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SLM Corporation(SLMBP)

Financial - Credit Services · Newark, DE

$74.17+0.42 (+0.57%)

Delayed quote: Oct 6, 2026, 2:06 PM EDT

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EBITDA Margin: 32.44%

Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.

Is the EBITDA margin high or low?

The EBITDA margin of 32.44% is in line with its 5-year average of 30.41%, around the middle of its 5-year range (-16.53%–67.51%).

14.96% above its 12-month average of 28.22%.

EBITDA|Gross Margin|Operating Margin|Profit Margin|All Metrics

EBITDA Margin

SLMBP EBITDA Margin

12.72%

Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 12.72%.

-24.4pp over 10Y

SLMBP EBITDA Margin

SLMBP Average EBITDA Margin Chart

SLMBP EBITDA Margin

SLMBP Current vs Average EBITDA Margin Chart

SLMBP EBITDA Margin Metrics

EBITDA MARGIN

32.44%

EBITDA MARGIN AVG TTM

28.22%

EBITDA MARGIN AVG 3Y

29.55%

EBITDA MARGIN AVG 5Y

30.41%

EBITDA MARGIN AVG 10Y

33.90%

EBITDA MARGIN AVG 15Y

35.11%

EBITDA MARGIN AVG 20Y

28.44%

CURRENT VS TTM AVG

+14.96%

CURRENT VS 3Y AVG

+9.78%

CURRENT VS 5Y AVG

+6.68%

CURRENT VS 10Y AVG

-4.32%

CURRENT VS 15Y AVG

-7.60%

CURRENT VS 20Y AVG

+14.07%

SLMBP Competitors' EBITDA Margin

SLMBP

SLM Corporation

Current

Market Cap

$6.65B

EBITDA Margin

32.44%

TTM Avg

28.22%

3Y Avg

29.55%

5Y Avg

30.41%

PDI

PIMCO Dynamic Income Fund

vs SLMBP

Market Cap

$6.61B

EBITDA Margin

78.88%

TTM Avg

80.75%

3Y Avg

90.30%

5Y Avg

92.24%

ACT

Enact Holdings Inc.

vs SLMBP

Market Cap

$6.46B

EBITDA Margin

69.80%

TTM Avg

71.42%

3Y Avg

74.68%

5Y Avg

67.29%

UBSI

United Bankshares, Inc.

vs SLMBP

Market Cap

$6.36B

EBITDA Margin

32.42%

TTM Avg

30.87%

3Y Avg

34.30%

5Y Avg

36.32%

VLY

Valley National Bancorp

vs SLMBP

Market Cap

$7.03B

EBITDA Margin

23.26%

TTM Avg

18.88%

3Y Avg

24.96%

5Y Avg

30.90%

VCTR

Victory Capital Holdings, Inc.

vs SLMBP

Market Cap

$7.13B

EBITDA Margin

48.07%

TTM Avg

49.65%

3Y Avg

49.03%

5Y Avg

47.16%

RIOT

Riot Platforms, Inc.

vs SLMBP

Market Cap

$7.24B

EBITDA Margin

-8.22%

TTM Avg

44.43%

3Y Avg

0.04%

5Y Avg

-14.99%

MORN

Morningstar, Inc.

vs SLMBP

Market Cap

$7.35B

EBITDA Margin

29.30%

TTM Avg

29.49%

3Y Avg

24.31%

5Y Avg

24.46%

HWC

Hancock Whitney Corporation

vs SLMBP

Market Cap

$5.93B

EBITDA Margin

32.50%

TTM Avg

31.27%

3Y Avg

34.76%

5Y Avg

29.88%

WULF

TeraWulf Inc.

