TOP Financial Group Limited (TOP) vs Winchester Bancorp, Inc. Common Stock (WSBK)
A side-by-side comparison of TOP Financial Group Limited and Winchester Bancorp, Inc. Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — TOP vs WSBK
growth of $100 · dividends reinvested · last 1yTOP vs WSBK: by the numbers
- •WSBK is the larger company ($116M vs $115M market cap).
- •WSBK is profitable (8.56% net margin) while TOP runs a net loss (-24.86%).
Metrics side by side
Valuation
| Metric | TOP | WSBK |
|---|---|---|
| P/E ratio | N/A | 25.84 |
| P/S ratio | N/A | 2.24 |
| P/B ratio | 3.38 | 0.96 |
Profitability
| Metric | TOP | WSBK |
|---|---|---|
| Gross margin | 51.98% | N/A |
| Operating margin | -14.34% | 11.07% |
| Net margin | -24.86% | 8.56% |
| ROE | -3.46% | 3.67% |
Winchester Bancorp, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Growth (annualized)
| Metric | TOP | WSBK |
|---|---|---|
| Revenue CAGR (5Y) | -22.51% | N/A |
Frequently asked
- Is TOP or WSBK more profitable?
- WSBK runs the higher net margin — TOP at -24.86% versus WSBK at 8.56%.
Go deeper
Dig into the metrics
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.