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SoFi Technologies, Inc. (SOFI)
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SOFI Cash Flow Statement

Operating, investing, and financing cash flow analysis

SOFI Quarterly Cash Flow Statement (USD)

Quarterly ReportTTM
03/31/2026
12/31/2025
09/30/2025
06/30/2025
03/31/2025
12/31/2024
09/30/2024
06/30/2024
Cash from Operations (CFO)
-2.266B119.099M-991.178M72.937M-1.467B21.502M-200.103M-1.174B-484.371M
576.935M166.731M173.549M139.392M97.263M71.116M332.473M60.745M17.404M
Depreciation & Amortization
246.446M67.578M62.880M59.245M56.743M55.283M53.545M51.791M49.623M
198.302M0.0068.577M66.469M63.256M63.756M66.367M63.646M61.057M
Change in Accounts Receivable
0.000.000.000.000.000.00587.496M0.000.00
Change in Inventory
Change in Accounts Payable
Change in Working Capital
-4.523B-184.575M-1.218B-1.546B-1.575B-100.095M-380.068M-1.265B-596.940M
Cash from Investing
-264.324M-68.777M-66.397M-63.158M-65.992M-54.248M-44.231M-45.801M-39.473M
0.000.000.000.000.000.000.000.000.00
Cash from Financing
Debt Repayment
-46.872M-115K-45.137M-1.620M0.000.000.000.000.00
0.000.000.000.000.000.000.000.000.00
-2.530B50.322M-1.058B9.779M-1.533B-32.746M-244.334M-1.219B-523.844M
Net Change in Cash
1.045B-1.596B1.610B1.032B-1.533M6.776M-260.399M238.127M-1.416B

SOFI Annual Cash Flow Statement (USD)

Annual Report
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
Cash from Operations (CFO)
-3.742B-1.120B-7.227B-7.256B-1.350B-479.336M-54.733M1.023B
481.320M498.665M-300.742M-320.407M-483.937M-224.053M-239.697M-252.399M
Depreciation & Amortization
234.151M203.498M201.416M151.360M101.568M69.832M15.955M10.912M
262.058M246.152M271.216M305.994M239.011M99.870M61.419M43.459M
Change in Accounts Receivable
0.00587.496M169.852M127.050M85.523M23.278M12.145M0.00
Change in Inventory
Change in Accounts Payable
Change in Working Capital
-4.438B-1.613B-7.633B-7.496B-1.345B-397.331M70.037M1.228B
Cash from Investing
-242.444M-163.617M-121.192M-103.733M-52.261M-24.549M-37.590M-13.729M
0.000.00-72.301M58.540M0.00-32.392M0.000.00
Cash from Financing
Debt Repayment
-64.986M0.000.000.00-283.385M-40K-8.804M0.00
0.00-16.503M-40.425M-40.425M-40.426M-40.536M-23.923M0.00
-3.985B-1.283B-7.348B-7.360B-1.402B-503.885M-92.323M1.010B
Net Change in Cash
2.647B-906.218M1.769B1.078B-554.991M633.222M153.203M56.254M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.

About SoFi Technologies, Inc.

SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.

San Francisco, CA
5,000 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Anthony J. Noto