Enact Holdings Inc. (ACT) vs SLM Corporation (SLMBP)

A side-by-side comparison of Enact Holdings Inc. and SLM Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — ACT vs SLMBP

growth of $100 · dividends reinvested · last 5y
ACT +180.9% (+22.9%/yr)SLMBP +82.4% (+12.8%/yr)ACT compounded faster over this window
100150200250300Start $10020222023202420252026$281$182
ACT SLMBP

ACT vs SLMBP: by the numbers

  • •SLMBP is the larger company ($6.69B vs $6.47B market cap).
  • •ACT trades at the lower trailing earnings multiple (9.75 vs 20.90 P/E), one valuation lens rather than an overall verdict.
  • •ACT converts more revenue to profit (54.56% vs 23.97% net margin).
  • •SLMBP grew revenue faster over the past five years (5.85% vs 1.96% CAGR).
  • •SLMBP pays the higher dividend yield (7.78% vs 1.96%).

Metrics side by side

Valuation

MetricACTSLMBP
P/E ratio9.7520.90
Forward P/E9.6523.92
PEG ratio0.662.32
P/S ratio5.162.18
P/B ratio1.203.01
EV / EBITDA7.77N/A
FCF yield11.15%N/A

Profitability

MetricACTSLMBP
Gross margin85.87%N/A
Operating margin69.17%32.02%
Net margin54.56%23.97%
ROE12.66%29.72%
ROIC9.94%N/A

SLM Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricACTSLMBP
Dividend yield1.96%7.78%
Payout ratio18.95%162.78%

Growth (annualized)

MetricACTSLMBP
Revenue CAGR (5Y)1.96%5.85%
EPS CAGR (5Y)14.87%9.17%
FCF CAGR (5Y)2.98%N/A
Total return CAGR (5Y)22.54%12.68%

Frequently asked

Which has the lower trailing P/E, ACT or SLMBP?
ACT has the lower trailing P/E: ACT trades at 9.75 and SLMBP at 20.90. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ACT or SLMBP?
Over the past five years, SLMBP grew revenue faster — ACT at a 1.96% CAGR versus SLMBP at 5.85%.
Does ACT or SLMBP pay a bigger dividend?
ACT yields 1.96% and SLMBP yields 7.78% based on trailing dividends and the latest price.
Is ACT or SLMBP more profitable?
ACT runs the higher net margin — ACT at 54.56% versus SLMBP at 23.97%.
How have ACT and SLMBP total returns compared?
Over the past 5 years, ACT delivered 22.54% and SLMBP delivered 12.68% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.