Enact Holdings Inc. (ACT) vs SLM Corporation (SLMBP)
A side-by-side comparison of Enact Holdings Inc. and SLM Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
ACT
Enact Holdings Inc.
$46.32Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT
SLMBP
SLM Corporation
$74.60Financial ServicesDelayed quote: Oct 6, 2026, 3:56 PM EDT
Total return — ACT vs SLMBP
growth of $100 · dividends reinvested · last 5yACT +180.9% (+22.9%/yr)SLMBP +82.4% (+12.8%/yr)ACT compounded faster over this window
ACT SLMBP
ACT vs SLMBP: by the numbers
- •SLMBP is the larger company ($6.69B vs $6.47B market cap).
- •ACT trades at the lower trailing earnings multiple (9.75 vs 20.90 P/E), one valuation lens rather than an overall verdict.
- •ACT converts more revenue to profit (54.56% vs 23.97% net margin).
- •SLMBP grew revenue faster over the past five years (5.85% vs 1.96% CAGR).
- •SLMBP pays the higher dividend yield (7.78% vs 1.96%).
Metrics side by side
Valuation
| Metric | ACT | SLMBP |
|---|---|---|
| P/E ratio | 9.75 | 20.90 |
| Forward P/E | 9.65 | 23.92 |
| PEG ratio | 0.66 | 2.32 |
| P/S ratio | 5.16 | 2.18 |
| P/B ratio | 1.20 | 3.01 |
| EV / EBITDA | 7.77 | N/A |
| FCF yield | 11.15% | N/A |
Profitability
| Metric | ACT | SLMBP |
|---|---|---|
| Gross margin | 85.87% | N/A |
| Operating margin | 69.17% | 32.02% |
| Net margin | 54.56% | 23.97% |
| ROE | 12.66% | 29.72% |
| ROIC | 9.94% | N/A |
SLM Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | ACT | SLMBP |
|---|---|---|
| Dividend yield | 1.96% | 7.78% |
| Payout ratio | 18.95% | 162.78% |
Growth (annualized)
| Metric | ACT | SLMBP |
|---|---|---|
| Revenue CAGR (5Y) | 1.96% | 5.85% |
| EPS CAGR (5Y) | 14.87% | 9.17% |
| FCF CAGR (5Y) | 2.98% | N/A |
| Total return CAGR (5Y) | 22.54% | 12.68% |
Frequently asked
- Which has the lower trailing P/E, ACT or SLMBP?
- ACT has the lower trailing P/E: ACT trades at 9.75 and SLMBP at 20.90. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ACT or SLMBP?
- Over the past five years, SLMBP grew revenue faster — ACT at a 1.96% CAGR versus SLMBP at 5.85%.
- Does ACT or SLMBP pay a bigger dividend?
- ACT yields 1.96% and SLMBP yields 7.78% based on trailing dividends and the latest price.
- Is ACT or SLMBP more profitable?
- ACT runs the higher net margin — ACT at 54.56% versus SLMBP at 23.97%.
- How have ACT and SLMBP total returns compared?
- Over the past 5 years, ACT delivered 22.54% and SLMBP delivered 12.68% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Enact P/E ratioSLM P/E ratioEnact dividend yieldSLM dividend yieldEnact ROESLM ROEEnact operating marginSLM operating marginEnact revenue growthSLM revenue growthEnact free cash flow
Enact & SLM appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.