Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.89% is in line with its 5-year average of 0.82%, around the middle of its 5-year range (0.54%–1.06%).
22.76% above its 12-month average of 0.72%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.31%.
RETURN ON ASSETS (ROA)
0.89%
RETURN ON ASSETS (ROA) AVG TTM
0.72%
RETURN ON ASSETS (ROA) AVG 3Y
0.83%
RETURN ON ASSETS (ROA) AVG 5Y
0.82%
RETURN ON ASSETS (ROA) AVG 10Y
0.85%
RETURN ON ASSETS (ROA) AVG 15Y
0.83%
RETURN ON ASSETS (ROA) AVG 20Y
0.80%
CURRENT VS TTM AVG
+22.76%
CURRENT VS 3Y AVG
+6.59%
CURRENT VS 5Y AVG
+8.10%
CURRENT VS 10Y AVG
+5.27%
CURRENT VS 15Y AVG
+7.39%
CURRENT VS 20Y AVG
+11.95%
SECTOR MEDIAN · FINANCIAL SERVICES
1.22%
median of 589 covered companies
CURRENT VS SECTOR MEDIAN
-27.05%
vs the sector median at left
Northwest Bancshares, Inc.
Market Cap
$2.20B
Return on Assets (ROA)
0.89%
TTM Avg
0.72%
3Y Avg
0.83%
5Y Avg
0.82%
Market Cap
$2.20B
Return on Assets (ROA)
14.38%
TTM Avg
14.09%
3Y Avg
5.28%
5Y Avg
2.22%
Market Cap
$2.17B
Return on Assets (ROA)
1.09%
TTM Avg
1.17%
3Y Avg
1.31%
5Y Avg
1.17%
Market Cap
$2.26B
Return on Assets (ROA)
-15.29%
TTM Avg
13.81%
3Y Avg
13.81%
5Y Avg
13.81%
Market Cap
$2.26B
Return on Assets (ROA)
0.34%
TTM Avg
0.17%
3Y Avg
0.40%
5Y Avg
0.30%
Market Cap
$2.29B
Return on Assets (ROA)
1.26%
TTM Avg
1.11%
3Y Avg
1.16%
5Y Avg
1.10%
Market Cap
$2.30B
Return on Assets (ROA)
1.27%
TTM Avg
1.41%
3Y Avg
1.55%
5Y Avg
1.68%
Market Cap
$2.10B
Return on Assets (ROA)
5.42%
TTM Avg
0.95%
3Y Avg
0.44%
5Y Avg
2.29%
Market Cap
$2.08B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Northwest Bancshares, Inc. (NWBI) | $2.20B | 0.89% | 0.72% | 0.83% | 0.82% |
| eToro Group Ltd. (ETOR)vs › | $2.20B | 14.38% | 14.09% | 5.28% | 2.22% |
| Enterprise Financial Services Corp (EFSC)vs › | $2.17B | 1.09% | 1.17% | 1.31% | 1.17% |
| Ethos Technologies Inc. (LIFE)vs › | $2.26B | -15.29% | 13.81% | 13.81% | 13.81% |
| Brighthouse Financial, Inc. (BHFAP)vs › | $2.26B | 0.34% | 0.17% | 0.40% | 0.30% |
| Banner Corporation (BANR)vs › | $2.29B | 1.26% | 1.11% | 1.16% | 1.10% |
| Merchants Bancorp (MBIN)vs › | $2.30B | 1.27% | 1.41% | 1.55% | 1.68% |
| Encore Capital Group, Inc. (ECPG)vs › | $2.10B | 5.42% | 0.95% | 0.44% | 2.29% |
| First Busey Corporation (BUSEP)vs › | $2.08B | N/A | N/A | N/A | N/A |
| Porch Group, Inc. (PRCH)vs › | $2.03B | -0.69% | -1.06% | -7.98% | -10.38% |
ROA
0.9%
ROE
7.9%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.75% |
| 2024-12-31 | 0.70% |
| 2023-12-31 | 0.94% |
| 2022-12-31 | 0.95% |
| 2021-12-31 | 1.06% |
| 2020-12-31 | 0.54% |
| 2019-12-31 | 1.05% |
| 2018-12-31 | 1.10% |
| 2017-12-31 | 1.01% |
| 2016-12-31 | 0.52% |
| 2015-12-31 | 0.68% |
| 2014-12-31 | 0.80% |
| 2013-12-31 | 0.84% |
| 2012-12-31 | 0.80% |
| 2011-12-31 | 0.81% |
| 2010-12-31 | 0.71% |
| 2009-12-31 | 0.41% |
| 2008-12-31 | 0.70% |
| 2007-12-31 | 0.74% |
| 2006-12-31 | 0.79% |
| 2005-12-31 | 0.00% |
| 2005-06-30 | 0.88% |
| 2004-06-30 | 0.67% |
| 2003-06-30 | 0.50% |
| 2002-06-30 | 0.83% |
| 2001-06-30 | 0.69% |
| 2000-06-30 | 0.80% |
| 1999-06-30 | 0.65% |
| 1998-06-30 | 0.83% |
| 1997-06-30 | 0.66% |