Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 2.57% is in line with its 5-year average of 2.50%, around the middle of its 5-year range (1.63%–3.97%).
13.72% above its 12-month average of 2.26%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.20%.
RETURN ON ASSETS (ROA)
2.57%
RETURN ON ASSETS (ROA) AVG TTM
2.26%
RETURN ON ASSETS (ROA) AVG 3Y
2.04%
RETURN ON ASSETS (ROA) AVG 5Y
2.50%
RETURN ON ASSETS (ROA) AVG 10Y
2.10%
RETURN ON ASSETS (ROA) AVG 15Y
1.69%
RETURN ON ASSETS (ROA) AVG 20Y
1.41%
CURRENT VS TTM AVG
+13.72%
CURRENT VS 3Y AVG
+26.29%
CURRENT VS 5Y AVG
+3.01%
CURRENT VS 10Y AVG
+22.65%
CURRENT VS 15Y AVG
+52.52%
CURRENT VS 20Y AVG
+82.64%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 682 covered companies
CURRENT VS SECTOR MEDIAN
+108.94%
vs the sector median at left
SLM Corporation
Market Cap
$6.70B
Return on Assets (ROA)
2.57%
TTM Avg
2.26%
3Y Avg
2.04%
5Y Avg
2.50%
Market Cap
$6.59B
Return on Assets (ROA)
4.84%
TTM Avg
6.27%
3Y Avg
5.16%
5Y Avg
3.84%
Market Cap
$6.46B
Return on Assets (ROA)
9.82%
TTM Avg
10.14%
3Y Avg
10.82%
5Y Avg
9.83%
Market Cap
$6.36B
Return on Assets (ROA)
1.53%
TTM Avg
1.31%
3Y Avg
1.28%
5Y Avg
1.25%
Market Cap
$7.03B
Return on Assets (ROA)
1.05%
TTM Avg
0.77%
3Y Avg
0.84%
5Y Avg
0.90%
Market Cap
$7.28B
Return on Assets (ROA)
-40.57%
TTM Avg
-7.04%
3Y Avg
-13.77%
5Y Avg
-10.19%
Market Cap
$7.35B
Return on Assets (ROA)
10.69%
TTM Avg
10.42%
3Y Avg
6.76%
5Y Avg
7.01%
Market Cap
$7.43B
Return on Assets (ROA)
-24.22%
TTM Avg
-9.64%
3Y Avg
-16.82%
5Y Avg
-17.48%
Market Cap
$7.44B
Return on Assets (ROA)
-0.92%
TTM Avg
0.44%
3Y Avg
-19.93%
5Y Avg
-5.75%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SLM Corporation (SLMBP) | $6.70B | 2.57% | 2.26% | 2.04% | 2.50% |
| PIMCO Dynamic Income Fund (PDI)vs › | $6.59B | 4.84% | 6.27% | 5.16% | 3.84% |
| Enact Holdings Inc. (ACT)vs › | $6.46B | 9.82% | 10.14% | 10.82% | 9.83% |
| United Bankshares, Inc. (UBSI)vs › | $6.36B | 1.53% | 1.31% | 1.28% | 1.25% |
| Valley National Bancorp (VLY)vs › | $7.03B | 1.05% | 0.77% | 0.84% | 0.90% |
| Riot Platforms, Inc. (RIOT)vs › | $7.28B | -40.57% | -7.04% | -13.77% | -10.19% |
| Morningstar, Inc. (MORN)vs › | $7.35B | 10.69% | 10.42% | 6.76% | 7.01% |
| TeraWulf Inc. (WULF)vs › | $7.43B | -24.22% | -9.64% | -16.82% | -17.48% |
| Galaxy Digital (GLXY)vs › | $7.44B | -0.92% | 0.44% | -19.93% | -5.75% |
| Hancock Whitney Corporation (HWC)vs › | $5.93B | 1.18% | 1.34% | 1.32% | 1.07% |
ROA
2.6%
ROE
29.7%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 2.50% |
| 2024-12-31 | 2.02% |
| 2023-12-31 | 1.99% |
| 2022-12-31 | 1.63% |
| 2021-12-31 | 3.97% |
| 2020-12-31 | 2.86% |
| 2019-12-31 | 1.77% |
| 2018-12-31 | 1.83% |
| 2017-12-31 | 1.33% |
| 2016-12-31 | 1.35% |
| 2015-12-31 | 1.80% |
| 2014-12-31 | 1.50% |
| 2013-12-31 | 2.42% |
| 2012-12-31 | 0.12% |
| 2011-12-31 | 0.33% |
| 2010-12-31 | 0.26% |
| 2009-12-31 | 0.19% |
| 2008-12-31 | -0.13% |
| 2007-12-31 | -0.58% |
| 2006-12-31 | 1.00% |
| 2005-12-31 | 1.39% |
| 2004-12-31 | 2.28% |
| 2003-12-31 | 2.37% |
| 2002-12-31 | 1.49% |
| 2001-12-31 | 0.73% |
| 2000-12-31 | 0.95% |
| 1999-12-31 | 1.14% |
| 1998-12-31 | 1.35% |
| 1997-12-31 | 1.28% |
| 1996-12-31 | 0.86% |
