Regions Financial (RF) Stock: Charts & Financials

Regions Financial Corporation (RF)RFRegions Financial Corporation

About Regions Financial Corporation

Regions Financial Corporation (RF) operates as a financial holding company, delivering a comprehensive array of banking and related services to both individual consumers and corporate entities. The firm's operations are strategically divided into three principal divisions: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment specializes in commercial banking solutions. Its extensive offerings include various lending options such as commercial and industrial loans, commercial real estate financing, and investor real estate credit. Furthermore, it provides equipment lease financing, manages diverse deposit products, and offers sophisticated capital markets services like securities underwriting and placement, loan syndication, foreign exchange, derivatives, and merger and acquisition advisory, along with other consulting services. This segment primarily serves corporate clients, middle-market businesses, and developers and investors in commercial real estate. Focusing on individual customers, the Consumer Bank segment delivers a range of personal financial products. These include residential first mortgages, home equity lines of credit and loans, consumer credit cards, and other personal lending facilities, in addition to deposit accounts. The Wealth Management division offers extensive financial planning and asset management services. Its provisions encompass credit-related products, retirement and savings solutions, trust and investment management, and estate planning expertise. Its diverse clientele includes individuals, businesses, governmental organizations, and non-profit entities. Beyond these core banking functions, Regions Financial Corporation also provides investment and insurance products, facilitates the syndication of corporate funds for low-income housing tax credits, and engages in various other specialized financing activities. As of March 1, 2022, the company maintained a significant physical presence, operating through a network of 1,300 banking branches and approximately 2,000 automated teller machines across the Southern, Midwestern, and Texas regions of the United States. Regions Financial Corporation was established in 1971 and its corporate headquarters are located in Birmingham, Alabama.

Birmingham, AL

19,969 employees

www.regions.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: John Turner Jr.

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Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	9.57B	2.38B	2.33B	2.41B	2.46B	2.43B	2.31B	2.39B	2.39B
Cost of Goods Sold	2.21B	539.00M	545.00M	487.00M	644.00M	651.00M	655.00M	692.00M	715.00M
Gross Profit	7.35B	1.84B	1.78B	1.92B	1.81B	1.78B	1.66B	1.70B	1.68B
Gross Profit Margin	76.8%	77.3%	76.6%	79.8%	73.8%	73.2%	71.7%	71.0%	70.1%
Total Operating Expenses	4.50B	1.12B	1.07B	1.21B	1.10B	1.07B	1.04B	1.04B	1.07B
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	3.15B	877.00M	707.00M	848.00M	714.00M	704.00M	675.00M	556.00M	690.00M
Operating Income (EBIT)	2.85B	718.00M	714.00M	708.00M	708.00M	706.00M	621.00M	657.00M	608.00M
Operating Margin	29.8%	30.2%	30.7%	29.4%	28.8%	29.1%	26.8%	27.5%	25.4%
Income Before Tax (EBT)	2.85B	718.00M	714.00M	708.00M	708.00M	706.00M	621.00M	657.00M	608.00M
Interest Income	7.01B	1.75B	1.70B	1.77B	1.80B	1.78B	1.73B	1.80B	1.82B
Interest Expense	1.95B	471.00M	454.00M	487.00M	539.00M	525.00M	531.00M	572.00M	602.00M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	2.23B	570.00M	559.00M	534.00M	569.00M	563.00M	490.00M	534.00M	490.00M
Income Tax Expense	616.00M	148.00M	155.00M	174.00M	139.00M	143.00M	131.00M	123.00M	118.00M
Net Profit Margin	23.3%	24.0%	24.0%	22.2%	23.2%	23.2%	21.2%	22.4%	20.5%
EBITDA	2.91B	718.00M	737.00M	730.00M	729.00M	725.00M	643.00M	678.00M	642.00M
EBITDA Margin	30.5%	30.2%	31.7%	30.3%	29.7%	29.8%	27.8%	28.4%	26.8%
Depreciation & Amortization	66.00M	0.00	23.00M	22.00M	21.00M	19.00M	22.00M	21.00M	34.00M
EPS Basic	2.48	0.64	0.63	0.59	0.62	0.59	0.51	0.56	0.49
EPS Diluted	2.45	0.64	0.62	0.58	0.61	0.59	0.51	0.56	0.49
Shares Outstanding	854.00M	854.00M	863.00M	875.00M	890.00M	898.00M	906.00M	911.00M	914.00M
Diluted Shares Outstanding	857.00M	857.00M	868.00M	880.00M	894.00M	900.00M	910.00M	915.00M	918.00M

