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SoFi Technologies, Inc. (SOFI)
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SoFi Technologies, Inc. (SOFI) Retained Earnings

The retained earnings for SoFi Technologies, Inc. (SOFI) is $-824.28 Million with a year-over-year change of +36.87%. Retained earnings represent the cumulative net income that has been kept by the company rather than distributed to shareholders as dividends. It's a key component of shareholders' equity.

SOFI Retained Earnings Chart

SOFI Retained Earnings
$-824.28M-269.39% 20Y
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Current Retained Earnings

$-824.28M

$-824.28 Million

Year-over-Year Change

+36.87%

vs. $-1.31B prior year

Historical Data

8

Years of data available

Annual Retained Earnings History

YearRetained EarningsYoY Change% Change
2025$-824.28M+$481.32M+36.87%
2024$-1.31B+$498.67M+27.64%
2023$-1.80B$-300.74M-20.00%
2022$-1.50B$-320.41M-27.08%
2021$-1.18B$-483.94M-69.22%
2020$-699.18M$-224.62M-47.33%
2019$-474.56M$-251.41M-112.67%
2018$-223.14M
Data as of Wednesday, June 10, 2026

About SoFi Technologies, Inc.

SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.

San Francisco, CA
5,000 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Anthony J. Noto