Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.57% is 22% above its 5-year average of 1.29%, near the high end of its 5-year range (1.12%–1.57%).
13.77% above its 12-month average of 1.38%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.42%.
RETURN ON ASSETS (ROA)
1.57%
RETURN ON ASSETS (ROA) AVG TTM
1.38%
RETURN ON ASSETS (ROA) AVG 3Y
1.33%
RETURN ON ASSETS (ROA) AVG 5Y
1.29%
RETURN ON ASSETS (ROA) AVG 10Y
1.36%
RETURN ON ASSETS (ROA) AVG 15Y
1.26%
RETURN ON ASSETS (ROA) AVG 20Y
1.34%
CURRENT VS TTM AVG
+13.77%
CURRENT VS 3Y AVG
+18.05%
CURRENT VS 5Y AVG
+22.02%
CURRENT VS 10Y AVG
+15.06%
CURRENT VS 15Y AVG
+24.74%
CURRENT VS 20Y AVG
+17.04%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+27.13%
vs the sector median at left
Stock Yards Bancorp, Inc.
Market Cap
$2.27B
Return on Assets (ROA)
1.57%
TTM Avg
1.38%
3Y Avg
1.33%
5Y Avg
1.29%
Market Cap
$2.28B
Return on Assets (ROA)
1.26%
TTM Avg
1.11%
3Y Avg
1.16%
5Y Avg
1.10%
Market Cap
$2.26B
Return on Assets (ROA)
2.77%
TTM Avg
3.37%
3Y Avg
2.83%
5Y Avg
-0.37%
Market Cap
$2.29B
Return on Assets (ROA)
1.27%
TTM Avg
1.41%
3Y Avg
1.55%
5Y Avg
1.68%
Market Cap
$2.24B
Return on Assets (ROA)
0.34%
TTM Avg
0.17%
3Y Avg
0.40%
5Y Avg
0.30%
Market Cap
$2.30B
Return on Assets (ROA)
1.90%
TTM Avg
-1.81%
3Y Avg
-5.29%
5Y Avg
-2.07%
Market Cap
$2.23B
Return on Assets (ROA)
-15.29%
TTM Avg
13.81%
3Y Avg
13.81%
5Y Avg
13.81%
Market Cap
$2.22B
Return on Assets (ROA)
14.38%
TTM Avg
14.09%
3Y Avg
5.28%
5Y Avg
2.22%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Stock Yards Bancorp, Inc. (SYBT) | $2.27B | 1.57% | 1.38% | 1.33% | 1.29% |
| Banner Corporation (BANR)vs › | $2.28B | 1.26% | 1.11% | 1.16% | 1.10% |
| Skyward Specialty Insurance Group, Inc. (SKWD)vs › | $2.26B | 2.77% | 3.37% | 2.83% | -0.37% |
| Merchants Bancorp (MBIN)vs › | $2.29B | 1.27% | 1.41% | 1.55% | 1.68% |
| Brighthouse Financial, Inc. (BHFAP)vs › | $2.24B | 0.34% | 0.17% | 0.40% | 0.30% |
| Upstart Holdings, Inc. (UPST)vs › | $2.30B | 1.90% | -1.81% | -5.29% | -2.07% |
| Ethos Technologies Inc. (LIFE)vs › | $2.23B | -15.29% | 13.81% | 13.81% | 13.81% |
| eToro Group Ltd. (ETOR)vs › | $2.22B | 14.38% | 14.09% | 5.28% | 2.22% |
| WaFd, Inc. (WAFD)vs › | $2.22B | 0.93% | 0.78% | 0.96% | 0.95% |
| Northwest Bancshares, Inc. (NWBI)vs › | $2.19B | 0.89% | 0.72% | 0.83% | 0.82% |
ROA
1.6%
ROE
12.6%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.47% |
| 2024-12-31 | 1.29% |
| 2023-12-31 | 1.32% |
| 2022-12-31 | 1.24% |
| 2021-12-31 | 1.12% |
| 2020-12-31 | 1.28% |
| 2019-12-31 | 1.77% |
| 2018-12-31 | 1.68% |
| 2017-12-31 | 1.17% |
| 2016-12-31 | 1.35% |
| 2015-12-31 | 1.32% |
| 2014-12-31 | 1.36% |
| 2013-12-31 | 1.14% |
| 2012-12-31 | 1.20% |
| 2011-12-31 | 1.15% |
| 2010-12-31 | 1.21% |
| 2009-12-31 | 0.91% |
| 2008-12-31 | 1.33% |
| 2007-12-31 | 1.62% |
| 2006-12-31 | 1.61% |
| 2005-12-31 | 1.63% |
| 2004-12-31 | 1.56% |
| 2003-12-31 | 1.58% |
| 2002-12-31 | 1.51% |
| 2001-12-31 | 1.44% |
| 2000-12-31 | 1.36% |
| 1999-12-31 | 1.41% |
| 1998-12-31 | 1.34% |
| 1997-12-31 | 1.36% |
| 1996-12-31 | 1.25% |