Quarterly Report

TTM

Quarter ended Jun 2026

Quarter ended Mar 2026

Quarter ended Dec 2025

Quarter ended Sep 2025

Quarter ended Jun 2025

Quarter ended Mar 2025

Quarter ended Dec 2024

Quarter ended Sep 2024

Revenue

9.57B

2.38B

2.33B

2.41B

2.46B

2.43B

2.31B

2.39B

Cost of Goods Sold

2.21B

539.00M

545.00M

487.00M

644.00M

651.00M

655.00M

692.00M

715.00M

Gross Profit

7.35B

1.84B

1.78B

1.92B

1.81B

1.78B

1.66B

1.70B

1.68B

Gross Profit Margin

76.8%

77.3%

76.6%

79.8%

73.8%

73.2%

71.7%

71.0%

70.1%

Total Operating Expenses

4.50B

1.12B

1.07B

1.21B

1.10B

1.07B

1.04B

1.07B

Research & Development

N/A

Selling, General & Administrative

3.15B

877.00M

707.00M

848.00M

714.00M

704.00M

675.00M

556.00M

690.00M

Operating Income (EBIT)

2.85B

718.00M

714.00M

708.00M

706.00M

621.00M

657.00M

608.00M

Operating Margin

29.8%

30.2%

30.7%

29.4%

28.8%

29.1%

26.8%

27.5%

25.4%

Income Before Tax (EBT)

