Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on invested capital (ROIC) high or low?
The return on invested capital (ROIC) of 12.10% is 687% above its 5-year average of -2.06%, near the high end of its 5-year range (-59.71%–12.10%).
As of the fiscal period ended Wednesday, December 31, 2025. 2.07% above its 12-month average of 11.86%.
Annual fiscal-year return on invested capital; no daily interpolation.
RETURN ON INVESTED CAPITAL (ROIC)
12.10%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
11.86%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
9.68%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
-2.06%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
18.07%
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
-33.46%
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
-113.11%
CURRENT VS TTM AVG
+2.07%
CURRENT VS 3Y AVG
+24.97%
CURRENT VS 5Y AVG
+687.38%
CURRENT VS 10Y AVG
-33.06%
CURRENT VS 15Y AVG
+136.16%
CURRENT VS 20Y AVG
+110.70%
SECTOR MEDIAN · FINANCIAL SERVICES
5.98%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+102.34%
vs the sector median at left
The Travelers Companies, Inc.
Market Cap
$78.08B
Return on Invested Capital (ROIC)
12.10%
TTM Avg
11.86%
3Y Avg
9.68%
5Y Avg
-2.06%
Market Cap
$77.82B
Return on Invested Capital (ROIC)
7.55%
TTM Avg
7.17%
3Y Avg
-0.42%
5Y Avg
-2.72%
Market Cap
$77.28B
Return on Invested Capital (ROIC)
14.45%
TTM Avg
39.92%
3Y Avg
70.92%
5Y Avg
49.63%
Market Cap
$76.48B
Return on Invested Capital (ROIC)
12.16%
TTM Avg
11.68%
3Y Avg
17.25%
5Y Avg
15.63%
Market Cap
$80.15B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$82.86B
Return on Invested Capital (ROIC)
21.00%
TTM Avg
19.42%
3Y Avg
16.71%
5Y Avg
17.40%
Market Cap
$72.40B
Return on Invested Capital (ROIC)
7.24%
TTM Avg
6.91%
3Y Avg
3.79%
5Y Avg
4.20%
Market Cap
$85.60B
Return on Invested Capital (ROIC)
7.03%
TTM Avg
6.66%
3Y Avg
6.46%
5Y Avg
6.24%
Market Cap
$69.40B
Return on Invested Capital (ROIC)
16.31%
TTM Avg
16.68%
3Y Avg
9.88%
5Y Avg
2.77%
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Travelers Companies, Inc. (TRV) | $78.08B | 12.10% | 11.86% | 9.68% | -2.06% |
| Robinhood Markets, Inc. (HOOD)vs › | $77.82B | 7.55% | 7.17% | -0.42% | -2.72% |
| Brookfield Asset Management Ltd. (BAM)vs › | $77.28B | 14.45% | 39.92% | 70.92% | 49.63% |
| Aon plc (AON)vs › | $76.48B | 12.16% | 11.68% | 17.25% | 15.63% |
| iShares Russell 2000 ETF (IWM)vs › | $80.15B | N/A | N/A | N/A | N/A |
| Moody's Corporation (MCO)vs › | $82.86B | 21.00% | 19.42% | 16.71% | 17.40% |
| Apollo Global Management, Inc. (APO)vs › | $72.40B | 7.24% | 6.91% | 3.79% | 4.20% |
| Intercontinental Exchange, Inc. (ICE)vs › | $85.60B | 7.03% | 6.66% | 6.46% | 6.24% |
| Nu Holdings Ltd. (NU)vs › | $69.40B | 16.31% | 16.68% | 9.88% | 2.77% |
| The Allstate Corporation (ALL)vs › | $67.98B | 20.79% | 12.46% | 5.83% | 5.47% |
ROIC
12.1%
ROE
25.1%
ROIC = NOPAT / Invested Capital
Return on invested capital measures the after-tax return a company earns on all capital (debt and equity) invested in the business.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2025-12-31 | 12.10% |
| 2024-12-31 | 11.61% |
| 2023-12-31 | 6.86% |
| 2022-12-31 | 8.16% |
| 2021-12-31 | 8.62% |
| 2020-12-31 | -59.71% |
| 2019-12-31 | 437.00% |
| 2018-12-31 | -49.72% |
| 2017-12-31 | -40.72% |
| 2016-12-31 | -61.74% |
| 2015-12-31 | -73.64% |
| 2014-12-31 | -78.59% |
| 2013-12-31 | -79.40% |
| 2012-12-31 | -48.00% |
| 2011-12-31 | -24.25% |
| 2010-12-31 | -790.17% |
| 2009-12-31 | -663.37% |
| 2008-12-31 | -553.79% |
| 2007-12-31 | -744.50% |
| 2006-12-31 | -614.31% |
| 2005-12-31 | -286.25% |
| 2004-12-31 | -97.88% |
| 2003-12-31 | -117.66% |
| 2002-12-31 | -11.00% |
| 2001-12-31 | 50.99% |
| 2000-12-31 | -46.39% |
| 1999-12-31 | -40.44% |
| 1998-12-31 | -3.08% |
| 1997-12-31 | 0.00% |
| 1996-12-31 | -822.76% |
