Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 10.35% is 34% below its 5-year average of 15.79%, near the high end of its 5-year range (-171.31%–31.30%).
408.92% above its 12-month average of -3.35%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): -83.58%.
OPERATING MARGIN
10.35%
OPERATING MARGIN AVG TTM
-3.35%
OPERATING MARGIN AVG 3Y
12.58%
OPERATING MARGIN AVG 5Y
15.79%
OPERATING MARGIN AVG 10Y
16.57%
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+408.92%
CURRENT VS 3Y AVG
-17.74%
CURRENT VS 5Y AVG
-34.46%
CURRENT VS 10Y AVG
-37.55%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
16.02%
median of 694 covered companies
CURRENT VS SECTOR MEDIAN
-35.41%
vs the sector median at left
Rhinebeck Bancorp, Inc.
Market Cap
$205.96M
Operating Margin
10.35%
TTM Avg
-3.35%
3Y Avg
12.58%
5Y Avg
15.79%
Market Cap
$206.23M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$206.41M
Operating Margin
N/A
TTM Avg
-347.38%
3Y Avg
-207.56%
5Y Avg
-130.10%
Market Cap
$206.58M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$206.74M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock
Market Cap
$208.03M
Operating Margin
14.62%
TTM Avg
-13.13%
3Y Avg
-4.15%
5Y Avg
8.27%
Market Cap
$208.22M
Operating Margin
1.78%
TTM Avg
12.28%
3Y Avg
18.50%
5Y Avg
21.84%
Market Cap
$204.00M
Operating Margin
19.35%
TTM Avg
214.16%
3Y Avg
238.67%
5Y Avg
251.10%
Market Cap
$203.55M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Rhinebeck Bancorp, Inc. (RBKB) | $205.96M | 10.35% | -3.35% | 12.58% | 15.79% |
| Astoria US Equal Weight Quality Kings ETF (ROE)vs › | $206.23M | N/A | N/A | N/A | N/A |
| Jones Ventures Intl Acquisition1 (JONE)vs › | $206.41M | N/A | -347.38% | -207.56% | -130.10% |
| Vendome Acquisition Corporation I (VNME)vs › | $206.58M | N/A | N/A | N/A | N/A |
| Muzero Acquisition Corp Class A Ordinary Shares (MUZE)vs › | $206.74M | 0.00% | 0.00% | 0.00% | 0.00% |
| BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock (RILYL)vs › | $208.03M | 14.62% | -13.13% | -4.15% | 8.27% |
| Citizens Community Bancorp, Inc. (CZWI)vs › | $208.22M | 1.78% | 12.28% | 18.50% | 21.84% |
| Security National Financial Corporation (SNFCA)vs › | $204.00M | 19.35% | 214.16% | 238.67% | 251.10% |
| Interprivate Investment Partners V Inc. (IPVV)vs › | $203.55M | N/A | N/A | N/A | N/A |
| Market Technology Acquisition Corp. (MTAK)vs › | $208.94M | N/A | N/A | N/A | N/A |
Operating Margin
10.3%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | -83.58% |
| 2026-03-31 | 15.77% |
| 2025-12-31 | 15.09% |
| 2025-09-30 | 16.97% |
| 2025-06-30 | 19.00% |
| 2025-03-31 | 15.92% |
| 2024-12-31 | -24.19% |
| 2024-09-30 | -171.31% |
| 2024-06-30 | 7.27% |
| 2024-03-31 | 8.40% |
| 2023-12-31 | 7.02% |
| 2023-09-30 | 9.19% |
| 2023-06-30 | 11.19% |
| 2023-03-31 | 6.41% |
| 2022-12-31 | 7.89% |
| 2022-09-30 | 19.38% |
| 2022-06-30 | 19.17% |
| 2022-03-31 | 19.70% |
| 2021-12-31 | 31.30% |
| 2021-09-30 | 27.67% |
| 2021-06-30 | 26.93% |
| 2021-03-31 | 31.18% |
| 2020-12-31 | 20.36% |
| 2020-09-30 | 11.13% |
| 2020-06-30 | 13.17% |
| 2020-03-31 | 11.24% |
| 2019-12-31 | 18.01% |
| 2019-09-30 | 21.50% |
| 2019-06-30 | 13.21% |
| 2019-03-31 | 10.69% |
| 2018-12-31 | 15.47% |
| 2018-09-30 | 20.94% |
| 2018-06-30 | 7.85% |
| 2018-03-31 | 8.70% |
| 2017-12-31 | 10.48% |
| 2017-09-30 | 38.89% |
| 2017-06-30 | 32.66% |
| 2017-03-31 | 32.66% |
