Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of -3.46% is 121% below its 5-year average of 16.73%, near the low end of its 5-year range (-17.11%–74.69%).
As of the fiscal period ended Tuesday, March 31, 2026. 66.36% above its 12-month average of -10.29%.
Annual fiscal-year return on equity; no daily interpolation. Historical series through 2026-03-31.
RETURN ON EQUITY (ROE)
-3.46%
RETURN ON EQUITY (ROE) AVG TTM
-10.29%
RETURN ON EQUITY (ROE) AVG 3Y
-2.13%
RETURN ON EQUITY (ROE) AVG 5Y
16.73%
RETURN ON EQUITY (ROE) AVG 10Y
N/A
RETURN ON EQUITY (ROE) AVG 15Y
N/A
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
+66.36%
CURRENT VS 3Y AVG
-62.25%
CURRENT VS 5Y AVG
-120.68%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
-139.50%
vs the sector median at left
TOP Financial Group Limited
Market Cap
$112.42M
Return on Equity (ROE)
-3.46%
TTM Avg
-10.29%
3Y Avg
-2.13%
5Y Avg
16.73%
Market Cap
$111.66M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$113.19M
Return on Equity (ROE)
1.91%
TTM Avg
1.20%
3Y Avg
1.20%
5Y Avg
1.20%
Market Cap
$110.60M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$114.32M
Return on Equity (ROE)
-69.75%
TTM Avg
-81.74%
3Y Avg
-29.62%
5Y Avg
-60.36%
Market Cap
$114.82M
Return on Equity (ROE)
5.27%
TTM Avg
5.07%
3Y Avg
5.61%
5Y Avg
5.91%
Market Cap
$115.68M
Return on Equity (ROE)
3.67%
TTM Avg
1.46%
3Y Avg
2.32%
5Y Avg
2.32%
Market Cap
$109.05M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$108.87M
Return on Equity (ROE)
-7.36%
TTM Avg
-474.26%
3Y Avg
-236.90%
5Y Avg
-157.68%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| TOP Financial Group Limited (TOP) | $112.42M | -3.46% | -10.29% | -2.13% | 16.73% |
| FG Communities Holdings Inc. (FGCPP)vs › | $111.66M | N/A | N/A | N/A | N/A |
| Quantumsphere Acquisition Corp. Ordinary Shares (QUMS)vs › | $113.19M | 1.91% | 1.20% | 1.20% | 1.20% |
| Aperture AC Class A Ordinary Shares (APUR)vs › | $110.60M | N/A | N/A | N/A | N/A |
| Waton Financial Limited Ordinary Shares (WTF)vs › | $114.32M | -69.75% | -81.74% | -29.62% | -60.36% |
| Provident Financial Holdings, Inc. (PROV)vs › | $114.82M | 5.27% | 5.07% | 5.61% | 5.91% |
| Winchester Bancorp, Inc. Common Stock (WSBK)vs › | $115.68M | 3.67% | 1.46% | 2.32% | 2.32% |
| Arc Group Securities Acquisition I (FJDI)vs › | $109.05M | N/A | N/A | N/A | N/A |
| Patriot National Bancorp, Inc. (PNBK)vs › | $108.87M | -7.36% | -474.26% | -236.90% | -157.68% |
| Bogota Financial Corp. (BSBK)vs › | $116.46M | 1.82% | -0.05% | 1.32% | 2.00% |
ROE
-3.5%
ROA
-1.4%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-03-31 | -3.46% |
| 2025-03-31 | -17.11% |
| 2024-03-31 | 2.59% |
| 2023-03-31 | 9.45% |
| 2022-03-31 | 34.24% |
| 2021-03-31 | 74.69% |
| 2020-03-31 | 39.49% |
| 2019-03-31 | 28.50% |