vs SLMBP

Market Cap

$7.44B

EBITDA Margin

-45.86%

TTM Avg

-28.30%

3Y Avg

-75.33%

5Y Avg

-61.34%

NAME	MARKET CAP	EBITDA MARGIN	TTM	3Y	5Y
SLM Corporation (SLMBP)	$6.65B	32.44%	28.22%	29.55%	30.41%
PIMCO Dynamic Income Fund (PDI)vs ›	$6.61B	78.88%	80.75%	90.30%	92.24%
Enact Holdings Inc. (ACT)vs ›	$6.46B	69.80%	71.42%	74.68%	67.29%
United Bankshares, Inc. (UBSI)vs ›	$6.36B	32.42%	30.87%	34.30%	36.32%
Valley National Bancorp (VLY)vs ›	$7.03B	23.26%	18.88%	24.96%	30.90%
Victory Capital Holdings, Inc. (VCTR)vs ›	$7.13B	48.07%	49.65%	49.03%	47.16%
Riot Platforms, Inc. (RIOT)vs ›	$7.24B	-8.22%	44.43%	0.04%	-14.99%
Morningstar, Inc. (MORN)vs ›	$7.35B	29.30%	29.49%	24.31%	24.46%
Hancock Whitney Corporation (HWC)vs ›	$5.93B	32.50%	31.27%	34.76%	29.88%
TeraWulf Inc. (WULF)vs ›	$7.44B	-45.86%	-28.30%	-75.33%	-61.34%

Margin Comparison

EBITDA Margin

32.4%

Operating Margin

32.0%

Net Margin

24.0%

Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Formula: EBITDA Margin = (EBITDA / Revenue) × 100

Why EBITDA Margin matters:

Removes effects of depreciation policies (D&A)
Capital structure neutral (ignores interest)
Tax neutral (ignores tax differences)
Good proxy for operating cash generation

EBITDA Margin Formula & Definition

EBITDA Margin = EBITDA / Revenue

EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

EBITDA Margin FAQ

What is the EBITDA margin for SLM Corporation (SLMBP)?: The EBITDA margin for SLMBP stock is 32.44%.
Is SLM Corporation's EBITDA margin high or low?: The EBITDA margin of 32.44% is in line with its 5-year average of 30.41%, around the middle of its 5-year range (-16.53%–67.51%).
What is the TTM average EBITDA margin for SLM Corporation (SLMBP)?: The TTM average EBITDA margin for SLMBP stock is 28.22%.
What is the 3Y average EBITDA margin for SLM Corporation (SLMBP)?: The 3Y average EBITDA margin for SLMBP stock is 29.55%.
What is the 5Y average EBITDA margin for SLM Corporation (SLMBP)?: The 5Y average EBITDA margin for SLMBP stock is 30.41%.
What is the 10Y average EBITDA margin for SLM Corporation (SLMBP)?: The 10Y average EBITDA margin for SLMBP stock is 33.90%.
What is the 15Y average EBITDA margin for SLM Corporation (SLMBP)?: The 15Y average EBITDA margin for SLMBP stock is 35.11%.
What is the 20Y average EBITDA margin for SLM Corporation (SLMBP)?: The 20Y average EBITDA margin for SLMBP stock is 28.44%.

SLMBP EBITDA Margin History

DATE	EBITDA MARGIN
2026-06-30	12.72%
2026-03-31	48.62%
2025-12-31	43.26%
2025-09-30	22.97%
2025-06-30	13.53%
2025-03-31	47.34%
2024-12-31	19.23%
2024-09-30	-7.99%
2024-06-30	43.98%
2024-03-31	46.96%
2023-12-31	39.79%
2023-09-30	7.05%
2023-06-30	46.71%
2023-03-31	24.67%
2022-12-31	-16.53%
2022-09-30	18.11%
2022-06-30	64.20%
2022-03-31	35.13%
2021-12-31	67.51%
2021-09-30	20.83%
2021-06-30	40.49%
2021-03-31	99.87%
2020-12-31	117.32%
2020-09-30	46.73%
2020-06-30	-22.31%
2020-03-31	56.23%
2019-12-31	30.14%
2019-09-30	28.48%
2019-06-30	31.61%
2019-03-31	37.43%
2018-12-31	35.49%
2018-09-30	13.04%
2018-06-30	32.62%
2018-03-31	37.80%
2017-12-31	30.81%
2017-09-30	32.21%
2017-06-30	33.86%
2017-03-31	44.31%
2016-12-31	37.57%
2016-09-30	37.09%
2016-06-30	33.92%
2016-03-31	39.67%
2015-12-31	49.98%
2015-09-30	30.20%
2015-06-30	53.26%
2015-03-31	38.30%
2014-12-31	24.66%
2014-09-30	53.00%
2014-06-30	46.63%
2014-03-31	38.70%
2013-12-31	25.12%
2013-09-30	43.11%
2013-06-30	58.69%
2013-03-31	34.65%
2012-12-31	30.36%
2012-09-30	20.66%
2012-06-30	29.21%
2012-03-31	13.37%
2011-12-31	40.77%
2011-09-30	-9.35%
2011-06-30	-1.86%
2011-03-31	18.98%
2010-12-31	41.55%
2010-09-30	3.68%
2010-06-30	30.21%
2010-03-31	25.68%
2009-12-31	39.07%
2009-09-30	16.44%
2009-06-30	-12.73%
2009-03-31	1.23%
2008-12-31	-20.95%
2008-09-30	-15.43%
2008-06-30	18.09%
2008-03-31	-8.47%
2007-12-31	-135.40%
2007-09-30	-12.24%
2007-06-30	32.30%
2007-03-31	17.28%
2006-12-31	6.89%
2006-09-30	20.74%
2006-06-30	41.02%
2006-03-31	16.34%
2005-12-31	31.88%
2005-09-30	33.96%
2005-06-30	31.41%
2005-03-31	31.89%
2004-12-31	45.88%
2004-09-30	39.44%
2004-06-30	64.13%
2004-03-31	41.61%
2003-12-31	41.52%
2003-09-30	54.71%
2003-06-30	54.26%
2003-03-31	57.99%
2002-12-31	40.87%
2002-09-30	-26.17%

