Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.97% is 208% above its 5-year average of 0.32%, near the high end of its 5-year range (-1.30%–1.54%).
55.20% above its 12-month average of 0.63%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.24%.
RETURN ON ASSETS (ROA)
0.97%
RETURN ON ASSETS (ROA) AVG TTM
0.63%
RETURN ON ASSETS (ROA) AVG 3Y
0.02%
RETURN ON ASSETS (ROA) AVG 5Y
0.32%
RETURN ON ASSETS (ROA) AVG 10Y
0.16%
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+55.20%
CURRENT VS 3Y AVG
+5442.86%
CURRENT VS 5Y AVG
+207.94%
CURRENT VS 10Y AVG
+516.76%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 656 covered companies
CURRENT VS SECTOR MEDIAN
-21.14%
vs the sector median at left
Ponce Financial Group, Inc.
Market Cap
$492.95M
Return on Assets (ROA)
0.97%
TTM Avg
0.63%
3Y Avg
0.02%
5Y Avg
0.32%
Market Cap
$491.53M
Return on Assets (ROA)
2.28%
TTM Avg
2.79%
3Y Avg
3.04%
5Y Avg
2.28%
Market Cap
$495.61M
Return on Assets (ROA)
1.23%
TTM Avg
0.81%
3Y Avg
0.86%
5Y Avg
0.86%
Market Cap
$496.13M
Return on Assets (ROA)
1.65%
TTM Avg
1.54%
3Y Avg
1.57%
5Y Avg
1.42%
Market Cap
$488.81M
Return on Assets (ROA)
1.14%
TTM Avg
0.87%
3Y Avg
0.88%
5Y Avg
0.91%
Market Cap
$507.09M
Return on Assets (ROA)
1.69%
TTM Avg
1.33%
3Y Avg
1.23%
5Y Avg
1.10%
Market Cap
$504.89M
Return on Assets (ROA)
-31.75%
TTM Avg
0.09%
3Y Avg
0.09%
5Y Avg
0.09%
Market Cap
$473.69M
Return on Assets (ROA)
1.71%
TTM Avg
0.10%
3Y Avg
0.10%
5Y Avg
0.10%
Market Cap
$472.59M
Return on Assets (ROA)
0.23%
TTM Avg
0.13%
3Y Avg
-2.26%
5Y Avg
-2.26%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Ponce Financial Group, Inc. (PDLB) | $492.95M | 0.97% | 0.63% | 0.02% | 0.32% |
| Greenlight Capital Re, Ltd. (GLRE)vs › | $491.53M | 2.28% | 2.79% | 3.04% | 2.28% |
| ChoiceOne Financial Services, Inc. (COFS)vs › | $495.61M | 1.23% | 0.81% | 0.86% | 0.86% |
| Private Bancorp of America, Inc. (PBAM)vs › | $496.13M | 1.65% | 1.54% | 1.57% | 1.42% |
| Farmers & Merchants Bancorp, Inc. (FMAO)vs › | $488.81M | 1.14% | 0.87% | 0.88% | 0.91% |
| Orange County Bancorp, Inc. (OBT)vs › | $507.09M | 1.69% | 1.33% | 1.23% | 1.10% |
| Churchill Capital Corp XI (CCXI)vs › | $504.89M | -31.75% | 0.09% | 0.09% | 0.09% |
| Crane Harbor Acquisition Corp. II Class A Ordinary Shares (CRAN)vs › | $473.69M | 1.71% | 0.10% | 0.10% | 0.10% |
| Gores Holdings X, Inc. (GTEN)vs › | $472.59M | 0.23% | 0.13% | -2.26% | -2.26% |
| Cantor Equity Partners IV, Inc. Class A Ordinary Shares (CEPF)vs › | $471.39M | 3.06% | 0.67% | 0.45% | 0.45% |
ROA
1.0%
ROE
6.0%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.89% |
| 2024-12-31 | 0.36% |
| 2023-12-31 | 0.12% |
| 2022-12-31 | -1.30% |
| 2021-12-31 | 1.54% |
| 2020-12-31 | 0.28% |
| 2019-12-31 | -0.49% |
| 2018-12-31 | 0.25% |
| 2017-12-31 | -0.47% |
| 2016-12-31 | 0.19% |
| 2015-12-31 | 0.36% |
