Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.23%.
YIELD ON COST (YOC)
1.23%
TRV now pays $4.55 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-08-31) | $118.71 | 3.83% |
| 5 years ago(2021-09-09) | $157.96 | 2.88% |
| 3 years ago(2023-08-30) | $161.32 | 2.82% |
| 1 year ago(2025-09-04) | $279.43 | 1.63% |
| Buying today(at $369.35) | $369.35 | 1.23% |
Projection: starting from today's 1.23% yield, assuming the dividend keeps compounding at 5.6% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
1.23%
In 3 years
1.45%
In 5 years
1.62%
In 10 years
2.14%
Try your own purchase price, dividend and growth rate for The Travelers Companies, Inc. (TRV).
Starting Yield
1.23%
Ending YOC
2.65%
Year 15 Dividend
$9.79
Cum. Dividends Recd.
$105.21
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $4.55 | N/A | 1.23% | $0.00 |
| Year 1 | $4.79 | +5.24% | 1.30% | $4.79 |
| Year 2 | $5.04 | +5.24% | 1.36% | $9.83 |
| Year 3 | $5.30 | +5.24% | 1.44% | $15.13 |
| Year 4 | $5.58 | +5.24% | 1.51% | $20.71 |
| Year 5 | $5.87 | +5.24% | 1.59% | $26.59 |
| Year 6 | $6.18 | +5.24% | 1.67% | $32.77 |
| Year 7 | $6.51 | +5.24% | 1.76% | $39.27 |
| Year 8 | $6.85 | +5.24% | 1.85% | $46.12 |
| Year 9 | $7.21 | +5.24% | 1.95% | $53.32 |
| Year 10 | $7.58 | +5.24% | 2.05% | $60.91 |
| Year 11 | $7.98 | +5.24% | 2.16% | $68.89 |
| Year 12 | $8.40 | +5.24% | 2.27% | $77.29 |
| Year 13 | $8.84 | +5.24% | 2.39% | $86.12 |
| Year 14 | $9.30 | +5.24% | 2.52% | $95.42 |
| Year 15 | $9.79 | +5.24% | 2.65% | $105.21 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
