Which has the lower trailing P/E, ACT or UBSI?

ACT has the lower trailing P/E: ACT trades at 9.75 and UBSI at 12.59. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, ACT or UBSI?

Over the past five years, UBSI grew revenue faster — ACT at a 1.96% CAGR versus UBSI at 8.60%.

Does ACT or UBSI pay a bigger dividend?

ACT yields 1.96% and UBSI yields 3.29% based on trailing dividends and the latest price.

Is ACT or UBSI more profitable?

ACT runs the higher net margin — ACT at 54.56% versus UBSI at 28.59%.

How have ACT and UBSI total returns compared?

Over the past 5 years, ACT delivered 22.54% and UBSI delivered 9.29% annualized total return. Past performance doesn't predict future results.

Enact Holdings Inc. (ACT) vs United Bankshares, Inc. (UBSI)

A side-by-side comparison of Enact Holdings Inc. and United Bankshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ACT

Enact Holdings Inc.

$6.47B

$46.32Financial ServicesDelayed quote: Oct 6, 2026, 3:20 PM EDT

UBSI

United Bankshares, Inc.

$6.35B

$46.09Financial ServicesDelayed quote: Oct 6, 2026, 3:15 PM EDT

Total return — ACT vs UBSI

growth of $100 · dividends reinvested · last 5y

ACT +180.9% (+22.9%/yr)UBSI +64.9% (+10.5%/yr)ACT compounded faster over this window

ACT UBSI

ACT vs UBSI: by the numbers

•ACT is the larger company ($6.47B vs $6.35B market cap).
•ACT trades at the lower trailing earnings multiple (9.75 vs 12.59 P/E), one valuation lens rather than an overall verdict.
•ACT converts more revenue to profit (54.56% vs 28.59% net margin).
•UBSI grew revenue faster over the past five years (8.60% vs 1.96% CAGR).
•UBSI pays the higher dividend yield (3.29% vs 1.96%).

Metrics side by side

Valuation

Metric	ACT	UBSI
P/E ratio	9.75	12.59
Forward P/E	9.65	12.42
PEG ratio	0.66	1.97
P/S ratio	5.16	3.53
P/B ratio	1.20	1.15
EV / EBITDA	7.77	N/A
FCF yield	11.15%	N/A

Profitability

Metric	ACT	UBSI
Gross margin	85.87%	N/A
Operating margin	69.17%	34.01%
Net margin	54.56%	28.59%
ROE	12.66%	9.35%
ROIC	9.94%	N/A

United Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	ACT	UBSI
Dividend yield	1.96%	3.29%
Payout ratio	18.95%	41.53%

Growth (annualized)

Metric	ACT	UBSI
Revenue CAGR (5Y)	1.96%	8.60%
EPS CAGR (5Y)	14.87%	6.45%
FCF CAGR (5Y)	2.98%	N/A
Total return CAGR (5Y)	22.54%	9.29%

Frequently asked

Which has the lower trailing P/E, ACT or UBSI?: ACT has the lower trailing P/E: ACT trades at 9.75 and UBSI at 12.59. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ACT or UBSI?: Over the past five years, UBSI grew revenue faster — ACT at a 1.96% CAGR versus UBSI at 8.60%.
Does ACT or UBSI pay a bigger dividend?: ACT yields 1.96% and UBSI yields 3.29% based on trailing dividends and the latest price.
Is ACT or UBSI more profitable?: ACT runs the higher net margin — ACT at 54.56% versus UBSI at 28.59%.
How have ACT and UBSI total returns compared?: Over the past 5 years, ACT delivered 22.54% and UBSI delivered 9.29% annualized total return. Past performance doesn't predict future results.

Go deeper

Full ACT analysis Full UBSI analysis Interactive comparison tool

Dig into the metrics

Enact P/E ratio United Bankshares P/E ratio Enact dividend yield United Bankshares dividend yield Enact ROE United Bankshares ROE Enact operating margin United Bankshares operating margin Enact revenue growth United Bankshares revenue growth Enact free cash flow

Enact & United Bankshares appear in these rankings

Highest Dividend Yield Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.