SoFi Technologies, Inc. (SOFI)

SOFI Balance Sheet

Assets, liabilities, and equity analysis

SOFI Quarterly Balance Sheet (USD)

Quarterly Report	TTM	03/31/2026	12/31/2025	09/30/2025	06/30/2025	03/31/2025	12/31/2024	09/30/2024	06/30/2024
Total Current Assets	3.761B	3.761B	5.357B	5.640B	4.389B	4.239B	5.207B	3.833B	3.779B
Cash & Cash Equivalents	3.761B	3.761B	4.929B	3.246B	2.123B	2.086B	2.538B	2.355B	2.335B
Short-Term Investments	0.00	0.00	0.00	2.393B	2.267B	2.153B	1.804B	1.478B	1.444B
Cash & Short-Term Investments	3.761B	3.761B	4.929B	5.640B	4.389B	4.239B	4.342B	3.833B	3.779B
Accounts Receivable	0.00	0.00	0.00	75.430M	0.00	66.323M	587.496M	65.158M	68.150M
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Assets	53.698B	53.698B	50.660B	45.293B	41.112B	37.749B	36.251B	34.380B	32.642B
Property, Plant & Equipment	537.344M	537.344M	510.389M	466.048M	431.968M	394.440M	369.088M	350.375M	329.638M
Goodwill	0.00	0.00	1.394B	1.394B	1.394B	1.394B	1.394B	1.394B	1.394B
Intangible Assets	1.609B	1.609B	610.097M	631.371M	638.528M	669.537M	639.922M	611.086M	622.775M
Long-Term Investments	28.634B	28.634B	25.387B	35.018B	32.326B	29.094B	28.032B	26.695B	25.383B
Total Current Liabilities	0.00	0.00	0.00	33.432B	30.027B	27.743B	26.862B	24.894B	23.483B
Accounts Payable	0.00	0.00	0.00	0.00	0.00	0.00	132.784M	0.00	0.00
Short-Term Debt	0.00	0.00	0.00	486.000M	486.000M	486.000M	486.000M	486.000M	486.000M
Total Liabilities	42.887B	42.887B	40.171B	36.513B	34.252B	31.071B	29.726B	28.259B	26.740B
Long-Term Debt	1.814B	1.814B	1.816B	2.228B	3.457B	2.561B	2.607B	2.695B	2.621B
Total Debt	1.915B	1.915B	1.816B	2.807B	4.035B	3.140B	3.204B	3.282B	3.208B
Net Debt (Cash)	-1.847B	-1.847B	-3.114B	-438.875M	1.912B	1.054B	665.917M	926.926M	873.561M
Total Shareholders' Equity	10.812B	10.812B	10.489B	8.780B	6.861B	6.679B	6.525B	6.121B	5.901B
Common Stock	127K	127K	126K	120K	111K	110K	109K	108K	106K
Retained Earnings	-657.547M	-657.547M	-824.278M	-997.827M	-1.137B	-1.234B	-1.306B	-1.638B	-1.699B
Current Ratio	—	—	—	0.17	0.15	0.15	0.19	0.15	0.16
Debt to Equity Ratio	0.18	0.18	0.17	0.32	0.59	0.47	0.49	0.54	0.54

SOFI Annual Balance Sheet (USD)

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Total Current Assets	5.357B	5.207B	3.869B	1.662B	833.044M	890.505M	520.805M	325.114M
Cash & Cash Equivalents	4.929B	2.538B	3.085B	1.422B	494.711M	872.582M	499.486M	537.003M
Short-Term Investments	0.00	1.804B	500.942M	39.432M	194.907M	0.00	0.00	0.00
Cash & Short-Term Investments	4.929B	4.342B	3.586B	1.461B	689.618M	872.582M	499.486M	537.003M
Accounts Receivable	0.00	587.496M	169.852M	127.050M	85.523M	17.923M	21.319M	7.849M
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Assets	50.660B	36.251B	30.075B	19.008B	9.176B	8.563B	7.289B	8.550B
Property, Plant & Equipment	510.389M	369.088M	306.543M	267.239M	227.064M	198.347M	160.999M	13.290M
Goodwill	1.394B	1.394B	1.394B	1.623B	898.527M	899.270M	15.673M	15.741M
Intangible Assets	610.097M	639.922M	544.517M	592.009M	452.838M	504.683M	213.401M	189.006M
Long-Term Investments	25.387B	28.032B	23.292B	14.280B	6.485B	5.484B	6.146B	0.00
Total Current Liabilities	0.00	26.862B	19.469B	8.119B	750.072M	1.392B	368.180M	7.335M
Accounts Payable	0.00	132.784M	159.915M	144.575M	158.063M	452.909M	103.590M	0.00
Short-Term Debt	0.00	486.000M	486.000M	486.000M	497.810M	486.000M	161.000M	28.203M
Total Liabilities	40.171B	29.726B	24.520B	13.479B	4.479B	5.510B	5.188B	6.728B
Long-Term Debt	1.816B	2.607B	4.755B	5.017B	3.544B	4.431B	4.799B	6.618B
Total Debt	1.816B	3.204B	5.363B	5.634B	4.195B	5.057B	5.085B	6.646B
Net Debt (Cash)	-3.114B	665.917M	2.278B	4.212B	3.700B	4.184B	4.585B	6.109B
Total Shareholders' Equity	10.489B	6.525B	5.555B	5.528B	4.698B	3.054B	2.101B	1.822B
Common Stock	126K	109K	97K	93K	83K	0.00	0.00	0.00
Retained Earnings	-824.278M	-1.306B	-1.804B	-1.504B	-1.183B	-699.177M	-474.558M	-223.143M
Current Ratio	—	0.19	0.20	0.20	1.11	0.64	1.41	44.32
Debt to Equity Ratio	0.17	0.49	0.97	1.02	0.89	1.66	2.42	3.65

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.

About SoFi Technologies, Inc.

SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.

San Francisco, CA

5,000 employees

www.sofi.com

Financial Services / Financial - Credit Services

Sector: Financial Services
Industry: Financial - Credit Services
CEO: Anthony J. Noto

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