLYPN at 14.60%.
- Does CBSH or VLYPN pay a bigger dividend?
- CBSH yields 1.99% and VLYPN yields 8.26% based on trailing dividends and the latest price.
- Is CBSH or VLYPN more profitable?
- CBSH runs the higher net margin — CBSH at 26.90% versus VLYPN at 23.26%.
Go deeper
Dig into the metrics
Commerce Bancshares & Valley National Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.