Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 20.92 is 18% below its 5-year average of 25.56, near the low end of its 5-year range (15.68–54.40).
As of 2026-10-06T19:49:23.379Z. 8.12% below its 12-month average of 22.77.
Calculation as of: 2026-10-06T19:49:23.379Z.
Quote observation: 2026-10-06T19:45:13.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 4bd3a243c2e4c403a6ba3e34c60164220455b82ade839789bb16ff7fdcae8cac
PE Ratio (20.92) = Close Price ($74.70) / Diluted TTM EPS ($3.57)
PE RATIO
20.92
PE RATIO AVG TTM
22.77
PE RATIO AVG 3Y
26.17
PE RATIO AVG 5Y
25.56
PE RATIO AVG 10Y
44.35
PE RATIO AVG 15Y
49.73
PE RATIO AVG 20Y
50.04
CURRENT VS TTM AVG
-8.12%
CURRENT VS 3Y AVG
-20.06%
CURRENT VS 5Y AVG
-18.15%
CURRENT VS 10Y AVG
-52.83%
CURRENT VS 15Y AVG
-57.94%
CURRENT VS 20Y AVG
-58.20%
SECTOR MEDIAN · FINANCIAL SERVICES
13.84
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
+51.21%
vs the sector median at left
Market Cap
$7.12B
PE Ratio
20.92
TTM Avg
18.41
3Y Avg
15.70
5Y Avg
12.74
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SLM Corporation (SLMBP) | $6.70B | 20.92 | 22.77 | 26.17 | 25.56 |
| PIMCO Dynamic Income Fund (PDI)vs › | $6.63B | N/A | N/A | N/A | N/A |
| Enact Holdings Inc. (ACT)vs › | $6.46B | 9.75 | 9.39 | 8.30 | 7.50 |
| United Bankshares, Inc. (UBSI)vs › | $6.35B | 12.58 | 12.92 | 13.05 | 13.00 |
| Valley National Bancorp (VLY)vs › | $7.03B | 10.57 | 12.90 | 11.83 | 11.23 |
| Victory Capital Holdings, Inc. (VCTR)vs › | $7.12B | 20.92 | 18.41 | 15.70 | 12.74 |
| Morningstar, Inc. (MORN)vs › | $7.28B | 18.38 | 20.46 | 63.34 | 96.67 |
| Riot Platforms, Inc. (RIOT)vs › | $7.26B | N/A | 34.25 | 36.85 | 51.64 |
| Galaxy Digital (GLXY)vs › | $7.33B | N/A | 25.62 | 9.51 | 8.75 |
| TeraWulf Inc. (WULF)vs › | $7.41B | N/A | 439.88 | 302.82 | 261.70 |
At 20.9, P/E is below its 20-year median — higher than 14% of readings in its 20-year history.
20-year low
15.7
median
37.8
20-year high
587.5
Trailing P/E
20.9
Forward P/E
23.9
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$74.70
Forward EPS (Est.)
$3.12
Forward P/E
23.95
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 20.66 |
| 2026-10-02 | 20.66 |
| 2026-10-01 | 20.68 |
| 2026-09-30 | 20.68 |
| 2026-09-29 | 20.73 |
| 2026-09-28 | 20.73 |
| 2026-09-25 | 20.70 |
| 2026-09-24 | 20.73 |
| 2026-09-23 | 20.73 |
| 2026-09-22 | 20.73 |
| 2026-09-21 | 20.59 |
| 2026-09-18 | 20.81 |
| 2026-09-17 | 20.81 |
| 2026-09-16 | 20.76 |
| 2026-09-15 | 20.73 |
| 2026-09-14 | 20.69 |
| 2026-09-11 | 20.77 |
| 2026-09-10 | 20.94 |
| 2026-09-09 | 20.77 |
| 2026-09-08 | 20.94 |
| 2026-09-04 | 20.71 |
| 2026-09-03 | 21.02 |
| 2026-09-02 | 21.04 |
| 2026-09-01 | 20.96 |
| 2026-08-31 | 21.07 |
| 2026-08-28 | 21.01 |
