Which has the lower trailing P/E, RBKB or SNFCA?

SNFCA has the lower trailing P/E: RBKB trades at 14.61 and SNFCA at 5.91. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, RBKB or SNFCA?

Over the past five years, SNFCA grew revenue faster — RBKB at a 2.79% CAGR versus SNFCA at 155.01%.

Is RBKB or SNFCA more profitable?

RBKB runs the higher net margin — RBKB at 16.28% versus SNFCA at 14.97%.

How have RBKB and SNFCA total returns compared?

Over the past 5 years, RBKB delivered 11.29% and SNFCA delivered 5.82% annualized total return. Past performance doesn't predict future results.

Rhinebeck Bancorp, Inc. (RBKB) vs Security National Financial Corporation (SNFCA)

A side-by-side comparison of Rhinebeck Bancorp, Inc. and Security National Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

RBKB

Rhinebeck Bancorp, Inc.

$206M

$13.15Financial ServicesDelayed quote: Oct 6, 2026, 2:38 PM EDT

SNFCA

Security National Financial Corporation

$204M

$9.10Financial ServicesDelayed quote: Oct 6, 2026, 2:39 PM EDT

Total return — RBKB vs SNFCA

growth of $100 · dividends reinvested · last 8y

RBKB +57.3% (+5.8%/yr)SNFCA +146.1% (+11.9%/yr)SNFCA compounded faster over this window

RBKB SNFCA

RBKB vs SNFCA: by the numbers

•RBKB is the larger company ($206M vs $204M market cap).
•SNFCA trades at the lower trailing earnings multiple (5.91 vs 14.61 P/E), one valuation lens rather than an overall verdict.
•RBKB converts more revenue to profit (16.28% vs 14.97% net margin).
•SNFCA grew revenue faster over the past five years (155.01% vs 2.79% CAGR).

Metrics side by side

Valuation

Metric	RBKB	SNFCA
P/E ratio	14.61	5.91
PEG ratio	1.35	N/A
P/S ratio	3.39	0.82
P/B ratio	1.47	0.47

Profitability

Metric	RBKB	SNFCA
Operating margin	10.35%	19.35%
Net margin	16.28%	14.97%
ROE	7.07%	8.61%

Rhinebeck Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Security National Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Growth (annualized)

Metric	RBKB	SNFCA
Revenue CAGR (5Y)	2.79%	155.01%
EPS CAGR (5Y)	11.08%	-11.76%
Total return CAGR (5Y)	11.29%	5.82%

Frequently asked

Which has the lower trailing P/E, RBKB or SNFCA?: SNFCA has the lower trailing P/E: RBKB trades at 14.61 and SNFCA at 5.91. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, RBKB or SNFCA?: Over the past five years, SNFCA grew revenue faster — RBKB at a 2.79% CAGR versus SNFCA at 155.01%.
Is RBKB or SNFCA more profitable?: RBKB runs the higher net margin — RBKB at 16.28% versus SNFCA at 14.97%.
How have RBKB and SNFCA total returns compared?: Over the past 5 years, RBKB delivered 11.29% and SNFCA delivered 5.82% annualized total return. Past performance doesn't predict future results.

Go deeper

Full RBKB analysis Full SNFCA analysis Interactive comparison tool

Dig into the metrics

Rhinebeck Bancorp P/E ratio Security National Financial P/E ratio Rhinebeck Bancorp ROE Security National Financial ROE Rhinebeck Bancorp operating margin Security National Financial operating margin Rhinebeck Bancorp revenue growth Security National Financial revenue growth

Rhinebeck Bancorp & Security National Financial appear in these rankings

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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.