Hancock Whitney Corporation (HWC) vs United Bankshares, Inc. (UBSI)
A side-by-side comparison of Hancock Whitney Corporation and United Bankshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — HWC vs UBSI
growth of $100 · dividends reinvested · last 10yHWC vs UBSI: by the numbers
- •UBSI is the larger company ($6.35B vs $5.92B market cap).
- •UBSI trades at the lower trailing earnings multiple (12.60 vs 14.28 P/E), one valuation lens rather than an overall verdict.
- •UBSI converts more revenue to profit (28.59% vs 21.81% net margin).
- •UBSI grew revenue faster over the past five years (8.60% vs 7.59% CAGR).
- •UBSI pays the higher dividend yield (3.29% vs 2.66%).
Metrics side by side
Valuation
| Metric | HWC | UBSI |
|---|---|---|
| P/E ratio | 14.28 | 12.60 |
| Forward P/E | 11.27 | 12.42 |
| PEG ratio | N/A | 1.97 |
| P/S ratio | 3.02 | 3.53 |
| P/B ratio | 1.33 | 1.15 |
Profitability
| Metric | HWC | UBSI |
|---|---|---|
| Operating margin | 28.20% | 34.01% |
| Net margin | 21.81% | 28.59% |
| ROE | 9.62% | 9.35% |
Hancock Whitney Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
United Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | HWC | UBSI |
|---|---|---|
| Dividend yield | 2.66% | 3.29% |
| Payout ratio | 38.16% | 41.53% |
Growth (annualized)
| Metric | HWC | UBSI |
|---|---|---|
| Revenue CAGR (5Y) | 7.59% | 8.60% |
| EPS CAGR (5Y) | N/A | 6.45% |
| Total return CAGR (5Y) | 11.40% | 9.29% |
Frequently asked
- Which has the lower trailing P/E, HWC or UBSI?
- UBSI has the lower trailing P/E: HWC trades at 14.28 and UBSI at 12.60. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, HWC or UBSI?
- Over the past five years, UBSI grew revenue faster — HWC at a 7.59% CAGR versus UBSI at 8.60%.
- Does HWC or UBSI pay a bigger dividend?
- HWC yields 2.66% and UBSI yields 3.29% based on trailing dividends and the latest price.
- Is HWC or UBSI more profitable?
- UBSI runs the higher net margin — HWC at 21.81% versus UBSI at 28.59%.
- How have HWC and UBSI total returns compared?
- Over the past 10 years, HWC delivered 11.24% and UBSI delivered 6.20% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Hancock Whitney & United Bankshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.