Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 9.35% is 16% above its 5-year average of 8.04%, near the high end of its 5-year range (6.97%–9.35%).
As of the fiscal period ended Tuesday, June 30, 2026. 10.63% above its 12-month average of 8.45%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 9.35%.
RETURN ON EQUITY (ROE)
9.35%
RETURN ON EQUITY (ROE) AVG TTM
8.45%
RETURN ON EQUITY (ROE) AVG 3Y
7.93%
RETURN ON EQUITY (ROE) AVG 5Y
8.04%
RETURN ON EQUITY (ROE) AVG 10Y
7.41%
RETURN ON EQUITY (ROE) AVG 15Y
7.62%
RETURN ON EQUITY (ROE) AVG 20Y
7.75%
CURRENT VS TTM AVG
+10.63%
CURRENT VS 3Y AVG
+17.83%
CURRENT VS 5Y AVG
+16.31%
CURRENT VS 10Y AVG
+26.19%
CURRENT VS 15Y AVG
+22.67%
CURRENT VS 20Y AVG
+20.59%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+6.72%
vs the sector median at left
United Bankshares, Inc.
Market Cap
$6.36B
Return on Equity (ROE)
9.35%
TTM Avg
8.45%
3Y Avg
7.93%
5Y Avg
8.04%
Market Cap
$6.47B
Return on Equity (ROE)
12.66%
TTM Avg
13.18%
3Y Avg
14.48%
5Y Avg
13.46%
Market Cap
$6.63B
Return on Equity (ROE)
7.79%
TTM Avg
9.96%
3Y Avg
8.54%
5Y Avg
6.17%
Market Cap
$6.70B
Return on Equity (ROE)
29.72%
TTM Avg
29.27%
3Y Avg
29.16%
5Y Avg
34.16%
Market Cap
$5.91B
Return on Equity (ROE)
9.62%
TTM Avg
11.03%
3Y Avg
12.01%
5Y Avg
9.89%
Market Cap
$5.78B
Return on Equity (ROE)
N/A
TTM Avg
12.97%
3Y Avg
10.37%
5Y Avg
15.05%
Market Cap
$5.77B
Return on Equity (ROE)
24.73%
TTM Avg
20.63%
3Y Avg
21.09%
5Y Avg
23.42%
Market Cap
$7.03B
Return on Equity (ROE)
8.76%
TTM Avg
6.38%
3Y Avg
7.28%
5Y Avg
7.82%
Market Cap
$5.64B
Return on Equity (ROE)
17.99%
TTM Avg
15.03%
3Y Avg
10.36%
5Y Avg
11.23%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| United Bankshares, Inc. (UBSI) | $6.36B | 9.35% | 8.45% | 7.93% | 8.04% |
| Enact Holdings Inc. (ACT)vs › | $6.47B | 12.66% | 13.18% | 14.48% | 13.46% |
| PIMCO Dynamic Income Fund (PDI)vs › | $6.63B | 7.79% | 9.96% | 8.54% | 6.17% |
| SLM Corporation (SLMBP)vs › | $6.70B | 29.72% | 29.27% | 29.16% | 34.16% |
| Hancock Whitney Corporation (HWC)vs › | $5.91B | 9.62% | 11.03% | 12.01% | 9.89% |
| StepStone Group Inc. (STEP)vs › | $5.78B | N/A | 12.97% | 10.37% | 15.05% |
| MarketAxess Holdings Inc. (MKTX)vs › | $5.77B | 24.73% | 20.63% | 21.09% | 23.42% |
| Valley National Bancorp (VLY)vs › | $7.03B | 8.76% | 6.38% | 7.28% | 7.82% |