2.85B

718.00M

714.00M

708.00M

706.00M

621.00M

657.00M

608.00M

Interest Income

7.01B

1.75B

1.70B

1.77B

1.80B

1.78B

1.73B

1.80B

1.82B

Interest Expense

1.95B

471.00M

454.00M

487.00M

539.00M

525.00M

531.00M

572.00M

602.00M

Other Income/Expense

0.00

Net Income

2.23B

570.00M

559.00M

534.00M

569.00M

563.00M

490.00M

534.00M

490.00M

Income Tax Expense

616.00M

148.00M

155.00M

174.00M

139.00M

143.00M

131.00M

123.00M

118.00M

Net Profit Margin

23.3%

24.0%

22.2%

23.2%

21.2%

22.4%

20.5%

EBITDA

2.91B

718.00M

737.00M

730.00M

729.00M

725.00M

643.00M

678.00M

642.00M

EBITDA Margin

30.5%

30.2%

31.7%

30.3%

29.7%

29.8%

27.8%

28.4%

26.8%

Depreciation & Amortization

66.00M

0.00

23.00M

22.00M

21.00M

19.00M

22.00M

21.00M

34.00M

EPS Basic

2.48

0.64

0.63

0.59

0.62

0.59

0.51

0.56

0.49

EPS Diluted

2.45

0.64

0.62

0.58

0.61

0.59

0.51

0.56

0.49

Shares Outstanding

854.00M

863.00M

875.00M

890.00M

898.00M

906.00M

911.00M

914.00M

Diluted Shares Outstanding

857.00M

868.00M

880.00M

894.00M

900.00M

910.00M

915.00M

918.00M

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	9.61B	9.37B	9.15B	7.48B	6.60B	6.64B	6.70B	6.36B
Cost of Goods Sold	2.44B	2.78B	2.13B	587.00M	-357.00M	1.70B	1.23B	829.00M
Gross Profit	7.17B	6.60B	7.02B	6.89B	6.96B	4.95B	5.46B	5.53B
Gross Profit Margin	74.6%	70.4%	76.7%	92.2%	105.4%	74.4%	81.6%	87.0%
Total Operating Expenses	4.43B	4.24B	4.42B	4.02B	3.75B	3.63B	3.48B	3.58B
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	2.94B	2.64B	2.53B	2.42B	2.35B	2.23B	2.04B	2.13B
Operating Income (EBIT)	2.74B	2.35B	2.61B	2.88B	3.21B	1.31B	1.99B	1.96B
Operating Margin	28.5%	25.1%	28.5%	38.4%	48.7%	19.8%	29.6%	30.7%
Income Before Tax (EBT)	2.74B	2.35B	2.61B	2.88B	3.21B	1.31B	1.99B	1.96B
Interest Income	7.07B	7.11B	6.90B	5.10B	4.08B	4.26B	4.60B	4.34B
Interest Expense	2.08B	2.29B	1.58B	316.00M	167.00M	368.00M	851.00M	602.00M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	2.16B	1.89B	2.07B	2.25B	2.52B	1.09B	1.58B	1.76B
Income Tax Expense	587.00M	461.00M	533.00M	631.00M	694.00M	220.00M	403.00M	387.00M
Net Profit Margin	22.4%	20.2%	22.7%	30.0%	38.2%	16.5%	23.6%	27.7%
EBITDA	2.81B	2.50B	2.84B	3.23B	3.59B	1.74B	2.41B	2.42B
EBITDA Margin	29.2%	26.7%	31.1%	43.2%	54.3%	26.1%	36.0%	38.0%
Depreciation & Amortization	62.00M	144.00M	236.00M	353.00M	371.00M	421.00M	426.00M	462.00M
EPS Basic	2.31	1.94	2.11	2.30	2.51	1.03	1.51	1.55
EPS Diluted	2.29	1.93	2.11	2.28	2.49	1.03	1.50	1.54
Shares Outstanding	875.00M	916.00M	936.00M	935.00M	956.00M	959.00M	995.00M	1.09B
Diluted Shares Outstanding	880.00M	918.00M	938.00M	942.00M	963.00M	962.00M	999.00M	1.10B

Annual Report

12/31/2025

12/31/2024

12/31/2023

12/31/2022

12/31/2021

12/31/2020

12/31/2019

12/31/2018

Revenue

9.61B

9.37B

9.15B

7.48B

6.60B

6.64B

6.70B

6.36B

Cost of Goods Sold

2.44B

2.78B

2.13B

587.00M

-357.00M

1.70B

1.23B

829.00M

Gross Profit

7.17B

6.60B

7.02B

6.89B

6.96B

4.95B

5.46B

5.53B

Gross Profit Margin

74.6%

70.4%

76.7%

92.2%

105.4%

74.4%

81.6%

87.0%

Total Operating Expenses

4.43B

4.24B

4.42B

4.02B

3.75B

3.63B

3.48B

3.58B

Research & Development

N/A

Selling, General & Administrative

2.94B

2.64B

2.53B

2.42B

2.35B

2.23B

2.04B

2.13B

Operating Income (EBIT)

2.74B

2.35B

2.61B

2.88B

3.21B

1.31B

1.99B

1.96B

Operating Margin

28.5%

25.1%

28.5%

38.4%

48.7%

19.8%

29.6%

30.7%

Income Before Tax (EBT)

2.74B

2.35B

2.61B

2.88B

3.21B

1.31B

1.99B

1.96B

Interest Income

7.07B

7.11B

6.90B

5.10B

4.08B

4.26B

4.60B

4.34B

Interest Expense

2.08B

2.29B

1.58B

316.00M

167.00M

368.00M

851.00M

602.00M

Other Income/Expense

0.00

Net Income

2.16B

1.89B

2.07B

2.25B

2.52B

1.09B

1.58B

1.76B

Income Tax Expense

587.00M

461.00M

533.00M

631.00M

694.00M

220.00M

403.00M

387.00M

Net Profit Margin

22.4%

20.2%

22.7%

30.0%

38.2%

16.5%

23.6%

27.7%

EBITDA

2.81B

2.50B

2.84B

3.23B

3.59B

1.74B

2.41B

2.42B

EBITDA Margin

29.2%

26.7%

31.1%

43.2%

54.3%

26.1%

36.0%

38.0%

Depreciation & Amortization

62.00M

144.00M

236.00M

353.00M

371.00M

421.00M

426.00M

462.00M

EPS Basic

2.31

1.94

2.11

2.30

2.51

1.03

1.51

1.55

EPS Diluted

2.29

1.93

2.11

2.28

2.49

1.03

1.50

1.54

Shares Outstanding

875.00M

916.00M

936.00M

935.00M

956.00M

959.00M

995.00M

1.09B

Diluted Shares Outstanding

880.00M

918.00M

938.00M

942.00M

963.00M

962.00M

999.00M

1.10B

Income Statement

Quarterly Income Statement (USD)

Annual Income Statement (USD)