Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of -21.75% is 548% below its 5-year average of -3.36%, around the middle of its 5-year range (-67.18%–20.34%).
42.27% below its 12-month average of -15.29%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 3.74%.
OPERATING MARGIN
-21.75%
OPERATING MARGIN AVG TTM
-15.29%
OPERATING MARGIN AVG 3Y
-13.98%
OPERATING MARGIN AVG 5Y
-3.36%
OPERATING MARGIN AVG 10Y
0.70%
OPERATING MARGIN AVG 15Y
0.93%
OPERATING MARGIN AVG 20Y
-1.30%
CURRENT VS TTM AVG
-42.27%
CURRENT VS 3Y AVG
-55.60%
CURRENT VS 5Y AVG
-547.87%
CURRENT VS 10Y AVG
-3228.90%
CURRENT VS 15Y AVG
-2450.94%
CURRENT VS 20Y AVG
-1568.31%
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-235.18%
vs the sector median at left
Patriot National Bancorp, Inc.
Market Cap
$109.03M
Operating Margin
-21.75%
TTM Avg
-15.29%
3Y Avg
-13.98%
5Y Avg
-3.36%
Market Cap
$109.05M
Operating Margin
-2.09%
TTM Avg
0.50%
3Y Avg
11.31%
5Y Avg
15.65%
Market Cap
$109.05M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$108.87M
Operating Margin
-38.82%
TTM Avg
-17.30%
3Y Avg
-0.13%
5Y Avg
-3.94%
Market Cap
$108.34M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$107.73M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$110.38M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$107.35M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$107.32M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Patriot National Bancorp, Inc. (PNBK) | $109.03M | -21.75% | -15.29% | -13.98% | -3.36% |
| Pathfinder Bancorp, Inc. (PBHC)vs › | $109.05M | -2.09% | 0.50% | 11.31% | 15.65% |
| Arc Group Securities Acquisition I (FJDI)vs › | $109.05M | N/A | N/A | N/A | N/A |
| Broadway Financial Corp. (BYFC)vs › | $108.87M | -38.82% | -17.30% | -0.13% | -3.94% |
| Quartzsea Acquisition Corporation (QSEA)vs › | $108.34M | 0.00% | 0.00% | 0.00% | 0.00% |
| TCGX Acquisition Corp. Class A Ordinary Shares (TCGX)vs › | $107.73M | N/A | N/A | N/A | N/A |
| Aperture AC Class A Ordinary Shares (APUR)vs › | $110.38M | N/A | N/A | N/A | N/A |
| Research Alliance Corporation III Class A Ordinary Shares (RACC)vs › | $107.35M | N/A | N/A | N/A | N/A |
| BHAV Acquisition Corp Class A Ordinary Shares (BHAV)vs › | $107.32M | 0.00% | 0.00% | 0.00% | 0.00% |
| Twelve Seas Investment Company II (TWLV)vs › | $106.56M | 0.00% | 0.00% | 0.00% | 0.00% |
Operating Margin
-21.8%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 3.74% |
| 2026-03-31 | -9.69% |
| 2025-12-31 | -13.74% |
| 2025-09-30 | -19.37% |
| 2025-06-30 | -37.38% |
| 2025-03-31 | -18.30% |
| 2024-12-31 | -67.18% |
| 2024-09-30 | -15.52% |
| 2024-06-30 | -26.30% |
| 2024-03-31 | -1.43% |
| 2023-12-31 | 7.05% |
| 2023-09-30 | -31.52% |
| 2023-06-30 | -5.28% |
| 2023-03-31 | -6.63% |
| 2022-12-31 | 15.88% |
| 2022-09-30 | 19.62% |
| 2022-06-30 | 16.67% |
| 2022-03-31 | 12.30% |
| 2021-12-31 | 5.89% |
| 2021-09-30 | 20.34% |
| 2021-06-30 | 16.52% |
| 2021-03-31 | 13.75% |
| 2020-12-31 | -10.12% |
| 2020-09-30 | -0.96% |
| 2020-06-30 | -17.32% |
| 2020-03-31 | -12.87% |
| 2019-12-31 | -17.29% |
| 2019-09-30 | 0.30% |
| 2019-06-30 | -19.37% |
| 2019-03-31 | 4.34% |
| 2018-12-31 | 1.88% |
| 2018-09-30 | 9.88% |
| 2018-06-30 | 13.82% |
| 2018-03-31 | 14.65% |
| 2017-12-31 | 11.69% |
| 2017-09-30 | 17.91% |
| 2017-06-30 | 16.70% |
| 2017-03-31 | 39.85% |
| 2016-12-31 | 23.43% |
| 2016-09-30 | 19.50% |
| 2016-06-30 | -14.84% |
| 2016-03-31 | 16.45% |
| 2015-12-31 | 13.40% |
| 2015-09-30 | 16.29% |
| 2015-06-30 | 17.38% |
| 2015-03-31 | 8.01% |
| 2014-12-31 | -5.88% |
| 2014-09-30 | 8.11% |
| 2014-06-30 | 9.62% |
| 2014-03-31 | 5.85% |
| 2013-12-31 | 10.88% |
| 2013-09-30 | -38.64% |
| 2013-06-30 | -65.71% |
| 2013-03-31 | -33.46% |
| 2012-12-31 | -23.27% |
| 2012-09-30 | 0.24% |
| 2012-06-30 | 5.14% |
| 2012-03-31 | 6.88% |
| 2011-12-31 | 5.73% |
| 2011-09-30 | 3.12% |
| 2011-06-30 | -91.09% |
| 2011-03-31 | -113.00% |
| 2010-12-31 | -47.07% |
| 2010-09-30 | -74.57% |
| 2010-06-30 | -14.05% |
| 2010-03-31 | -28.42% |
| 2009-12-31 | -74.11% |
| 2009-09-30 | -41.23% |
| 2009-06-30 | -71.43% |
| 2009-03-31 | -10.13% |
| 2008-12-31 | -56.54% |
| 2008-09-30 | -16.68% |
| 2008-06-30 | 2.94% |
| 2008-03-31 | 1.35% |
| 2007-12-31 | 8.83% |
| 2007-09-30 | 8.74% |
| 2007-06-30 | 6.47% |
| 2007-03-31 | 6.94% |
| 2006-12-31 | 10.36% |
| 2006-09-30 | 10.11% |
| 2006-06-30 | 8.25% |
| 2006-03-31 | 7.27% |
| 2005-12-31 | 10.22% |
| 2005-09-30 | 6.35% |
| 2005-06-30 | 8.90% |
| 2005-03-31 | 7.65% |
| 2004-12-31 | 7.01% |
| 2004-09-30 | 7.66% |
| 2004-06-30 | 7.89% |
| 2004-03-31 | 6.62% |
| 2003-12-31 | 10.33% |
| 2003-09-30 | 10.11% |
| 2003-06-30 | 11.41% |
| 2003-03-31 | 12.53% |
| 2002-12-31 | 8.33% |
| 2002-09-30 | 12.25% |
