Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.27% is 24% below its 5-year average of 1.68%, near the low end of its 5-year range (1.12%–2.01%).
9.93% below its 12-month average of 1.41%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.37%.
RETURN ON ASSETS (ROA)
1.27%
RETURN ON ASSETS (ROA) AVG TTM
1.41%
RETURN ON ASSETS (ROA) AVG 3Y
1.55%
RETURN ON ASSETS (ROA) AVG 5Y
1.68%
RETURN ON ASSETS (ROA) AVG 10Y
1.55%
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
-9.93%
CURRENT VS 3Y AVG
-18.20%
CURRENT VS 5Y AVG
-24.48%
CURRENT VS 10Y AVG
-17.82%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.21%
median of 560 covered companies
CURRENT VS SECTOR MEDIAN
+4.96%
vs the sector median at left
Merchants Bancorp
Market Cap
$2.30B
Return on Assets (ROA)
1.27%
TTM Avg
1.41%
3Y Avg
1.55%
5Y Avg
1.68%
Market Cap
$2.29B
Return on Assets (ROA)
1.26%
TTM Avg
1.11%
3Y Avg
1.16%
5Y Avg
1.10%
Market Cap
$2.26B
Return on Assets (ROA)
0.34%
TTM Avg
0.17%
3Y Avg
0.40%
5Y Avg
0.30%
Market Cap
$2.25B
Return on Assets (ROA)
-15.29%
TTM Avg
13.81%
3Y Avg
13.81%
5Y Avg
13.81%
Market Cap
$2.36B
Return on Assets (ROA)
1.33%
TTM Avg
5.24%
3Y Avg
-1.34%
5Y Avg
0.08%
Market Cap
$2.39B
Return on Assets (ROA)
1.27%
TTM Avg
1.41%
3Y Avg
1.55%
5Y Avg
1.68%
Market Cap
$2.39B
Return on Assets (ROA)
1.27%
TTM Avg
1.41%
3Y Avg
1.55%
5Y Avg
1.68%
Market Cap
$2.20B
Return on Assets (ROA)
0.89%
TTM Avg
0.72%
3Y Avg
0.83%
5Y Avg
0.82%
Market Cap
$2.20B
Return on Assets (ROA)
14.38%
TTM Avg
14.09%
3Y Avg
5.28%
5Y Avg
2.22%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Merchants Bancorp (MBIN) | $2.30B | 1.27% | 1.41% | 1.55% | 1.68% |
| Banner Corporation (BANR)vs › | $2.29B | 1.26% | 1.11% | 1.16% | 1.10% |
| Brighthouse Financial, Inc. (BHFAP)vs › | $2.26B | 0.34% | 0.17% | 0.40% | 0.30% |
| Ethos Technologies Inc. (LIFE)vs › | $2.25B | -15.29% | 13.81% | 13.81% | 13.81% |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.36B | 1.33% | 5.24% | -1.34% | 0.08% |
| Merchants Bancorp (MBINL)vs › | $2.39B | 1.27% | 1.41% | 1.55% | 1.68% |
| Merchants Bancorp (MBINN)vs › | $2.39B | 1.27% | 1.41% | 1.55% | 1.68% |
| Northwest Bancshares, Inc. (NWBI)vs › | $2.20B | 0.89% | 0.72% | 0.83% | 0.82% |
| eToro Group Ltd. (ETOR)vs › | $2.20B | 14.38% | 14.09% | 5.28% | 2.22% |
| Enterprise Financial Services Corp (EFSC)vs › | $2.18B | 1.09% | 1.17% | 1.31% | 1.17% |
ROA
1.3%
ROE
11.2%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.12% |
| 2024-12-31 | 1.70% |
| 2023-12-31 | 1.65% |
| 2022-12-31 | 1.74% |
| 2021-12-31 | 2.01% |
| 2020-12-31 | 1.87% |
| 2019-12-31 | 1.21% |
| 2018-12-31 | 1.62% |
| 2017-12-31 | 1.61% |
| 2016-12-31 | 1.22% |
| 2015-12-31 | 1.25% |