| 2026-08-27 | 21.07 |
| 2026-08-26 | 21.04 |
| 2026-08-25 | 21.07 |
| 2026-08-24 | 21.01 |
| 2026-08-21 | 20.98 |
| 2026-08-20 | 21.01 |
| 2026-08-19 | 21.00 |
| 2026-08-18 | 20.97 |
| 2026-08-17 | 21.01 |
| 2026-08-14 | 20.90 |
| 2026-08-13 | 20.98 |
| 2026-08-12 | 21.06 |
| 2026-08-11 | 20.97 |
| 2026-08-10 | 21.01 |
| 2026-08-07 | 21.01 |
| 2026-08-06 | 21.03 |
| 2026-08-05 | 21.03 |
| 2026-08-04 | 20.95 |
| 2026-08-03 | 20.87 |
| 2026-07-31 | 21.03 |
| 2026-07-30 | 20.89 |
| 2026-07-29 | 20.92 |
| 2026-07-28 | 20.91 |
| 2026-07-27 | 20.78 |
| 2026-07-24 | 20.78 |
| 2026-07-23 | 20.58 |
| 2026-07-22 | 20.63 |
| 2026-07-21 | 20.63 |
| 2026-07-20 | 20.69 |
| 2026-07-17 | 20.73 |
| 2026-07-16 | 20.66 |
| 2026-07-15 | 20.69 |
| 2026-07-14 | 20.74 |
| 2026-07-13 | 20.74 |
| 2026-07-10 | 20.74 |
| 2026-07-09 | 20.73 |
| 2026-07-08 | 20.59 |
| 2026-07-07 | 20.41 |
| 2026-07-06 | 20.33 |
| 2026-07-02 | 20.58 |
| 2026-07-01 | 20.59 |
| 2026-06-30 | 20.53 |
| 2026-06-29 | 20.65 |
| 2026-06-26 | 20.69 |
| 2026-06-25 | 20.78 |
| 2026-06-24 | 20.82 |
| 2026-06-23 | 20.83 |
| 2026-06-22 | 20.84 |
| 2026-06-18 | 20.85 |
| 2026-06-17 | 20.85 |
| 2026-06-16 | 20.82 |
| 2026-06-15 | 20.83 |
| 2026-06-12 | 20.73 |
| 2026-06-11 | 20.83 |
| 2026-06-10 | 20.85 |
| 2026-06-09 | 20.81 |
| 2026-06-08 | 20.81 |
| 2026-06-05 | 20.72 |
| 2026-06-04 | 20.65 |
| 2026-06-03 | 20.85 |
| 2026-06-02 | 20.84 |
| 2026-06-01 | 20.81 |
| 2026-05-29 | 20.78 |
| 2026-05-28 | 20.80 |
| 2026-05-27 | 20.80 |
| 2026-05-26 | 20.73 |
| 2026-05-22 | 20.83 |
| 2026-05-21 | 20.83 |
| 2026-05-20 | 20.83 |
| 2026-05-19 | 20.84 |
| 2026-05-18 | 20.84 |
| 2026-05-15 | 20.83 |
| 2026-05-14 | 20.84 |
| 2026-05-13 | 20.81 |
| 2026-05-12 | 20.81 |
| 2026-05-11 | 20.75 |
| 2026-05-08 | 20.81 |
| 2026-05-07 | 20.71 |
| 2026-05-06 | 20.70 |
| 2026-05-05 | 20.74 |
| 2026-05-04 | 20.83 |
| 2026-05-01 | 20.83 |
| 2026-04-30 | 20.81 |
| 2026-04-29 | 20.67 |
| 2026-04-28 | 20.69 |
| 2026-04-27 | 20.56 |
| 2026-04-24 | 20.55 |
| 2026-04-23 | 21.49 |
| 2026-04-22 | 21.44 |
| 2026-04-21 | 21.53 |
| 2026-04-20 | 21.56 |
| 2026-04-17 | 21.46 |
| 2026-04-16 | 21.45 |
| 2026-04-15 | 21.54 |
| 2026-04-14 | 21.68 |
| 2026-04-13 | 21.57 |
| 2026-04-10 | 21.57 |
| 2026-04-09 | 21.66 |
| 2026-04-08 | 21.66 |
| 2026-04-07 | 21.66 |
| 2026-04-06 | 21.59 |
| 2026-04-02 | 21.46 |
| 2026-04-01 | 21.56 |
| 2026-03-31 | 21.20 |
| 2026-03-30 | 21.50 |
| 2026-03-27 | 21.62 |
| 2026-03-26 | 21.53 |
| 2026-03-25 | 21.53 |
| 2026-03-24 | 21.58 |
| 2026-03-23 | 21.67 |
| 2026-03-20 | 21.66 |
| 2026-03-19 | 21.56 |
| 2026-03-18 | 21.55 |
| 2026-03-17 | 21.55 |
| 2026-03-16 | 21.77 |
| 2026-03-13 | 21.66 |
| 2026-03-12 | 21.68 |
| 2026-03-11 | 21.68 |
| 2026-03-10 | 21.66 |