SLMBP EBITDA Margin Metrics

EBITDA MARGIN

32.44%

EBITDA MARGIN AVG TTM

28.22%

EBITDA MARGIN AVG 3Y

29.55%

EBITDA MARGIN AVG 5Y

30.41%

EBITDA MARGIN AVG 10Y

33.90%

EBITDA MARGIN AVG 15Y

35.11%

EBITDA MARGIN AVG 20Y

28.44%

CURRENT VS TTM AVG

+14.96%

CURRENT VS 3Y AVG

+9.78%

CURRENT VS 5Y AVG

+6.68%

CURRENT VS 10Y AVG

-4.32%

CURRENT VS 15Y AVG

-7.60%

CURRENT VS 20Y AVG

+14.07%

NAME

MARKET CAP

EBITDA MARGIN

TTM

SLM Corporation (SLMBP)

$6.65B

32.44%

28.22%

29.55%

30.41%

PIMCO Dynamic Income Fund (PDI)vs ›

$6.61B

78.88%

80.75%

90.30%

92.24%

Enact Holdings Inc. (ACT)vs ›

$6.46B

69.80%

71.42%

74.68%

67.29%

United Bankshares, Inc. (UBSI)vs ›

$6.36B

32.42%

30.87%

34.30%

36.32%

Valley National Bancorp (VLY)vs ›

$7.03B

23.26%

18.88%

24.96%

30.90%

Victory Capital Holdings, Inc. (VCTR)vs ›

$7.13B

48.07%

49.65%

49.03%

47.16%

Riot Platforms, Inc. (RIOT)vs ›

$7.24B

-8.22%

44.43%

0.04%

-14.99%

Morningstar, Inc. (MORN)vs ›

$7.35B

29.30%

29.49%

24.31%

24.46%

Hancock Whitney Corporation (HWC)vs ›

$5.93B

32.50%

31.27%

34.76%

29.88%

TeraWulf Inc. (WULF)vs ›

$7.44B

-45.86%

-28.30%

-75.33%

-61.34%

EBITDA Margin FAQ

What is the EBITDA margin for SLM Corporation (SLMBP)?

The EBITDA margin for SLMBP stock is 32.44%.

Is SLM Corporation's EBITDA margin high or low?

The EBITDA margin of 32.44% is in line with its 5-year average of 30.41%, around the middle of its 5-year range (-16.53%–67.51%).

What is the TTM average EBITDA margin for SLM Corporation (SLMBP)?

The TTM average EBITDA margin for SLMBP stock is 28.22%.

What is the 3Y average EBITDA margin for SLM Corporation (SLMBP)?

The 3Y average EBITDA margin for SLMBP stock is 29.55%.

What is the 5Y average EBITDA margin for SLM Corporation (SLMBP)?

The 5Y average EBITDA margin for SLMBP stock is 30.41%.

