Rhinebeck Bancorp, Inc. (RBKB) vs BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock (RILYL)

A side-by-side comparison of Rhinebeck Bancorp, Inc. and BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

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Total return — RBKB vs RILYL

growth of $100 · dividends reinvested · last 6y
RBKB +188.2% (+19.3%/yr)RILYL -38.5% (-7.8%/yr)RBKB compounded faster over this window
0100200300Start $100202120222023202420252026$288$61
RBKB RILYL

RBKB vs RILYL: by the numbers

  • •RILYL is the larger company ($208M vs $206M market cap).
  • •RILYL trades at the lower trailing earnings multiple (0.71 vs 14.61 P/E), one valuation lens rather than an overall verdict.
  • •RILYL converts more revenue to profit (31.34% vs 16.28% net margin).
  • •RILYL grew revenue faster over the past five years (4.32% vs 2.79% CAGR).

Metrics side by side

Valuation

MetricRBKBRILYL
P/E ratio14.610.71
PEG ratio1.350.13
P/S ratio3.390.16
P/B ratio1.471.47

Profitability

MetricRBKBRILYL
Gross marginN/A64.98%
Operating margin10.35%14.62%
Net margin16.28%31.34%
ROE7.07%289.61%

Rhinebeck Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Growth (annualized)

MetricRBKBRILYL
Revenue CAGR (5Y)2.79%4.32%
EPS CAGR (5Y)11.08%4.59%
Total return CAGR (5Y)11.29%-12.64%

Frequently asked

Which has the lower trailing P/E, RBKB or RILYL?
RILYL has the lower trailing P/E: RBKB trades at 14.61 and RILYL at 0.71. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, RBKB or RILYL?
Over the past five years, RILYL grew revenue faster — RBKB at a 2.79% CAGR versus RILYL at 4.32%.
Is RBKB or RILYL more profitable?
RILYL runs the higher net margin — RBKB at 16.28% versus RILYL at 31.34%.
How have RBKB and RILYL total returns compared?
Over the past 5 years, RBKB delivered 11.29% and RILYL delivered -12.64% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.