Commerce Bancshares, Inc. (CBSH) vs Valley National Bancorp (VLYPN)

A side-by-side comparison of Commerce Bancshares, Inc. and Valley National Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CBSH vs VLYPN

growth of $100 · dividends reinvested · last 2y
CBSH -0.5% (-0.3%/yr)VLYPN +20.5% (+9.8%/yr)VLYPN compounded faster over this window
90100110120Start $10020252026$99$120
CBSH VLYPN

CBSH vs VLYPN: by the numbers

  • •CBSH is the larger company ($7.99B vs $7.65B market cap).
  • •CBSH trades at the lower trailing earnings multiple (13.33 vs 20.83 P/E), one valuation lens rather than an overall verdict.
  • •CBSH converts more revenue to profit (26.90% vs 23.26% net margin).
  • •VLYPN grew revenue faster over the past five years (14.60% vs 8.34% CAGR).
  • •VLYPN pays the higher dividend yield (8.26% vs 1.99%).

Metrics side by side

Valuation

MetricCBSHVLYPN
P/E ratio13.3320.83
Forward P/E12.9319.60
PEG ratio1.1812.55
P/S ratio3.682.56
P/B ratio1.831.01

Profitability

MetricCBSHVLYPN
Operating margin35.00%14.48%
Net margin26.90%23.26%
ROE13.39%8.76%

Commerce Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Valley National Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCBSHVLYPN
Dividend yield1.99%8.26%
Payout ratio26.76%171.88%

Growth (annualized)

MetricCBSHVLYPN
Revenue CAGR (5Y)8.34%14.60%
EPS CAGR (5Y)11.29%1.65%
Total return CAGR (5Y)1.78%N/A

Frequently asked

Which has the lower trailing P/E, CBSH or VLYPN?
CBSH has the lower trailing P/E: CBSH trades at 13.33 and VLYPN at 20.83. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CBSH or VLYPN?
Over the past five years, VLYPN grew revenue faster — CBSH at a 8.34% CAGR versus VLYPN at 14.60%.
Does CBSH or VLYPN pay a bigger dividend?
CBSH yields 1.99% and VLYPN yields 8.26% based on trailing dividends and the latest price.
Is CBSH or VLYPN more profitable?
CBSH runs the higher net margin — CBSH at 26.90% versus VLYPN at 23.26%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.