What is the 10Y average EBITDA margin for SLM Corporation (SLMBP)?

The 10Y average EBITDA margin for SLMBP stock is 33.90%.

What is the 15Y average EBITDA margin for SLM Corporation (SLMBP)?

The 15Y average EBITDA margin for SLMBP stock is 35.11%.

What is the 20Y average EBITDA margin for SLM Corporation (SLMBP)?

The 20Y average EBITDA margin for SLMBP stock is 28.44%.

DATE

EBITDA MARGIN

2026-06-30

12.72%

2026-03-31

48.62%

2025-12-31

43.26%

2025-09-30

22.97%

2025-06-30

13.53%

2025-03-31

47.34%

2024-12-31

19.23%

2024-09-30

-7.99%

2024-06-30

43.98%

2024-03-31

46.96%

2023-12-31

39.79%

2023-09-30

7.05%

2023-06-30

46.71%

2023-03-31

24.67%

2022-12-31

-16.53%

2022-09-30

18.11%

2022-06-30

64.20%

2022-03-31

35.13%

2021-12-31

67.51%

2021-09-30

20.83%

2021-06-30

40.49%

2021-03-31

99.87%

2020-12-31

117.32%

2020-09-30

46.73%

2020-06-30

-22.31%

2020-03-31

56.23%

2019-12-31

30.14%

2019-09-30

28.48%

2019-06-30

31.61%

2019-03-31

37.43%

2018-12-31

35.49%

2018-09-30

13.04%

2018-06-30

32.62%

2018-03-31

37.80%

2017-12-31

30.81%

2017-09-30

32.21%

2017-06-30

33.86%

2017-03-31

44.31%

2016-12-31

37.57%

2016-09-30

37.09%

2016-06-30

33.92%

2016-03-31

39.67%

2015-12-31

49.98%

2015-09-30

30.20%

2015-06-30

53.26%

2015-03-31

38.30%

2014-12-31

24.66%

2014-09-30

53.00%

2014-06-30

46.63%

2014-03-31

38.70%

2013-12-31

25.12%

2013-09-30

43.11%

2013-06-30

58.69%

2013-03-31

34.65%

2012-12-31

30.36%

2012-09-30

20.66%

2012-06-30

29.21%

2012-03-31

13.37%

2011-12-31

40.77%

2011-09-30

-9.35%

2011-06-30

-1.86%

2011-03-31

18.98%

2010-12-31

41.55%

2010-09-30

3.68%

2010-06-30

30.21%

2010-03-31

25.68%

2009-12-31

39.07%

2009-09-30

16.44%

2009-06-30

-12.73%

2009-03-31

1.23%

2008-12-31

-20.95%

2008-09-30

-15.43%

2008-06-30

18.09%

2008-03-31

-8.47%

2007-12-31

-135.40%

2007-09-30

-12.24%

2007-06-30

32.30%

2007-03-31

17.28%

2006-12-31

6.89%

2006-09-30

20.74%

2006-06-30

41.02%

2006-03-31

16.34%

2005-12-31

31.88%

2005-09-30

33.96%

2005-06-30

31.41%

2005-03-31

31.89%

2004-12-31

45.88%

2004-09-30

39.44%

2004-06-30

64.13%

2004-03-31

41.61%

2003-12-31

41.52%

2003-09-30

54.71%

2003-06-30

54.26%

2003-03-31

57.99%

2002-12-31

40.87%

2002-09-30

-26.17%

EBITDA Margin: 32.44%

SLMBP EBITDA Margin

SLMBP Average EBITDA Margin Chart

SLMBP Current vs Average EBITDA Margin Chart

SLMBP EBITDA Margin Metrics

SLMBP Competitors' EBITDA Margin

Margin Comparison

EBITDA Margin Formula & Definition

EBITDA Margin FAQ

SLMBP EBITDA Margin History

Related Metrics

EBITDA Margin: 32.44%

SLMBP EBITDA Margin

SLMBP Average EBITDA Margin Chart

SLMBP Current vs Average EBITDA Margin Chart

SLMBP EBITDA Margin Metrics

SLMBP Competitors' EBITDA Margin

Margin Comparison

EBITDA Margin Formula & Definition

EBITDA Margin FAQ

SLMBP EBITDA Margin History

Related Metrics