Rhinebeck Bancorp, Inc. (RBKB) vs BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock (RILYL)
A side-by-side comparison of Rhinebeck Bancorp, Inc. and BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — RBKB vs RILYL
growth of $100 · dividends reinvested · last 6yRBKB vs RILYL: by the numbers
- •RILYL is the larger company ($208M vs $206M market cap).
- •RILYL trades at the lower trailing earnings multiple (0.71 vs 14.61 P/E), one valuation lens rather than an overall verdict.
- •RILYL converts more revenue to profit (31.34% vs 16.28% net margin).
- •RILYL grew revenue faster over the past five years (4.32% vs 2.79% CAGR).
Metrics side by side
Valuation
| Metric | RBKB | RILYL |
|---|---|---|
| P/E ratio | 14.61 | 0.71 |
| PEG ratio | 1.35 | 0.13 |
| P/S ratio | 3.39 | 0.16 |
| P/B ratio | 1.47 | 1.47 |
Profitability
| Metric | RBKB | RILYL |
|---|---|---|
| Gross margin | N/A | 64.98% |
| Operating margin | 10.35% | 14.62% |
| Net margin | 16.28% | 31.34% |
| ROE | 7.07% | 289.61% |
Rhinebeck Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Growth (annualized)
| Metric | RBKB | RILYL |
|---|---|---|
| Revenue CAGR (5Y) | 2.79% | 4.32% |
| EPS CAGR (5Y) | 11.08% | 4.59% |
| Total return CAGR (5Y) | 11.29% | -12.64% |
Frequently asked
- Which has the lower trailing P/E, RBKB or RILYL?
- RILYL has the lower trailing P/E: RBKB trades at 14.61 and RILYL at 0.71. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, RBKB or RILYL?
- Over the past five years, RILYL grew revenue faster — RBKB at a 2.79% CAGR versus RILYL at 4.32%.
- Is RBKB or RILYL more profitable?
- RILYL runs the higher net margin — RBKB at 16.28% versus RILYL at 31.34%.
- How have RBKB and RILYL total returns compared?
- Over the past 5 years, RBKB delivered 11.29% and RILYL delivered -12.64% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Rhinebeck Bancorp & BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.