| BGC Group, Inc (BGC)vs › | $5.64B | 17.99% | 15.03% | 10.36% | 11.23% |
| Credit Acceptance Corporation (CACC)vs › | $5.61B | 31.59% | 21.00% | 22.82% | 27.02% |
ROE
9.3%
ROA
1.5%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 9.35% |
| 2026-03-31 | 9.19% |
| 2025-12-31 | 8.45% |
| 2025-09-30 | 7.90% |
| 2025-06-30 | 7.36% |
| 2025-03-31 | 6.97% |
| 2024-12-31 | 7.47% |
| 2024-09-30 | 7.21% |
| 2024-06-30 | 7.39% |
| 2024-03-31 | 7.38% |
| 2023-12-31 | 7.68% |
| 2023-09-30 | 8.32% |
| 2023-06-30 | 8.48% |
| 2023-03-31 | 8.60% |
| 2022-12-31 | 8.41% |
| 2022-09-30 | 7.97% |
| 2022-06-30 | 7.65% |
| 2022-03-31 | 7.45% |
| 2021-12-31 | 7.79% |
| 2021-09-30 | 8.72% |
| 2021-06-30 | 9.06% |
| 2021-03-31 | 8.21% |
| 2020-12-31 | 6.73% |
| 2020-09-30 | 6.09% |
| 2020-06-30 | 5.29% |
| 2020-03-31 | 7.08% |
| 2019-12-31 | 7.73% |
| 2019-09-30 | 7.77% |
| 2019-06-30 | 7.78% |
| 2019-03-31 | 7.86% |
| 2018-12-31 | 7.88% |
| 2018-09-30 | 6.47% |
| 2018-06-30 | 6.25% |
| 2018-03-31 | 5.34% |
| 2017-12-31 | 4.65% |
| 2017-09-30 | 5.26% |
| 2017-06-30 | 4.83% |
| 2017-03-31 | 6.71% |
| 2016-12-31 | 6.58% |
| 2016-09-30 | 6.97% |
| 2016-06-30 | 6.71% |
| 2016-03-31 | 7.96% |
| 2015-12-31 | 8.06% |
| 2015-09-30 | 8.06% |
| 2015-06-30 | 8.05% |
| 2015-03-31 | 8.01% |
| 2014-12-31 | 7.84% |
| 2014-09-30 | 7.03% |
| 2014-06-30 | 6.42% |
| 2014-03-31 | 5.83% |
| 2013-12-31 | 8.22% |
| 2013-09-30 | 8.57% |
| 2013-06-30 | 8.38% |
| 2013-03-31 | 8.32% |
| 2012-12-31 | 8.33% |
| 2012-09-30 | 8.23% |
| 2012-06-30 | 8.39% |
| 2012-03-31 | 8.06% |
| 2011-12-31 | 7.80% |
| 2011-09-30 | 7.67% |
| 2011-06-30 | 8.90% |
| 2011-03-31 | 9.06% |
| 2010-12-31 | 9.07% |
| 2010-09-30 | 8.93% |
| 2010-06-30 | 8.34% |
| 2010-03-31 | 7.16% |
| 2009-12-31 | 8.84% |
| 2009-09-30 | 8.60% |
| 2009-06-30 | 9.77% |
| 2009-03-31 | 12.01% |
| 2008-12-31 | 11.80% |
| 2008-09-30 | 11.17% |
| 2008-06-30 | 11.98% |
| 2008-03-31 | 11.93% |
| 2007-12-31 | 11.91% |
| 2007-09-30 | 13.21% |
| 2007-06-30 | 13.78% |
| 2007-03-31 | 13.94% |
| 2006-12-31 | 14.08% |
| 2006-09-30 | 14.15% |
| 2006-06-30 | 15.94% |
| 2006-03-31 | 15.70% |
| 2005-12-31 | 15.81% |
| 2005-09-30 | 15.70% |
| 2005-06-30 | 15.60% |
| 2005-03-31 | 15.80% |
| 2004-12-31 | 15.48% |
| 2004-09-30 | 13.12% |
| 2004-06-30 | 13.26% |
| 2004-03-31 | 12.74% |
| 2003-12-31 | 12.80% |
| 2003-09-30 | 16.68% |
| 2003-06-30 | 16.50% |