| 2026-03-09 | 21.63 |
| 2026-03-06 | 21.53 |
| 2026-03-05 | 21.67 |
| 2026-03-04 | 21.82 |
| 2026-03-03 | 21.74 |
| 2026-03-02 | 21.73 |
| 2026-02-27 | 21.57 |
| 2026-02-26 | 21.82 |
| 2026-02-25 | 21.79 |
| 2026-02-24 | 21.71 |
| 2026-02-23 | 21.59 |
| 2026-02-20 | 21.79 |
| 2026-02-19 | 26.54 |
| 2026-02-18 | 26.44 |
| 2026-02-17 | 26.49 |
| 2026-02-13 | 26.30 |
| 2026-02-12 | 26.20 |
| 2026-02-11 | 26.41 |
| 2026-02-10 | 26.31 |
| 2026-02-09 | 26.18 |
| 2026-02-06 | 26.14 |
| 2026-02-05 | 26.14 |
| 2026-02-04 | 26.14 |
| 2026-02-03 | 26.06 |
| 2026-02-02 | 26.16 |
| 2026-01-30 | 26.02 |
| 2026-01-29 | 25.86 |
| 2026-01-28 | 26.32 |
| 2026-01-27 | 26.03 |
| 2026-01-26 | 26.27 |
| 2026-01-23 | 26.31 |
| 2026-01-22 | 26.09 |
| 2026-01-21 | 25.78 |
| 2026-01-20 | 25.26 |
| 2026-01-16 | 25.68 |
| 2026-01-15 | 25.70 |
| 2026-01-14 | 25.81 |
| 2026-01-13 | 25.79 |
| 2026-01-12 | 25.82 |
| 2026-01-09 | 25.78 |
| 2026-01-08 | 25.77 |
| 2026-01-07 | 25.74 |
| 2026-01-06 | 25.85 |
| 2026-01-05 | 25.96 |
| 2026-01-02 | 25.97 |
| 2025-12-31 | 25.57 |
| 2025-12-30 | 25.65 |
| 2025-12-29 | 25.67 |
| 2025-12-26 | 25.89 |
| 2025-12-24 | 25.94 |
| 2025-12-23 | 25.96 |
| 2025-12-22 | 26.14 |
| 2025-12-19 | 26.40 |
| 2025-12-18 | 26.40 |
| 2025-12-17 | 26.34 |
| 2025-12-16 | 26.56 |
| 2025-12-15 | 26.26 |
| 2025-12-12 | 26.58 |
| 2025-12-11 | 26.37 |
| 2025-12-10 | 26.15 |
| 2025-12-09 | 26.02 |
| 2025-12-08 | 25.92 |
| 2025-12-05 | 25.86 |
| 2025-12-04 | 25.96 |
| 2025-12-03 | 26.37 |
| 2025-12-02 | 26.24 |
| 2025-12-01 | 26.16 |
| 2025-11-28 | 26.10 |
| 2025-11-26 | 26.32 |
| 2025-11-25 | 26.32 |
| 2025-11-24 | 26.34 |
| 2025-11-21 | 26.10 |
| 2025-11-20 | 26.30 |
| 2025-11-19 | 26.25 |
| 2025-11-18 | 26.37 |
| 2025-11-17 | 26.32 |
| 2025-11-14 | 26.67 |
| 2025-11-13 | 26.53 |
| 2025-11-12 | 26.62 |
| 2025-11-11 | 26.66 |
| 2025-11-10 | 26.62 |
| 2025-11-07 | 26.57 |
| 2025-11-06 | 26.49 |
| 2025-11-05 | 26.51 |
| 2025-11-04 | 26.53 |
| 2025-11-03 | 26.55 |
| 2025-10-31 | 26.49 |
| 2025-10-30 | 26.45 |
| 2025-10-29 | 26.49 |
| 2025-10-28 | 26.67 |
| 2025-10-27 | 26.49 |
| 2025-10-24 | 26.61 |
| 2025-10-23 | 37.95 |
| 2025-10-22 | 37.95 |
| 2025-10-21 | 37.84 |
| 2025-10-20 | 37.98 |
| 2025-10-17 | 37.82 |
| 2025-10-16 | 37.82 |
| 2025-10-15 | 37.69 |
| 2025-10-14 | 37.67 |
| 2025-10-13 | 37.80 |
| 2025-10-10 | 37.98 |
| 2025-10-09 | 37.98 |
| 2025-10-08 | 38.02 |
| 2025-10-07 | 37.72 |
| 2025-10-06 | 37.69 |
| 2025-10-03 | 37.84 |
| 2025-10-02 | 37.92 |
| 2025-10-01 | 37.69 |
| 2025-09-30 | 38.36 |
| 2025-09-29 | 37.84 |
| 2025-09-26 | 37.89 |
| 2025-09-25 | 37.94 |
| 2025-09-24 | 38.19 |
| 2025-09-23 | 38.06 |
Showing the most recent 260 of 4,097 data points. The chart above shows the full history.