Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 15.70% is 10% below its 5-year average of 17.53%, around the middle of its 5-year range (6.28%–30.90%).
0.05% below its 12-month average of 15.71%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 19.59%.
OPERATING MARGIN
15.70%
OPERATING MARGIN AVG TTM
15.71%
OPERATING MARGIN AVG 3Y
12.97%
OPERATING MARGIN AVG 5Y
17.53%
OPERATING MARGIN AVG 10Y
21.19%
OPERATING MARGIN AVG 15Y
21.27%
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-0.05%
CURRENT VS 3Y AVG
+21.03%
CURRENT VS 5Y AVG
-10.43%
CURRENT VS 10Y AVG
-25.90%
CURRENT VS 15Y AVG
-26.19%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
16.12%
median of 690 covered companies
CURRENT VS SECTOR MEDIAN
-2.61%
vs the sector median at left
Sound Financial Bancorp, Inc.
Market Cap
$112.47M
Operating Margin
15.70%
TTM Avg
15.71%
3Y Avg
12.97%
5Y Avg
17.53%
Market Cap
$112.29M
Operating Margin
4.63%
TTM Avg
15.25%
3Y Avg
33.69%
5Y Avg
33.69%
Market Cap
$113.24M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$114.20M
Operating Margin
-14.34%
TTM Avg
-90.78%
3Y Avg
-33.47%
5Y Avg
-9.64%
Market Cap
$114.51M
Operating Margin
16.16%
TTM Avg
15.46%
3Y Avg
18.35%
5Y Avg
21.94%
Market Cap
$110.38M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$115.34M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$109.07M
Operating Margin
-21.75%
TTM Avg
-24.16%
3Y Avg
-10.17%
5Y Avg
-6.24%
Market Cap
$109.05M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Sound Financial Bancorp, Inc. (SFBC) | $112.47M | 15.70% | 15.71% | 12.97% | 17.53% |
| Bluemount Holdings Limited (BMHL)vs › | $112.29M | 4.63% | 15.25% | 33.69% | 33.69% |
| Quantumsphere Acquisition Corp. Ordinary Shares (QUMS)vs › | $113.24M | 0.00% | 0.00% | 0.00% | 0.00% |
| TOP Financial Group Limited (TOP)vs › | $114.20M | -14.34% | -90.78% | -33.47% | -9.64% |
| Provident Financial Holdings, Inc. (PROV)vs › | $114.51M | 16.16% | 15.46% | 18.35% | 21.94% |
| Aperture AC Class A Ordinary Shares (APUR)vs › | $110.38M | N/A | N/A | N/A | N/A |
| FG Communities Holdings Inc. (FGCPP)vs › | $115.34M | N/A | N/A | N/A | N/A |
| Patriot National Bancorp, Inc. (PNBK)vs › | $109.07M | -21.75% | -24.16% | -10.17% | -6.24% |
| Arc Group Securities Acquisition I (FJDI)vs › | $109.05M | N/A | N/A | N/A | N/A |
| Pathfinder Bancorp, Inc. (PBHC)vs › | $109.05M | -2.09% | 0.50% | 11.31% | 15.65% |
Operating Margin
15.7%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 19.59% |
| 2026-03-31 | 12.71% |
| 2025-12-31 | 16.93% |
| 2025-09-30 | 13.46% |
| 2025-06-30 | 15.85% |
| 2025-03-31 | 9.85% |
| 2024-12-31 | 14.51% |
| 2024-09-30 | 8.84% |
| 2024-06-30 | 6.45% |
| 2024-03-31 | 6.28% |
| 2023-12-31 | 9.39% |
| 2023-09-30 | 10.63% |
| 2023-06-30 | 24.13% |
| 2023-03-31 | 20.79% |
| 2022-12-31 | 26.97% |
| 2022-09-30 | 27.22% |
| 2022-06-30 | 20.23% |
| 2022-03-31 | 22.40% |
| 2021-12-31 | 23.06% |
| 2021-09-30 | 30.90% |
| 2021-06-30 | 27.90% |
| 2021-03-31 | 28.72% |
| 2020-12-31 | 36.97% |
| 2020-09-30 | 27.64% |
| 2020-06-30 | 25.95% |
| 2020-03-31 | 13.27% |
| 2019-12-31 | 23.08% |
| 2019-09-30 | 20.15% |
| 2019-06-30 | 24.87% |
| 2019-03-31 | 18.43% |
| 2018-12-31 | 20.11% |
| 2018-09-30 | 23.22% |
| 2018-06-30 | 26.85% |
| 2018-03-31 | 23.67% |
| 2017-12-31 | 27.01% |
| 2017-09-30 | 23.46% |
| 2017-06-30 | 25.89% |
| 2017-03-31 | 28.66% |
| 2016-12-31 | 28.18% |
| 2016-09-30 | 28.76% |
| 2016-06-30 | 25.68% |
| 2016-03-31 | 24.08% |
| 2015-12-31 | 25.89% |
| 2015-09-30 | 24.83% |
| 2015-06-30 | 25.84% |
| 2015-03-31 | 26.79% |
| 2014-12-31 | 23.45% |
| 2014-09-30 | 26.62% |
| 2014-06-30 | 28.48% |
| 2014-03-31 | 24.47% |
| 2013-12-31 | 23.97% |
| 2013-09-30 | 24.07% |
| 2013-06-30 | 27.65% |
| 2013-03-31 | 21.91% |
| 2012-12-31 | 26.25% |
| 2012-09-30 | 16.28% |
| 2012-06-30 | 16.19% |
| 2012-03-31 | 14.56% |
| 2011-12-31 | 11.40% |
| 2011-09-30 | 4.54% |
| 2011-06-30 | 11.65% |
| 2011-03-31 | 13.38% |
